Loans

Personal Loans

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A personal loan means you get to choose – take a trip to Key West, grab that new iPad, or cover unexpected expenses. With fast approval and rates lower than a credit card, your personal loan is just a phone call or mouse click away.

Personal loans are a good option when you don't have collateral to borrow against. The funds can be used for anything from consolidating credit card debt, going on a vacation, or covering unexpected expenses. You'll enjoy great fixed rates and can borrow up to $25,000. Plus, the approval process is quick and easy— we'll get you your money in minutes.

Personal Line of Credit
Overdraft Protection Line of Credit
Share and Certificate Secured Loans

Borrow money from Summit today!

When you get a loan from Summit, you’re becoming a part of something bigger. Your membership helps your friends and neighbors buy homes, start businesses, and pay for college. In turn, members help you achieve your dreams. Together, we’re taking care of one another.

Personal Loans Save Rate Alert
Term (up to)	APR (as low as)¹	Monthly Payment²
24 months	9.25%	$45.80
36 months	9.25%	$31.92
48 months	9.50%	$25.12
60 months	9.75%	$21.12
(Rates effective 1/5)
¹APR is Annual Percentage Rate. ²Monthly payment is based on payment per $1,000 for term and rate shown above. Personal rates listed include a 0.25% reduction for electronic payments. APR may increase after closing. Minimum loan amounts vary and may apply. Your actual loan rate will be based on your credit history and repayment option. Rates are subject to change without notice.

Personal Lines of Credit Save
Type and Term	Rate	APR¹
Personal Line of Credit, revolving	Variable²	Prime + 4%
Overdraft Protection, revolving	Fixed	18.00%
(Rates effective 7/22)
¹APR is Annual Percentage Rate. ²Personal Line of Credit rate may change quarterly. Minimum loan amounts vary and may apply. Your actual loan rate will be based on your credit history and repayment option. Floor of 10.00%. Rates are subject to change without notice.