Make a Payment Rates About Careers Contact Locations Financing a home isn't something you do everyday – but, hey, when it's your moment, it's your moment! And we're here to help you achieve your home loan goals with confidence.

Hit Fast Forward on Buying a House

Mortgage Preapproval in as Little as 15 Minutes.

Connect With a Mortgage Loan Officer Within 24 Hours.
  • First-Time Homebuyer Bonus: $1,200 Off Closing Costs
  • Home Purchase Bonus: $700 Off Closing Costs
It's fast, easy, and hassle-free with:
  • Summit has great rates, friendly local service and flexible rate-lock options.
  • You can within one business day.
  • Still getting ready? and let us coach you on saving for a down payment, boosting your credit score or taking advantage of special homebuying programs.
In the meantime, you can learn a lot about the kind of mortgage that's right for your goals, right here. This will be fun! The best way to start is by seeing what’s possible. Once you find out what you can afford, your potential monthly payment and the right term, then you’re ready to get rolling.  Learn How to Make It Happen More Tools & Resources It’s the best first step, whether you’re buying for the first time or are already familiar with the process. Because when you get a preapproval on your loan, you have the green light to go up to a maximum purchase price – and you have extra credibility on your offer to purchase.
You just need: It's good to check whether your current mortgage still makes sense or if it's time to refinance. See if you could save big in the long term or free up some money in the meantime with either an Express or Traditional Mortgage Refinance. Learn How to Make It Happen More Tools & Resources Whether it's a loan or a line of credit, borrowing some of your equity back is a smart way to do more with your money – hello, home improvements! Imagine what you could check off the to-do list. Learn How to Make It Happen More Tools & Resources Your home away from home deserves a payment plan that's just as cozy – and we have a variety of options on both fixed-rate and adjustable-rate mortgages. The right loan for your land is something you'll really be able to build on. We have the rates, terms and loan amounts to match your vision for getting the most out of your investment.

"It was great! Even though we never met in person he was awesome ot work with! Thank you, Adam!! I have told other friends you need to go through Summit!"

 -Summit Member

"Speedy response and very knowledgeable. Felt taken care of every step of the way."

 -Summit Member

“Mike’s response time to any questions or concerns are addressed expeditiously. His knowledge of the construction loan process was invaluable to my husband and me. He presented us with many options available to us and explained in great detail on the pros and cons of each one. I can’t begin to say how easy and stress free he made the whole process. His attention to detail and his easy demeanor made this a very joyful process!”

 -Summit Member

“Professional, respectful, clear, and communicated with us continuously throughout the process. We never had to guess where we were in the process as a result. We left a local bank for Summit because of the level of customer service we knew we would experience at Summit.”

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With the great rates you need to start, online mortgage loan status updates throughout the process and local servicing for the life of your loan, Summit is here for you every step of the way. Our mortgage loan officers are ready to connect whenever you are! Featured Products Certificates Checking Accounts Home Equity Loans Home Loans Business Banking Certificates Checking Accounts Home Equity Loans Home Loans Business Banking Financial Education Upcoming Events Programs Tools & Calculators On-demand Webinars Podcasts Upcoming Events Programs Tools & Calculators On-demand Webinars Podcasts About Equity in Money™ About Summit Careers News Community Giving Equity in Money™ About Summit Careers News Community Giving Help & Support Contact Us Member Support Center Schedule an Appointment Find a Branch Contact Us Member Support Center Schedule an Appointment Find a Branch Please read the following before proceeding to: The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. NCUA Insurance Estimator Privacy, Security & Accessibility Rates, Fees, Terms & Disclosures Routing Number *  The Wisconsin's #1 Mortgage Lender designation is based on the number of loans in 2022, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the LEI: 254900NTAC4H10MGSU23 **  SBA Lender of the Year Award for Credit Unions as awarded by the Small Business Administration of Wisconsin in 2023. Copyright 2024 © Summit Credit Union. All rights reserved. If you are using a screen reader and are having problems using this website, please call 608-243-5000 for assistance. Insured by NCUA