Dogs are Expensive!

I can’t deny it; I love my little furballs to death, but my dog expenses this month have been more than I expected. Remi had her yearly checkup and while she’s healthy and in good shape, I wasn’t prepared to budget a $250 bill. I was thinking that her yearly shots would be less than they were and was surprised to find out that they cost a bit more than I anticipated. Yearly checkups aren’t something that I can really avoid, but it did throw me off budget a little for September.

One week after her checkup, Remi wasn’t feeling the best. We took another trip to the vet and turns out, she had a Urinary Tract Infection. On top of what I already spent on her, it cost me another $180.  Fingers crossed the medications will cure Remi’s UTI and we can move on. 

What are the plus sides of this story? About a month into Project Money, I decided to start a dog savings account aka a sinking fund. A sinking fund is money set aside to ensure you have enough money for something specific you want to buy or purposely set up to repay debt. I haven’t had much time to build up this fund, but in this case, I was able to cover the extra trip to vet this month with no problem.

Sinking funds are great for a lot of other things too! You can set them up for holiday gifts, quarterly paid bills, or vacations. Up next for me is contributing to a Christmas fund.