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Now is the time to Refinance

Don't you wish every decision was this easy? Our home refinancing options can save you money in the long run or help free up some cash for other things.

Here's why so many people talk to the #1 mortgage lender in Dane County. 



Borrow what you need when you need it.

  • Borrow up to 100% of your home’s equity (maximum loan amounts apply)
  • Variable rates as low as prime minus 0.50%
  • As low as 1.99% intro APR for 12 months, Then as low as 3.99% variable rate after that2
  • No or low closing costs3
  • Potential for tax-deductible interest4
  • Can lock your balance into a low, fixed rate for terms up to 15 years5
  • No annual fee or prepayment penalties
  • Easy access to funds with online banking


Express Mortgage Refinance

With an Express Refi from Summit you could save thousands of dollars and years of payments.

  • Shorten your 20- or 30-year mortgage to 12 years or less6
  • Save thousands on interest payments
  • Enjoy no or low closing costs7
  • The Express Refi loan process is faster than a traditional refi
  • And your loan is serviced locally by Summit


Traditional Mortgage Refinance

If you’re looking for a better interest rate or lower monthly mortgage payment, a home loan refinance can help. 

  • Lower your monthly mortgage payment
  • Pay less in interest payments over the life of your mortgage
  • Enjoy no or low closing costs8
  • Get cash back for home improvements, a new car, paying off higher interest debt or other needs
  • And your loan is serviced locally by Summit