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celebrations, car repairs and credit cards
Sarah
This week’s blog is about celebrating. Thanks to my coach, Kristina, I’ve been able to consolidate my loans into a single payment with a lower interest rate. Part of this process was looking at my total debt and evaluating what needed attention first. Kristina showed me what financial calculators to use to help me make long term decisions. Through this simple process, I am no longer going to pay interest on top of interest on my credit card. And, knowing you will end up paying double and triple on your original purchase will also serve as a useful reminder not to get into credit card debt.
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cheers to a new chapter
Idah
There wasn’t a lot going on this past week, but it was definitely another week of celebrations.
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structure + budget
Dustin and Scott
How do you plan your budget? What do you do with the money you save on a purchase? How closely do you stick to your budget? We feel like these are questions we have debated too many times to count. We have been working on Project Money for over a month now and are really excited about the progress we have made so far. The last couple weeks have been pretty fun and informative as we learn about the various services and tools Summit Credit Union offers free to its members.
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setting financial goals
Betsy and Noah
I’m a person who likes to write things down. Most days, I write a to-do list to help me prioritize and plan. I also keep notes at meetings and write shopping lists. So, it made sense to me when our Summit Credit Union financial coach told us about the importance of writing down our financial goals. It was fairly simple for me to write down a timeline of goals for debt reduction. The hard part was combining my goals with Noah’s goals, which were of a different nature.
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shopping - friend or foe?
Sarah
Today I went to TJ Maxx and HomeGoods. I’m sure you're saying, "Noooooo, Sarah!" But yes, I did it. You'll be happy to know that I went there to return all the unnecessary items I purchased before Project Money, so I could put that money to better use.

You may have guessed that this blog is about shopping. Target, TJ Maxx, HomeGoods, Walgreens, St. Vinny's, The Cozy Home, Kwik Trip, Amazon…the options are endless. Whatever we want is literally at our fingertips. I've had to stop and question myself, do I really 'want' any of these things? 
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treat yourself (even on a budget)
Idah
The first month of Project Money is done. I'm celebrating finishing my first month of budgeting! Things started off a little harder than I expected, but I have done well sticking to my budget and I am looking forward to month two.
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