When you partner with Wisconsin’s #1 Mortgage Lender* and Dane County’s #1 Lender for First Mortgages , your homebuying plans come into focus. Whether you’re just doing a little research or you’re ready to make moves, find answers with our online resources or talk directly with  quickly and easily.Plus, with our easy, online application, there’s only a few clicks between you and your new home. Our local Mortgage Loan Officers are always at the ready to guide you through every step of the homebuying process, from locking in your rate to understanding your closing costs to celebrating with you when you sign.Plus we service your mortgage for the entire life of your loan, so no matter how far down the road you may need help, we'll still be there.

"It was great! Even though we never met in person he was awesome ot work with! Thank you, Adam!! I have told other friends you need to go through Summit!" 

"Speedy response and very knowledgeable. Felt taken care of every step of the way."

“Mike’s response time to any questions or concerns are addressed expeditiously. His knowledge of the construction loan process was invaluable to my husband and me. He presented us with many options available to us and explained in great detail on the pros and cons of each one. I can’t begin to say how easy and stress free he made the whole process. His attention to detail and his easy demeanor made this a very joyful process!”

"Professional, respectful, clear, and communicated with us continuously throughout the process. We never had to guess where we were in the process as a result. We left a local bank for Summit because of the level of customer service we knew we would experience at Summit.”

The Benefits of Applying Today As if total homebuying confidence didn’t feel good enough, you can get even more when you apply for your Summit Mortgage, like:
  • $1,100 Cash Back or off Closing Costs as a first-time homebuyer OR $600 Cash Back or off Closing Costs off if you already own a home
  • A rate you love with flexibility to lock it in anytime between approval and seven days before closing
  • A more equitable community by banking with a credit union that champions women’s financial equity – in homeownership and beyond
Explore the different mortgage types, terms and rates to discover the options that might be right for you. We've got the resources you need, whether you’re looking for information on home equity, new construction or investment property loans, refinancing and more. No problem – we’ve got you! Wherever you are in your homebuying journey, we’ve got the expertise, information and tools to help you along the way.
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The Wisconsin's #1 Mortgage Lender designation is based on the number of loans in 2023, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the LEI: 254900NTAC4H10MGSU23 ** SBA Lender of the Year Award for Credit Unions as awarded by the Small Business Administration of Wisconsin in 2024. Copyright 2025 © Summit Credit Union. All rights reserved. If you are using a screen reader and are having problems using this website, please call 608-243-5000 for assistance. Insured by NCUA