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Rates

	Rate Alert

	Savings, Investment & Checking Rates

		Business Dividend Checking

		Certificate Rates

		Individual Retirement Accounts

		Money Market Plus Accounts

		Savings & Checking Rates

	Loan Rates

		Auto & Motorcycle Loan Rates

		First Mortgage Rates

		Home Equity Lines of Credit

		Home Equity Loans

		Mobile Home Loans

		Boat and RV Loan Rates

		Personal Loan Rates

		VISA Credit Card Rates

	Fee and Charge Schedule

	Truth-in-Savings Disclosures

Savings & Checking Rates

Savings & Checking Rates
Type and Term	Minimum Balance to Earn APY*	Dividend Rate	Annual Percentage Yield
Savings**	$25	0.25%	0.25%
2nd Savings**	$25	0.25%	0.25%
GoSave***	$100	1.05%	1.05%
Holiday Savings**	$25	0.25%	0.25%
Dividend Checking	$25	0.15%	0.15%
APY is Annual Percentage Yield. Rate Information: The dividend rate and annual percentage yield may change at any time as determined by credit union management. Minimum Balance Requirements: The minimum balance to open this account is $5.00. You must maintain a minimum daily balance of $25 in your account to obtain the disclosed annual percentage yield. **The GoSave account has a 12 month term. Penalty for early withdrawal. Maximum balance allowed is $10,000.00. Please contact SCU for other terms and conditions of these accounts. Fees may reduce earnings on the account.

Money Market Plus Account Rates (Rates effective 9/1)
Minimum Balance to Earn APY*	Dividend Rate	APY*
$100,000	1.15%	1.15%
$50,000	0.90%	0.90%
$25,000	0.70%	0.70%
$10,000	0.65%	0.65%
$2,500	0.40%	0.40%
$0	0.15%	0.15%
*APY is Annual Percentage Yield. Rate information: The dividend rate and annual percentage yield may change at any time as determined by credit union management. Minimum Balance Requirements: The minimum balance to open this account is $2,500. Please contact SCU for other terms and conditions of these accounts. Fees may reduce earnings on the account.

Business Dividend Checking (Rates effective 9/1)
Minimum Balance to Earn APY	Dividend Rate	APY*
$25,000	0.90%	0.90%
$10,000	0.60%	0.60%
$5,000	0.35%	0.35%
$2,500	0.25%	0.25%
*APY is Annual Percentage Yield. Please contact SCU for other terms and conditions of these accounts. Fees may reduce earnings on the account.


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