Access the buying power you’ve earned. A home equity loan is a smart choice for financing whatever’s on your "to-do" list. And, with no fees and low closing costs and same day approval, there’s no good reason not to get started right away.

Home equity loan 

• Low, fixed rate
• No annual fee
• Borrow up to 100% of your home's equity
• Low closing costs
• Apply now

Home equity line of credit 

• Variable rates start at Prime - 1.0%
• No annual fee
• Easy access to funds with checks, or transfer funds using Online Branch
• Borrow up to 90% of your home's equity
• Low closing costs
• Apply now

Home equity loan or line of credit? That depends on how you'll use the money. A fixed-rate home equity loan is best when you're using the funds for a one-time purpose and know exactly how much money you need. If you plan on using the funds for a variety of expenses or may tap into your equity again in the future, then a line of credit makes sense.  A line of credit gives you easy access to funds whenever you need them.

Tip: To roughly calculate the equity you've built up, subtract your mortgage balance from the estimated value of your home.