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One Easy Hack to Get On Top of Your Budget

Red SHOES Financial Wellness Program

Have you been looking at budgeting all wrong? We’ve got just the thing to help you embrace it.

Do you tend to feel a little crabby when you hear the word “budget?”

Like it’s this painful thing you’ll have to do temporarily until you can dig out from under some financial problem?

But what if you turned that idea on its head and started to think of budgeting as something that should always part of your life? Like healthy eating and regular exercise, budgeting is one of those “good for you” things with great payoffs. Think reduced stress and the money to do cool things like buy a car, go on a vacation or help your kids with college. 

Feel better about budgeting already? Ready to make it happen?

We’ve got something that will make it easy, rewarding and maybe even a little fun: Summit's Climbr®.

Climbr is our free online money management tool. You can tap into it anywhere — on your computer, phone or tablet — and it consolidates all your financial information (loans, savings and checking accounts, credit cards, and more) in one place.

Even better, Climbr gives you an easy way to check on your spending and saving any time you want, which is one of the best ways to take charge of your finances.

Summit's Climbr lets you do all this:

Create a budget. We all spend and save smarter when we set up a plan ahead of time. Climbr lets you create budget categories and assign monthly limits. And its dashboard gives you a fast and easy way to see what you’ve spent and how much money you have left in each category.

Monitor your expenses. Once you link your accounts to Climbr and assign spending categories (like transportation, entertainment, groceries and the like), it will automatically tag each purchase and put it in a category.

Presto! You’ll have a complete, personalized view of your spending and savings, not just once in a while but every day (or even many times a day if that’s the way you roll). And these instant snapshots are a great way to help you get and stay on track.

Set goals. Now it’s easy to set saving goals and pick how much you’re going to put aside each month or paycheck. Better yet, use automatic transfers so the money you’ve budgeted goes right into your savings as soon as your paycheck hits.

Get transaction alerts. Have you ever overdrawn an account or forgotten to pay your credit card bill and gotten hit with a big fee (ouch!). Now you can get an alert if your account balance is approaching the “yikes” zone or a heads up when it’s time to pay a bill.

Ready to see how budgeting could improve your life? Check out Summit Climbr today.

Smart money tips brought to you by Red SHOES, Summit’s exclusive financial wellness program.