Rate Riser Certificate

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Earn a great rate and enjoy the peace-of-mind knowing that if rates rise, you have the option of increasing your rate with the Rate Riser Certificate.

  • Option to change your dividend rate once during the term
  • Available in 24 month term
  • Open with as little as $1,000

Open an Account

Certificate Rates
Type and Term Minimum Balance to Earn APY Dividend Rate Annual Percentage Yield1  
3 month $500 0.16% 0.16%
6 month $500 0.20% 0.20%
9 month $500 0.30% 0.30%
12 month $500 0.30% 0.30%
18 month $500 0.45% 0.45%
24 month $500 0.45% 0.45%
36 month $500 1.00% 1.00%
48 month $500 1.00% 1.00%
60 month $500 1.25% 1.25%
Rate Riser Certificate, 24 month $1000 0.20% 0.20%
Certificate Plus, 6 month $250 0.10% 0.10%
Certificate Plus, 12 month $250 0.15% 0.15%
Certificate Plus, 18 month $250 0.20% 0.20%
Certificate Plus, 24 month $250 0.20% 0.20%
(Rates effective 5/2)
  • 1Please contact SCU for other terms and conditions of these accounts. Certificates may have penalty for early withdrawal. Fees may reduce earnings on the account.

Featured Rates

Auto & Cycle Loan, 2014 to 2011
as low as 2.79% up to 60 months
as low as 3.14% up to 72 months
Auto & Cycle Loan, 2010 and Older
as low as 2.99% up to 60 months
Home Equity Loan — 60 months
as low as 3.99% up to 80% LTV
Personal Loans
as low as 9.25% up to 36 months
†APR = Annual Percentage Rate
‡LTV = Loan to Value