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Wish Your Life Had A Little Less Clutter? Start Dealing With It Now!

December 7, 2016 Sure, decluttering might seem like the craziest thing we could suggest in the middle of making the holiday magic happen, but here’s the thing: maybe it could actually bring you a little more joy this holiday season. According to Marie Kondo—author of The Life-Changing Magic of Tidying Up—getting rid of things that don’t bring you joy is an important first step to happiness. And heck, she’s gotten more than four million people to buy her book so maybe she’s on to something! We’ll let you decide what you think about Marie’s approach  to a decluttered life, but in the meantime, here’s ours! Before you start your declutter mission, find four boxes or bags, label them—Donate, Sell, Toss, Keep—and prepare to sort! As you sort, keep the following in mind: Haven’t used it in a year? Get rid of it. Unless you’re currently pregnant or recently had a baby, anything in your closet that you haven’t worn in the past year is probably something you’re never going to wear again (You know it’s true!). And the same goes for that waffle iron you got as a gift 10 years ago that you’ve never used. These things are just taking up closet space when they could be making someone else very happy. Don’t give your junk to charity. They do not want or need the Monopoly game that’s missing half the pieces, your ratty sweatpants or the ski parka that was “so cute” in 2001. Charities have to pay to get rid of your garbage. Save them time and money and do it yourself. Give yourself a time limit. The messy basement, the overflowing attic, your kid’s toy room. Don’t you feel tired just thinking about them? Instead of an all-or-nothing approach to decluttering, give yourself a set amount of time to clean. Successfully tidying up the junk drawer could energize you to clean something else! Don’t second-guess yourself. Make a decision and stick with it. Don’t buy storage bins until you’ve cleaned. There are way too many clever storage options out there. Don’t buy until you know exactly what you’re buying for. Extra storage can entice you to keep things you don’t need. Get rid of your sorted items, pronto! Don’t let them sit around cluttering up your car or front hall. Take them to Goodwill, put them in the garbage or give them to a friend who truly wants and needs your hand-me-downs—today. The special challenge of mementos. We’re not monsters! We know there are some things that are just too special and need to be kept. But that doesn’t mean EVERYTHING needs to be kept or that you have to keep it in its original form. Those special treasures your kids have made over the years? Take a picture and make yourself a nice (mini!) photo album. You’ll have all those lovely memories in one small space. Go ahead! Give these ideas a try. And you’ll be on your way to owning a less cluttered 2017! Happy Holidays from your friends at Summit.
You might also be interested in Are you struggling to come up with the perfect New Year’s resolution? Here are three great reasons why focusing on your finances should be a priority this year! Simple, everyday choices can reduce consumption and our impact on the environment. Learn ways to be more eco-friendly…and your spending at the same time! The holidays can be stressful & that’s why it’s important to prioritize your self-care. Use these tips to reduce stress without draining your bank account. Caring for your furry friends can add up! Learn how to manage the costs of owning a pet & unwanted expenses without compromising on quality for your animal. As you prepare for this new chapter of your life as a parent, make sure you are saving to cover the costs of having a baby with our financial planning checklist. You know regular exercise and smarter eating will make you look better, feel better, and get you in shape for your high school reunion (ok, not the best reason but, hey, if it inspires you, go for it!). But has the cost of health club memberships, workout apparel and organic produce got you thinking you have to choose between paying the mortgage and improving your heart health? Guess what? It doesn’t, thanks to these five easy tips. Using less energy is good for the environment and it can help you save money on your monthly bills. Try these tips to reduce your energy use around the house. Did you resolve to make this the year you took charge of your finances?  It’s crazy to think that the year is almost halfway over, but, hey, it is! Which means it’s the perfect time to take stock of how you’re doing on managing your finances. Does just thinking about health care costs give you a headache? We feel your pain! But don’t worry. We have a six-step, cost-management plan that could have you feeling better in no time. Featured Products Certificates Checking Accounts Home Equity Loans Home Loans Business Banking Certificates Checking Accounts Home Equity Loans Home Loans Business Banking Financial Education Upcoming Events Programs Tools & Calculators On-demand Webinars Podcasts Upcoming Events Programs Tools & Calculators On-demand Webinars Podcasts About Equity in Money™ About Summit Careers News Community Giving Equity in Money™ About Summit Careers News Community Giving Help & Support Contact Us Member Support Center Schedule an Appointment Find a Branch Contact Us Member Support Center Schedule an Appointment Find a Branch Please read the following before proceeding to: The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. NCUA Insurance Estimator Privacy, Security & Accessibility Rates, Fees, Terms & Disclosures Routing Number The Wisconsin's #1 Mortgage Lender designation is based on the number of loans in 2022, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the LEI: 254900NTAC4H10MGSU23 **  SBA Lender of the Year Award for Credit Unions as awarded by the Small Business Administration of Wisconsin in 2023. Copyright 2024 © Summit Credit Union. All rights reserved. If you are using a screen reader and are having problems using this website, please call 608-243-5000 for assistance. Insured by NCUA