Find out how much you can afford to borrow based on your monthly payment, or find out your loan payment based on your purchase price.
Should you go for a lower rate? Or take the cash back to add to your down payment?
COMPARE MONTHLY PAYMENT BY TERM
See how you can lower your auto loan payment
See how affordable your vehicle is.
Compare two loans and decide what is right for you.
GAS MILEAGE SAVINGS WITH A FUEL EFFICIENT VEHICLE
As the price of gasoline continues to rise, the question often arises as to whether it makes financial sense to trade-in a 'gas guzzler' for a more fuel-efficient vehicle.
Should you lease your next automobile or finance it? Crunch the numbers and see what will work best.
Does it makes sense to refinance your mortgage loan?
Compare 15- and 30-year terms.
ADJUSTABLE-RATE MORTGAGE ANALYZER
Determine what your monthly payments on an adjustable-rate mortgage will be.
Figure out your monthly payment and amortization schedule.
See how your income, debt and different interest rates affect how much you may be able to borrow.
Find out just how much you can afford.
Are you better off buying your home, or resigning that lease?
How much money the sale of your home will yield?
COMPARE A BI-WEEKLY MORTGAGE TO A MONTHLY MORTGAGE
Are you better off buying your home, or resigning that lease?
Amount of equity in your home based on loan-to-value
CALCULATE A HOME EQUITY LOAN PAYMENT
Calculate your loan payment.
CALCULATE A HOME EQUITY LINE OF CREDIT PAYMENT
Calculate your home equity line of credit payment.
USING HOME EQUITY FOR A MAJOR PURCHASE
When making a major purchase, using a home equity loan or line of credit is an alternative to financing offers often provided by a seller or manufacturer.
HOME EQUITY LOAN OR LINE OF CREDIT?
Find out what works best for you.
CONSOLIDATING DEBT WITH HOME EQUITY
Home equity loans can be used to consolidate account balances from multiple credit cards or installment loans into a single loan.
PAYING OFF A HOME EQUITY LOAN OR LINE OF CREDIT
How long will it take you to payoff your home equity.
If you are already a saver, you might ask yourself the question "what if I save more"?
How interest is calculated can have a great impact on the interest earned by your account and how your savings grow.
Develop or fine-tune your education savings plan.
Find out if your savings plan could make you a millionaire.
WHAT WILL MY SAVINGS BE WORTH?
Find out what your savings could be worth in the future.
Calculate exactly what it will take to reach your savings goal.
It is always a good idea to have savings tucked away for a rainy day.
HOW LONG WILL MY RETIREMENT SAVINGS LAST?
You have got money put away, but need to know how long it will last.
A 401(k) account available through your employer is one of the best methods for building retirement savings.
TRADITIONAL 401(K) OR ROTH 401(K)?
Compare a Roth IRA to a traditional 401(K).
What monthly income will your retirement savings provide?
What you fail to put away today for your retirement will impact how much you have available to you when you are ready to retire.
ESTIMATE SOCIAL SECURITY BENEFITS
Estimate the Social Security benefits you will receive at retirement.
Saving for retirement can be a challenging task. The starting point for any retirement planning is an understanding of what your retirement needs will be.
See if consolidating your debt is the best option.
One popular strategy for accelerating the payoff of a loan is to make 'bi-weekly' payments.
Setting a goal for paying off a mortgage, auto loan, credit card or personal loan makes sound financial sense.
HOW LONG WILL IT TAKE TO PAY OFF A DEBT?
Like many credit card holders, there are times when you might have overdone it on the spending and are now facing the task of paying off your credit card balance.
USE A LUMP SUM TO PAY DOWN DEBT
If you have received a lump-sum payment from an inheritance, tax refund or commission off of a large sale, you might be wondering what the best use of that money is.
ARE CREDIT CARD BALANCE TRANSFERS WORTH IT?
Is transferring your credit card debt really worth it?
If you're trying to pay down some debt, you might be wondering what the impact would be if you simply increased your monthly payment each month.
Enter the monthly payment you want and we’ll calculate your loan amount. Or, enter in the loan amount and we’ll tell you how much you’ll owe each month.
How many times have you asked yourself "where does our money go?"
