Change. One word that can inspire so many feelings. Dread. Excitement. Disappointment. Irritation. Just to name a few. I am happy to report that these past weeks we haven’t had many financial changes. Right now everything is working off the changes and adjustments we made last month so our budget would work better for us. And it seems pretty doable, so far! Now that we feel more comfortable with our income to debt ratio we thought we would change gears and focus on our saving ability. Again, we looked at everything coming in and everything going out (even the extra trip for wine for a ladies night!) and decided on a savings goal per month.
Terrance is already trying to find ways to beat our goal! Which is another change we have experienced, how we communicate about money. We didn’t really yell, argue yes, but not get mad, scream, and leave mad or in tears. But we didn’t really discuss either. We were grown adults that just figured the other knew what they were doing since we managed our own finances as single adults. Sometimes not talking is just as bad as fighting. I mentioned before that we wanted to be “money married”. Before this process we were in the “dating phase” of finances, we were together and exclusive but didn’t question each other. Then we started Project Money. It was like the first year of marriage, happy but still trying to figure each other out, lots of ups and downs. Right now we are in the comfortable sweat pants all day phase, we are talking calmly and on the same page. Some days even matching sweat pants!!!! However, we will not get TOO COMFORTABLE, we know that this is a process and we are only half way there. We are committed to our money marriage and growing old together in matching leisure suits.