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Adjustable-Rate Mortgage (ARM) Loans
Flexibility and up-front savings are the advantages of an ARM. These home loans require less of a down payment and give you the ability to lock in a lower rate for the first couple of years of your mortgage. Since interest rates may change after the initial fixed-rate period, you need to be willing to take a little risk in exchange for lower rates.
FIRST-TIME Homebuyer GUIDE
Buying your first home is a big deal, financially and emotionally. Naturally, you want to avoid any rookie mistakes. Okay, breathe. We’ll help you walk through this unfamiliar territory one step at a time. We’ve got your back and your backyard.