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They say the holidays are the most wonderful time of the year, but they can also be among the most expensive. Stay on top of your holiday spending this year with these tips for giving thoughtful gifts your friends will appreciate just as much as — or more than — something pricier.
Not sure how much you should be spending this year? Check out our
Photos make great gifts because they’re easy and cheap but also show your friends and family just how much they mean to you. You can find a frame for just a couple of bucks if you shop discount stores. Place a sentimental photo inside or even make it your own by decorating it with some DIY flair! Another idea is to buy customizable photo gifts like mugs, coasters and calendars. Either way, you’ll be giving the gift of memories, and that’s priceless.
2. DIY Gifts
Get in the holiday spirit by making gifts instead of buying them. There are hundreds of DIY gift ideas out there. For the foodie in your life, try putting your favorite cookie recipe in a mason jar, attach the directions and tie it up with a bow. Or jump on the self-care trend and try your hand at making homemade soaps, scrubs or candles. Some can be whipped up in under 10 minutes! With a DIY gift, not only will you save cash but you’ll also have the satisfaction of giving something that’s truly one of a kind and made with love.
3. Subscriptions & Experiences
Treat your loved one to something they love by gifting them subscriptions or event tickets. What’s nice about giving experiences is that they won’t end up unused, taking up space in a closet or drawer. You can also tailor your gift based on what you know about the person. Have a friend who’s obsessed with wine? Get them a subscription to a wine delivery service. Another idea is to buy passes to museums or community events, which tend to be reasonably priced. The possibilities are virtually endless, and it could give you the opportunity to spend even more time together.
The holidays are about celebrating, not stressing. By choosing affordable, thoughtful gifts, you can rest assured that your finances are covered and get back to what matters most — enjoying this special time with the people you love.
Got any low-cost gift ideas of your own? Share them with us on our
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Here are some tips on how to prioritize your debts and bills, negotiate with creditors and get your late payments back on solid ground.
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Helping Our Communities, One Person At A Time.
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Even in these challenging times, there's whole lot of good happening! At Summit, we've always believed financial success happens together and that's been truer than ever this past month. Here's what "together" has meant for our community.
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Tips for Managing Money and Paying Off Student Debt After Graduation
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Navigating finances after college is hard, but you can take it one lesson at a time. Get tips for managing money and paying off student debt after graduation. Navigating finances after college is hard, but you can take it one lesson at a time. Get tips for managing money and paying off student debt after graduation.
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How to Protect Yourself From New Scams
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If you’re not sure if something is a scam, it’s ALWAYS better to act like it could be! Fraudsters are always coming up with creative new ways to steal from you and quick to take advantage of a crisis. Here are some of the most popular recent scams to watch for.
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5 Ways To Save Money During The Holidays
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With a little planning, you may be able to actually save a little money during the holidays. Check out these tips to keep costs down without missing out on the holiday fun.
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How To Protect Yourself From Common Scams
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Some scams go right for your money; others try to get you to part with personal information – like account numbers, Social Security numbers, passwords, and personal identification numbers (PINs). Find out what you should look for and how to protect yourself.
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5 Self-care Ideas To Manage Stress This Holiday Season
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The holidays can be stressful & that’s why it’s important to prioritize your self-care. Use these tips to reduce stress without draining your bank account.
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5 Tips To Your Home Improvement Sweet Spots
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Your home is your castle, your refuge and—let’s face it—a place where it can be very easy to sink a big chunk of money. Which is why you’re always on the lookout for “sweet spots”: those home improvements that add comfort, safety or a little zing of style while you’re living in your house and will boost the asking price when it’s time to sell. And if you can find a way to save money on those improvements or cut home expenses at the same time, well that sweet spot just got a little sweeter!
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