Even easier money management, exciting new features and a fresh look are coming to your Summit online and mobile banking! You'll make the switch the first time you log in on or after Tuesday, April 22.

Important Things to Know

We'll keep this page updated with the latest information on making the switch to your new digital banking (plus, all the cool features that come with it!). Here are the key things to know right now — and watch your email, mailbox and this web page for more details.
Here's how to log in to your new digital banking for the first time. Just a few important things you may need to do once you’re in your new digital banking. Find answers to common questions, which we'll continue to update along the way. Get to know your easier new digital banking with our video demos.

Feel Even More at Ease With Your Money Management

Enjoy a fresh look that’s easy to navigate and features that are easier all around:

See or take action on your Summit accounts, shares and loans from your main dashboard or by toggling between accounts under your profile. Enjoy new ways to manage your total financial picture – like seeing your credit card or student loan info, or when your certificate matures. Manage alerts and controls on your accounts and your debit or credit card right in your digital banking. No need for separate apps to manage your Summit cards! Make easy transfers to your Summit accounts, other members or outside accounts. Safely authenticate most external accounts right away and make transfers, without waiting to verify small deposits. Make your dashboard your own with account balances, transactions or tasks you want to see on your main screen. Continue to enjoy all the same easy Bill Payer features, as well as send money to and from friends with just an email or mobile number through Zelle®. Opt to view most of your online or mobile banking in Spanish, with just a click of a button.Opta por ver la mayoría de la información en banca en línea o móvil en español, con solo un clic.
Everything you need to simplify planning and budgeting and to reach your saving, spending and financial wellness goals — right from your online or mobile dashboard! Check out your new tools:
  • Spend Forecast
    Easily see if your money’s on track for future needs, based on projected income and bills, so you can adjust spending for your available balance.
  • Spending Analysis
    Simple graphics highlight your spending categories and trends to help you manage your spending. Choose which categories and accounts to include!
  • Savings Goal
    Set your goal, how much to save (and which account you’re saving to) and your target achievement date. Visually track progress and easily update or add to goals.

How You'll Get Started On or After April 22

1. Start your first-time sign-in:

Through your online banking login (also found by clicking the green Log In button in the upper right of our website) — OR — Through the latest Summit mobile app, following one of the instructions below depending on your device:
  • iOS iPhone mobile app users only: KEEP your existing Summit mobile app but update to the latest version on or after April 22, now named “Summit” (in the Apple App Store, click “Update” next to the app). Or, if you have automatic app updates turned “on,” you’ll get the new app version as soon as it’s ready.
  • Android mobile app users only: On or after April 22, DELETE your current “Summit CU” mobile app and download the new “Summit” mobile app for Android from the Google Play Store.

2. Continue with your login based on the scenario below that best describes you:

You already have online or mobile banking and your very own login credentials. You’re a joint account holder and haven’t set up a unique online or mobile banking login that is all your own. Use your current username and password to log in.Validate your account with your Social Security number. Click Or, Register with Online Banking on the login screen. Enter your last name, Account Number (or Member Number on your statement) and Social Security number, which will be used to validate your account. Note that you’ll be prompted to enter a new username and password.
Do you have multiple accounts and usernames of your own? (For example, a personal and business account)Going forward, you’ll have ONE username and password to access all your accounts upon login. Enter one of your current usernames for your first-time sign-in — and if it isn’t recognized, try the other (our system is auto-selecting one, for security purposes).

3. Verify your identity.

We'll send you a secure, one-time PIN, texted or emailed to your account contact info.

4. Enter a NEW password.

You’ll get to keep the same username you had before. Your new password will need to be between 12-64 characters, with no spaces, and have at least one letter and one special character: ! @ # $ % ^ & * ( )

5. You’re logged in — enjoy your new easier online or mobile banking!

Once you’ve completed the above steps in either online or mobile banking, you’ll automatically be upgraded and ready to go in BOTH online and mobile banking.For your security, don’t give your login credentials to anyone. They’d see ALL the Summit accounts you own (not just ones they may own with you).
You’ll have an at-a-glance view of your Summit accounts — primary, joint or business — but the order they appear in may be different than you’re used to when you first log in. It’s easy to switch between your accounts and move things around to put focus on the ones you use most!Not seeing all your accounts in your dashboard (for example, your credit card or mortgage account)? Click on the profile icon in the upper right corner.
Think of your profile as a handy extension of your dashboard! You’ll see which account you’re currently logged in to, and from there, you can:
  • Toggle between any accounts you may have (personal or business) to view details or customize your dashboard settings for each account.
  • Fully manage each account — View statements, order a new debit card or checks, make credit card or mortgage payments, link external accounts and set up transfers, set alerts for your accounts, credit card or debit card, and more.
  • Tip: To make payments to a credit card or mortgage from one of your other accounts under your profile, set up a Member-to-Member transfer.

    of how to customize your dashboard and to switch and manage accounts under your profile!
While these will not carry over to your new online or mobile banking, resetting them is easier now that all your alerts are part of your seamless digital experience. In many instances, you can even set up "push" notifications, or alerts that pop up on the screen of your mobile device, as long as you have the Summit mobile app.
To set account alerts (for ex., when balances reach a certain limit, loan payments are due, transactions are made, login credentials are changed and more options):
  • Click the three dots in the upper right corner of your dashboard. (If you're in the mobile app, click the menu in the lower right of your screen.)
  • Click Alerts and then under Accounts, set the alerts of your choice.
To set alerts and controls for either your:
  • Debit card (for ex., when spending limits are reached, transactions are made, purchases are over a set dollar amount and more options) — OR —
  • Credit card (for ex., when there are international transactions, purchases over a set dollar amount, in-store transactions outside a geographical area that you select and more options)
    • Select your checking account or your credit card account, then Card Controls.
    • Click Advanced Card Controls, where you can lock/unlock your card and control where and how it’s used.
    • Click Advanced Card Alerts to set the alerts you want for your card.
    • If you haven’t already done so, turn off any controls and alerts you had before in your SCU Debit Controls app and/or Credit Controls app (separate from your current Summit mobile app), to avoid potential duplication. Then delete those debit and credit control apps — you'll no longer use them, and they won’t be available in your device's app store, once we launch your new digital banking.
Check out these examples of external transfers to help you determine what you need to reschedule in your new online or mobile banking, if you want them to continue:
  • Example 1: Recurring transfers from your Summit checking to pay a car loan at another financial institution --OR--
  • Example 2: Transfers from your Summit savings for deposit into a child’s account somewhere else
On or after April 22, relink your external accounts and re-schedule external transfers in your new online or mobile banking for those transfers to continue being paid. Click Make a Transfer, External Accounts, then the Add Account tab and follow the prompts.
Other scheduled transfers WILL carry over to your new online and mobile banking. The following will continue the way you had them set up before the switch, with no further action needed:
  • Scheduled internal transfers between Summit accounts For example, if you’d set up one-time or recurring transfers to pay your Summit car loan from your Summit checking.
  • Automatic payments you’ve set up outside your Summit digital banking For example, if you worked directly with Summit or another financial institution to set up automatic payments for a car loan.

Have Questions? We Have Answers!

We'll add more FAQs to keep you informed on the latest, so stay tuned for updates.Most recently updated April 22, 2025

Step-by-Step Demos

Get to know your easy new digital banking with the quick demo below.
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