Today is Christmas Eve, which means there is only one more week of Project Money remaining. Our activities of sharing thoughts and financial learnings through blogs, social media posts, videos and interviews will be wrapping up. I can say that being put-on-the-spot to write and talk about our experiences has awoken levels of confidence that have been dormant for a very long time:
- Financial Confidence. Sharing how we have evolved our financial mindsets and behaviors is something that Heather and I do every day (with each other, friends and co-workers). In fact, when I read that Summit Credit Union is partnering with my company in a program called CUatWork, I offered to give a speech about our experiences in Project Money. Knowing we can help others is now more of a duty that a favor.
- Personal Confidence. When life is overshadowed by clouds of debt, it is near impossible to believe in yourself. Facing the reality that you need (and should get) help from experts at Summit Credit Union to turn your finances around, was for me life-changing. The positive effects of budgeting and eliminating debt have forever changed my mindset that hard work, dedication to family and self-belief really does payoff in the end.
- Mental & Physical Well-being. Debt and lack of savings are paralyzing; but I found that there can be a symbiotic relationship between financial health and personal health. When financial statements reflect that every month you are spending hard-earned money & time on non-necessities, instead physical activity and mental health – a light bulb eventually sparks and you take action. In my case it has led to daily focus on taking care of my body (yoga, gym at work) and mind (writing poetry, reading).
Our Project Money parting gift to you is simple: Make eliminating debt, increasing saving and living within a manageable budget your primary goals for 2018. We promise it will have countless positive impacts on your daily financial, mental, physical and emotional health!