get a mortgage with a down payment as low as 3%^
Summit is here to help you make homebuying process easy with low down payment options and $500 off closing costs!^^
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We'll help you make the right moves.
Choose from a variety of rates and terms, based on your finances and how long you plan to stay in your home.
Here's why so many people talk to the #1 mortgage lender in Dane County.
Fixed-rate mortgage loans
A rate that stays consistent throughout the terms of your home loan means your monthly payment does too, which makes it easier to stick to your budget.
Adjustable-Rate Mortgage (ARM) Loans
Flexibility and up-front savings are the advantages of an ARM. These home loans require less of a down payment and give you the ability to lock in a lower rate for the first couple of years of your mortgage. Since interest rates may change after the initial fixed-rate period, you need to be willing to take a little risk in exchange for lower rates.
Construction Loans
Payments will be made to the builder as the project progresses, and you simply pay interest on the funds that have been paid.
SECOND AND VACATION HOME Loans
Looking to live it up in another locale? Let’s get the loan squared away, so you can get away from it all.
Investment Property Loans
In the market for a one- to four-unit investment property? We’ve got a fixed rate or ARM for you. Already an owner? Consider refinancing to maximize your return on investment.
FIRST-TIME Homebuyer GUIDE
Buying your first home is a big deal, financially and emotionally. Naturally, you want to avoid any rookie mistakes. Okay, breathe. We’ll help you walk through this unfamiliar territory one step at a time. We’ve got your back and your backyard.
| Type and Term | Rate | Annual Percentage Rate |
|
30 Year Fixed |
3.250% | 3.318% |
|
15 Year Fixed |
2.750% | 2.872% |
|
7/1 ARM** |
3.500% | 3.182% |