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Whether you're looking for simplicity with a free account and no monthly fees or something that helps you earn more on your savings, our options make money management simple. Easily open an account in minutes and start enjoying ultimate convenience – Because You Summit! All our checking options take convenience, security and your financial goals into account. Our Free Checking option is truly fee-free, while other options, like Ultimate and Dividend Checking, help you earn more on your money. Not sure which to choose? Our financial experts are always happy to discuss options and help you make the right choice. No matter which checking account you choose, you’ll always have simple ways to manage your money – lots and lots of ways, actually! So whether you’re miles away on a trip or chilling at home, you can:
  • Send and request money among family and friends with Zelle®
  • Transfer funds between accounts and pay your bills
  • Deposit checks using your phone
  • Add your debit card to your digital wallet – just tap and go at checkout!
  • Easily turn your card off and on, set spending limits and more with Summit Debit Card Controls
We’re in business for our members, not stockholders, and our success directly benefits you. We love to say thanks with perks like , an annual cash give-back for members who save and borrow with Summit.Plus, when you save and borrow with Summit, you’re choosing a credit union that helps women and our entire community build financial security.

Real Members. Real Success. Because They Summit!

"Because I Summit, I can let go of the breath I've been holding and know I'm on the right path." “Now, when we check our accounts, we’re so impressed with how well our plan is working and how quickly our goals are becoming possible. Because We Summit!” “I paid down my debt and built a savings plan, and now we’re taking a family cruise and steps toward a bigger home. Because I Summit!” Enjoy a financial cushion with overdraft protection. Get the tools you need to manage money on the go in one easy mobile app. Get easy access to more than 5,000 surcharge-free ATMs. Pay or request money from friends and family with Zelle®. Earn money back with Cash Boomerang (over $24.8 million to members so far!) Put more “yay!” in your wallet with fun debit card designs Join over 264,000 members who are building wealth and financial security.
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* The Wisconsin's #1 Mortgage Lender designation is based on the number of loans in 2023, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the LEI: 254900NTAC4H10MGSU23 ** SBA Lender of the Year Award for Credit Unions as awarded by the Small Business Administration of Wisconsin in 2024. Copyright 2025 © Summit Credit Union. All rights reserved. If you are using a screen reader and are having problems using this website, please call 608-243-5000 for assistance. Insured by NCUA