an attitude of gratitude!
November 24, 2020
This year, Thanksgiving is going to look rather different for us, and it will probably be very different for you too. Regardless of where you gather this year or who you do or do not gather with, the spirit of the holiday will be the same, and we will give thanks.
Ready, Set, Dough!
November 18, 2020
December is expensive! There are the holiday gifts, extra food to buy and our personal favorite…property taxes. Property taxes are basically the socks and underwear of home ownership. We don’t escrow our taxes so we set up a savings account for just that purpose. We have been using automatic transfers to fund this account and feel like we are on track with our goal when the bill arrives in our mailbox. We even looked up last year’s property taxes online for some extra peace of mind, and we are all set!
the results are in!
November 11, 2020
Hello faithful readers, we sure hope you have been enjoying this wonderful weather we have been having, especially since we all know what’s around the corner! An important part of this Project Money journey has been sharing what we have been doing and planning with you, and this week, we wanted to share some results. This is really rewarding for us because we have real and positive results because of making a plan and sticking to it. We have mentioned our budget and savings plans quite a bit because, well, this is a contest about spending less and saving more. LOL!
staying on top of things
November 4, 2020
We wanted to take this week to update you on a few things we have posted about before, specifically our new insurance policies, our grocery budget and our mobile phone bill. The short version is you have to follow up on things! Part of owning your money is realizing you are the only one with your best interest at heart.
okay, but who?
October 28, 2020
Who do you talk to about money? Most people, including us, don’t really like getting into the topic of money with family, friends or even banking professionals. It’s something we were taught was a “personal” matter. If you talk about how much money you have, it’s bragging. If you talk about how much money you don’t have or owe, there’s a cloud of shame or guilt that hangs over it. Money and personal finances are a tough topic, but it’s also something that should be talked about more. Why?
the zen of saving
October 21, 2020
The last couple months have felt like we are on cruise control with Project Money. We have some savings deposits set up using automatic transfers, we continue to monitor our budget in Summit’s Climbr® and make tweaks to both as needed. We analyze and discuss these things to ensure we are in agreement and understand what’s going on with our money and where it’s going. At the end of the month, we go through everything and figure out how much of our “extra” income can now be transferred into our savings beyond the automatic transfers we have established.