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Refinancing Options
Top Mortgage Lender in Wisconsin

Refinance Your Mortgage

Summit has many options for you to choose from to refinance your primary or secondary home. Each offers great rates and fast turnaround and can save you big over the life of your loan. Our options can give you an affordable way to make home improvements or big purchases or pay down your higher interest debt.

Find the refi that's best for you

Express Mortgage Refinance
Traditional Mortgage Refinance
Express Mortgage Refinance
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Traditional Mortgage Refinance
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  • Key Features & Benefits
    • The lowest total interest payments – with loan terms as short as 8 years
    • The shortest loan pay off
    • An expedited loan process
    • A great way to consolidate other higher interest debt

     

    • Lowest monthly payment – refinance for up to 30 years
    • Widest variety of loan term options
    • Available for refinancing higher existing balances
    • Lower loan-to-value (LTV) requirements than an express refi
    • Get cash back from the equity in your home
    • A great way to consolidate other higher interest debt

     

  • Rate Type
    Fixed
    Fixed or adjustable
  • Loan Term
    8, 12 or 20 years
    10, 15, 20 or 30-year fixed
    Plus a wide variety of adjustable rate mortgage (ARM) options1
  • Can I set up an escrow account?
    No
    Yes
  • Maximum loan amount
    $399,999
    Available for refinancing higher existing balances.
  • Maximum loan-to-value (LTV)
    80%
    Maximum depends on loan type
  • Closing costs
    Low (or no!)2
    Low (or no!)3
  • Can I cash out my home equity?
    Yes, subject to the maximum LTV
    Yes, subject to the maximum LTV
  • Can I refi property located outside of Wisconsin?
    Yes
    Yes

Ready to Get Started?

Work with your Summit mortgage loan officer to determine which option is right for you!
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