Balance your checkbook quickly and easily.
Analyze your budget, see where your money goes and find out where you can improve.
How much do you have? Count it up and take a look!
Determine your net worth and estimate how it could grow (or shrink) over the next ten years.
You might want to consider whether you are better off using the money you have in savings to pay down debt.
Making the decision to return to work after staying at home with children, or leaving the workforce to stay at home is sometimes a difficult decision for parents.
THE VALUE OF YOUR FUTURE EARNINGS
We all understand that you cannot put a price tag on the value of human life. However, if you are a husband or wife, or father or mother, your departure would leave a financial gap that could impact the financial health of your family.
CALCULATE YOUR LIFE INSURANCE NEEDS
The purpose of life insurance is to replace your income at the time of your death so that the family you are leaving behind can maintain their current lifestyle.
CALCULATE YOUR DISABILITY INSURANCE NEEDS
If you get injured, become disabled or suffer a severe illness and are unable to work, would you be able to maintain your current standard of living?
CALCULATE YOUR LONG TERM CARE NEEDS
As you or a loved one, grows older, long-term care might be required if you or they can no longer perform the essential daily tasks required to take care of oneself.
If you are interested in going down the self-insurance path, you will need to save the appropriate amount of money to meet your long-term care needs.
REACH YOUR HEALTH SAVINGS ACCOUNT GOAL
You can use a Health Savings Account (HSA) to boost retirement savings earmarked to cover medical expenses in retirement.
HEALTH SAVINGS ACCOUNT OR TRADITIONAL HEALTH PLAN?
Health Savings Accounts (HSA) offer an opportunity for you to build tax-free savings to pay for current and future qualified medical expenses.
What to do when a loved one passes
We know this can be a challenging time for you and your family and it's natural to feel confused and overwhelmed as you deal with your life one's financial affairs. We're here to help you in every way possible. This guide outlines important details you need to know.
9 things to do to build a bright financial future
Congratulations, you’re starting a family! Time to re-organize and re-prioritize your finances. Even though you’re knee-deep in diapers and legos, you can take these simple but important steps to get on the right track.
7 things to do when you land that first job
Congratulations! You’re ready to start your career. There are a few important things to do right away to set yourself up for financial success.
7 steps to raising money smart kids
Take these simple steps to help your kids develop good financial habits that will last a lifetime!
8 "to-do's" to get your retirement on track
Feel you need to do a little extra to make sure your retirement savings plans are on track? Here are some simple, straight-forward tips to help you save more for your retirement years.
Start Here - Open the Get Your Retirement on Track Checklist
9 essential actions to start your own business
Congratulations! You’re ready to put your entrepreneurial spirit to work for you. You’re willing to do what it takes to succeed. You know your market and how to differentiate your product or service within it. You’ve got support of friends and family and business advisors. What’s next?
Start Here - Open the Essential Actions to Start Your Own Business Checklist
Before you tie the knot, make these 6 financial moves
Not being on the same page financially before saying “I do” is a common mistake. But you can avoid bringing bad money habits to your marriage and come up with a plan to merge your financial lives. You’ll start your marriage off on the right financial foot by following these 6 steps.
Tips for Owning Your Own Wheels
A car can give you freedom and flexibility to do things when you want to do them. It’s also a BIG responsibility and has BIG costs. The money savvy thing to do is to look at all of your possible car expenses and plan for when they might happen.
Start Here - Open the Tips for Owning Your Own Wheels checklist
Tips for Paying for College
Figuring out how to pay for college can be like piecing together a puzzle. There are many pieces and you need to find out how they all fit together. We have some money savvy tips to consider so you can complete your college financing picture!
Tips to Make Your Paycheck Last
It’s payday Friday and you stop by the credit union to cash your paycheck. Make sure you look at the BIG picture, prioritize what you want and plan your spending so you don’t run out of money before you get paid next.
Start Here - Open the Tips to Make Your Paycheck Last checklist
Separation, Divorce & Your Finances
One of the many challenges of separating finances is coping with profound feelings at the same time you're handling financial decisions that require clear thinking. This checklist will not only help you cover your bases confidently, but also empower you for a strong financial footing in the future.
