Borrow what you need when you need it.

• Borrow up to 100% of your home’s equity (maximum loan amounts apply)
• Variable rates as low as prime minus 0.50%
• As low as 1.99% intro APR for 12 months, Then as low as 3.99% variable rate after that²
• No or low closing costs³
• Potential for tax-deductible interest⁴
• Can lock your balance into a low, fixed rate for terms up to 15 years⁵
• No annual fee or prepayment penalties
• Easy access to funds with online banking

If you’re looking for a better interest rate or lower monthly mortgage payment, a home loan refinance can help. 

• Lower your monthly mortgage payment
• Pay less in interest payments over the life of your mortgage
• Enjoy no or low closing costs⁸
• Get cash back for home improvements, a new car, paying off higher interest debt or other needs
• And your loan is serviced locally by Summit