Auto & Motorcycle

  • saved 2
  • comments 1
  • rating: 3.5 (3.5)
print share

Apply Now

Whether you’re buying new or used, you’re in for the ride of your life! And because there’s no better time than now to get behind the wheel, Summit will approve your loan in minutes. Did we mention we offer an even better rate when you buy a hybrid? You buy green, we give green – it’s that simple!  

Apply today, drive today.
Visit, apply online or call. No matter how you apply, we can approve your loan in minutes. 

Get Preapproved.
Apply now to know how much you can afford before you shop.

Get financing right at the dealership.

Just say you want your loan from Summit when visiting any dealership, and your loan will be approved in minutes!

Research, shop, buy.
Visit our Auto Resource Center and find your vehicle before visiting any dealership.

  • Research and compare new and used vehicles
  • Shop around for auto reviews and values
  • Find shopping tips and advice
Compare auto loan types and terms with our financial calculators. (Las Calculadoras Financieras)

Hybrid Vehicle Discount.
Summit offers a 0.25% APR discount for a new or pre-owned hybrid vehicle. And if you're looking to refinance your hybrid, you'll enjoy the same rate discount!

Apply Now | Check Rates | Calculate

Auto & Motorcycle Loans — New 2012 and 2013
Term (up to) APR (as low as)1 Monthly Payment2  
24 months 2.99% $43.00
36 months 2.99% $29.10
48 months 2.99% $22.14
60 months 2.99% $17.98
72 months 3.65% $15.50
(Rates effective 5/3)
  • 1*APR is Annual Percentage Rate. All rates include a 0.25% reduction for electronic payments and Summit checking account. APR may increase after loan closing, if electronic payments or checking account are discontinued. 0.25% additional discount for hybrid vehicles.
  • 2Monthly payment is based on payment per $1,000 for term and rate shown above. Minimum loan amount varies.

Apply Now | Check Rates | Calculate

Auto & Motorcycle Loans — Used 2011 and Older
Term (up to) APR (as low as)1 Monthly Payment2
24 months 3.75% $43.34
36 months 3.75% $29.42
48 months 3.75% $22.48
60 months 3.75% $18.32
72 months 4.25% $15.76
(Rates effective 5/3)
  • 1*APR is Annual Percentage Rate. All rates include a 0.25% reduction for electronic payments and Summit checking account. APR may increase after loan closing, if electronic payments or checking account are discontinued. 0.25% additional discount for hybrid vehicles.
  • 2Monthly payment is based on payment per $1,000 for term and rate shown above. Minimum loan amount varies.