2 Non-Summit ATM withdrawal fee is $1 per withdrawal after 12 free each month. ATM owners may apply a surcharge. 3 No minimum balances are required to be eligible for the program. Any fees/charges applied to an account will reduce the account balance and result in less dividends earned. A checking account must be open as of 9/30 of year of payment to be eligible for the program. Only members in good standing at the date of the payout will receive a payout as long as the Cash Boomerang computes to $10 or more, with a maximum of $1,000. Cash Boomerang is not typical. Cash Boomerang is a dividend and subject to tax reporting.