Credit Cards
From helping out your community to traveling with perks, we have the credit card built for your financial life. Discover options that let you earn extra rewards points and cash back – all with a great, low rate!
A Summit Credit Card Pays Off Big Time
Your credit card can be a great way to set up smart financial habits and build credit toward big financial goals, like buying a home or new vehicle. Not to mention, with a Summit Credit Card, you also get:
- No annual fees¹, so you can use your card as much as you want and never be charged extra
- Options for cash back and perks that reward you for purchases you’re already making – Win-win!
- Mobile wallet that lets you pay easily from your phone
- Transaction alerts so you always know where your money is going
- Added security on any purchase
- Tap to Pay so you can simply tap, dip, wave r swipe your card at checkout
Find the Card with Everything You Want
Ultimate CashPerks
You can’t go wrong when you get the card that gets you the most in return, like extra discounts and our highest cash back percentage on purchases – including travel expenses! Plus, enjoy complimentary Visa Signature Concierge services with one of Newsweek’s Best Credit Cards of 2021.
Key Features & Benefits
- 3% cash back² on airlines10
- 2% cash back² on hotels and dining10
- 1.5% cash back on all other purchases²
- Save with no annual fees
Also Includes
- Contactless payments with Tap To Pay
- The ability to sync with mobile wallet so you can pay easily with your phone
- Discounts from your favorite stores
- Extra travel perks so you can treat yourself
- Complimentary Visa Signature Concierge services that let you call a concierge to book your travel, find your tickets or line up dinner reservations. Plus, speed through security checks with TSA PreCheck and global entry credits,12 and no foreign transaction fees.
Purchase/Balance Transfer APR
Cash Advance APR
Visa Platinum Rewards
Get the simplicity of our Visa Platinum card but with even more perks. Reward your everyday purchases on gas and wholesale club purchases10 with double points to put toward trips, cash back and more.
Key Features & Benefits
- Collect rewards points with every purchase
- Get double points on gas and wholesale club purchases10
- Save with no annual fees
Also Includes
- Contactless payments with Tap To Pay
- The ability to sync with mobile wallet so you can pay easily from your phone
- Rewards points for airline tickets, once-in-a-lifetime vacations or 1% cash back5
- Our Summit Rewards catalog, which lets you trade in for brand name merchandise, meals at your favorite restaurants and lots of other great options
Purchase/Balance Transfer APR
Cash Advance APR
Visa Platinum
If you’re looking for a simple way to build credit while getting our lowest rate, this credit card is an easy “yes!”
Key Features & Benefits
- Get our lowest rates
- Save with no annual fees
Also Includes
- Contactless payments with Tap to Pay
- The ability to sync with mobile wallet so you can pay easily with your phone
Purchase/Balance Transfer APR
Cash Advance APR
Summit Student Rewards Card
Build credit on your favorite purchases – like Amazon and dining out – with our Student Rewards Card! Plus, you’ll get this perk and more as part of our GO Bundle.
Key Features & Benefits
- Enjoy Good Grade Bonuses
- Receive double points on Amazon9 and restaurant purchases10
- Save with no annual fees
Also Includes
- Contactless payments with Tap To Pay
- The ability to sync with mobile wallet so you can pay easily from your phone
- Up to 4,000 bonus points each year that you can earn with a 3.0 GPA,8 plus double rewards points whenever you shop on Amazon or dine out!
- Summit Rewards that you can redeem for cash back, travel and everything else in our Summit Rewards catalog
- Save with no annual fees
Purchase/Balance Transfer APR
Cash Advance APR
Summit Global Good Card®
Know you’re spending for good with the Summit Global Good Card. Every time you make a purchase, Summit will donate to the World Council of Credit Unions (WOCCU) at no charge to you. That means helping people around the world access safe, affordable financial services. We’ve already given $197,908.62 back so far!
Key Features & Benefits
- Summit donates with every purchase11 and makes an extra $10 donation when you open your card
- Earn double points on restaurant and hotel purchases10
- Save with no annual fees
Also Includes
- Contactless payments with Tap To Pay
- The ability to sync with mobile wallet so you can pay easily from your phone
- Rewards points that you can redeem for travel, cash back and more
Purchase/Balance Transfer APR
Cash Advance APR
Let’s Find the Right Credit Card for You and Your Money
Discover your perfect combination of features and perks!
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Key Features & Benefits
- 3% cash back² on airlines10
- 2% cash back² on hotels and dining10
- 1.5% cash back on all other purchases²
- Save with no annual fees
- Collect rewards points with every purchase
- Get double points on gas and wholesale club purchases10
- Save with no annual fees
- Get our lowest rates
- Save with no annual fees
- Enjoy Good Grade Bonuses
- Receive double points on Amazon9 and restaurant purchases10
- Save with no annual fees
- Summit donates with every purchase11 and makes an extra $10 donation when you open your card
- Earn double points on restaurant and hotel purchases10
- Save with no annual fees
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Cash Back RewardsUp to 3%21%51%51%5
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Rewards ProgramVisa Signature RewardsSummit RewardsSummit RewardsSummit Rewards with
Donation Option -
Purchase/Balance Transfer APR0% intro rate for 12 months,4 15.90%-18.40% Varies with Prime rate3 after that0% intro rate for 12 months,4 16.40%-24.90% varies with Prime rate after that60% intro rate for 12 months,4 9.4%-17.9% after that70% intro rate for 12 months4, 16.40%-24.90% varies with Prime rate after that60% intro rate for 12 months,4 16.40%-24.90% varies with Prime rate after that6
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Cash Advance APR15.90%-18.40% Varies with Prime rate316.40%-24.90% varies with Prime rate69.4%-17.9%716.40%-24.90% varies with Prime rate616.40%-24.90% varies with Prime rate6
Personal Line Of Credit
Manage Changes to Your Income
Get access to flexible funds you can draw as needed. Plus, get a great, low rate that’s better than most credit cards!
Personal Loan
Easily Cover Unexpected Costs
With low, fixed rates and short terms, a personal loan may be a great way to tackle financial obstacles.
Checking Account
Set Yourself Up With the Right Account
Your Checking Account helps you confidently manage day-to-day spending – and it’s especially easy with all our mobile banking tools!
