3.9% Visa Credit Card Balance Transfer Rate

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Trim inches from your wallet. Our low balance transfer rate saves you money and helps pay down debt faster. Open a new card today and receive .5% cash back on purchases thru 7/31/12.

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APR is ANNUAL PERCENTAGE RATE. The monthly periodic rate for our Visa programs for balance transfers is 0.3250% - 1.6583%, which is an ANNUAL PERCENTAGE RATE of 3.9% - 19.9%. Introductory APR for balance transfers will end on March 13, 2013. For qualifying members, the introductory APR on existing balances will increase to the non-discount rate on the first day of the billing cycle. The 3.9% balance transfer rate is for credit scores 650 and above. Actual rate is based on multiple criteria, including, but not limited to, creditworthiness factors, current market conditions, and other factors that the credit union, in its discretion, believes are relevant in determining the appropriate APR. Current Summit loan and credit card balances are not eligible for the balance transfer promotion rate. Promotion ends February 29, 2012.

** Earn .5% cash back on net purchases through July 31, 2012. The cash back amount will be credited to your credit card balance no later than August 18, 2012. Cash back offer is for new credit card accounts only, opened from January 16, 2012 through February 29, 2012. The cash back amount is based on purchases (less returns) and does not include balance transfers or cash advances.

The monthly periodic rate for our Visa Platinum program for purchases and cash advances is 0.8250% - 1.4917%% which is an ANNUAL PERCENTAGE RATE of 9.9% - 17.9%. Actual rate is based on multiple criteria, including, but not limited to, creditworthiness factors, current market conditions, and other factors that the credit union, in its discretion, believes are relevant in determining the appropriate APR.

The monthly periodic rate for our Visa Platinum Rewards program for purchases and cash advances is 0.9917% - 1.6583%, which is an ANNUAL PERCENTAGE RATE of 11.9% - 19.9%. Actual rate is based on multiple criteria, including, but not limited to, credit-worthiness factors, current market conditions, and other factors that the credit union, in its discretion, believes are relevant in determining the appropriate APR. Plus earn one point for every dollar purchased to earn Scorecard Rewards.

FEDERAL INSURED BY NCUA

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