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Online and Mobile Banking

Summit offers all the convenient features you need to manage your money no matter where you are.
  1. Online Banking


    So you can manage your accounts from anywhere you have internet access. To enroll in online banking, please contact us or visit any of our branch locations.

  2. Free online bill payer*

    To help make sure you never have a late payment.

  3. E-statements

    Get notifications sent right to your inbox when your banking statements become available to view online.

  4. Free Summit App


    Manage your accounts anytime, from anywhere. With the Summit mobile app you can:

    • Check your balance
    • Track account activity
    • Transfer money between accounts
    • Find the closest Summit branch or ATM
    • Use mobile deposit instead of bringing your checks in


    Get the Summit mobile app.

    Download on the App Store Get it on Google Play

    Ready to get started? It’s so easy! Let our step-by-step tutorials walk you through transfers and deposits.


    Love the idea of mobile and digital access but worried about the security? Visit our Mobile Security FAQs for answers to the questions we here most. 

  5. Digital Wallets

    Sync your Summit accounts with Apple Pay to make purchases with your smartphone.

    Find out how

    Mobile payments can be used with a Summit debit or credit card anywhere you see an Apple Pay symbol at checkout.    

    apple pay

    • Make sure your phone is NFC-enabled (NFC means near field communication and is a chip in your phone that lets it "talk" to a digital reader).
    • Verify that the operating system on your mobile device supports Tap and Pay (android 4.4+ or iOS 8.1+).
    • Download the mobile payments app of your choice-or check with your device provider to see if an app is already built into your phone or tablet.
    • Choose your Summit credit or debit card as your default payment option.
    • Look for retailers that accept virtual wallets.
    • For in-store purchases, just hold your phone up to the reader near the cashier; if you're buying online or within an app, just click on the payment icon.
  6. Text Banking

    Request account balances, transaction history and transfers between accounts with simple text commands from your mobile phone.

    Find out how

    After you’ve signed up for online banking, go to and login with your online banking username and password. Choose SMS Settings from the menu and follow the instructions.

    Text commands to 86020:

    • B — check all account balances.
    • H — get the five most recent transactions for all accounts.
    • H acct — see the five most recent transactions for a specific account. Just enter H S and then the share number of the account (ex: H S01).
    • X source dest amount — transfer a dollar amount from source account to destination account. Enter X S and the share number of the source account, then S and the share number of the destination account and then the amount to transfer (ex: X S01 S05 10.00).
    • NICK — fetch a list of shares and loans with nicknames.
    • MENU — see the list of available command options.
    • STOP — deactivate SMS mobile banking.

    The following carriers are supported: Alltel, AT&T, Boost, Cincinnati Bell, Cricket, Metro PCS, Nextel, Sprint, T-Mobile, US Cellular, Verizon Wireless, Virgin Mobile and Google Voice.

  7. Summit money minder

    Set budgets, track spending and see where your money is going.

    Learn more about Money Minder