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Mortgage Guidance


Financing a home isn't something you do everyday – but, hey, when it's your moment, it's your moment! And we're here to help you achieve your home loan goals with confidence.

Hit Fast Forward on Buying a House

Mortgage Preapproval in as Little as 15 Minutes.1

Connect With a Mortgage Loan Officer Within 24 Hours.

  • First-Time Homebuyer Bonus: $1,200 Off Closing Costs2
  • Home Purchase Bonus: $700 Off Closing Costs3

Top Mortgage Lender in Wisconsin

Helping You Reach Your Home Loan Goals

It's fast, easy, and hassle-free with:

  • Summit has great rates, friendly local service and flexible rate-lock options.
  • You can connect with a Summit Mortgage Loan Officer within one business day.
  • Still getting ready? Meet with us and let us coach you on saving for a down payment, boosting your credit score or taking advantage of special homebuying programs.

In the meantime, you can learn a lot about the kind of mortgage that's right for your goals, right here.

What Can We Help You With?

Woman and child cooking in a kitchen

Buying a Home

This will be fun! The best way to start is by seeing what’s possible. Once you find out what you can afford, your potential monthly payment and the right term, then you’re ready to get rolling. 

Explore Options & Rates Preapproval

Start With A Free Preapproval

It’s the best first step, whether you’re buying for the first time or are already familiar with the process. Because when you get a preapproval on your loan, you have the green light to go up to a maximum purchase price – and you have extra credibility on your offer to purchase.
You just need:

  1. A government-issued ID

  2. Your most recent 30 days of pay stubs and two years of W-2s

  3. Your statement or account numbers for all bank accounts and loan balances

Outside of a home at dusk


It's good to check whether your current mortgage still makes sense or if it's time to refinance. See if you could save big in the long term or free up some money in the meantime with either an Express or Traditional Mortgage Refinance.

See Your Options

The interior of a remodeled bathroom

Home Equity

Whether it's a loan or a line of credit, borrowing some of your equity back is a smart way to do more with your money – hello, home improvements! Imagine what you could check off the to-do list.

See Your Options

Exterior of a log cabin house

Second & Vacation Homes

Your home away from home deserves a payment plan that's just as cozy – and we have a variety of options on both fixed-rate and adjustable-rate mortgages.

See Your Options

The basic structure of a home being built

Construction & Land Loans

The right loan for your land is something you'll really be able to build on.

See Your Options

Exterior of multi-family duplex

Investment Properties

We have the rates, terms and loan amounts to match your vision for getting the most out of your investment.

See Your Options

Here's What Your Neighbors Are Saying

More people in Southern Wisconsin choose Summit for their home loans – and are very happy they did. Which makes us happy too. Just so you know what to expect when you choose us for your mortgage.

"It was great! Even though we never met in person he was awesome ot work with! Thank you, Adam!! I have told other friends you need to go through Summit!" 

- Summit Member

"Speedy response and very knowledgeable. Felt taken care of every step of the way."

- Summit Member

“Mike’s response time to any questions or concerns are addressed expeditiously. His knowledge of the construction loan process was invaluable to my husband and me. He presented us with many options available to us and explained in great detail on the pros and cons of each one. I can’t begin to say how easy and stress free he made the whole process. His attention to detail and his easy demeanor made this a very joyful process!”

- Debbie, Summit Member

“Professional, respectful, clear, and communicated with us continuously throughout the process. We never had to guess where we were in the process as a result. We left a local bank for Summit because of the level of customer service we knew we would experience at Summit.”

- Summit Member

Talk to a Mortgage Loan Officer

With the great rates you need to start, online mortgage loan status updates throughout the process and local servicing for the life of your loan, Summit is here for you every step of the way. Our mortgage loan officers are ready to connect whenever you are!