summit-bracket2 bracket2 atm-outline location-pin-outline location-pin-filled atm-filled calendar2 bracket google-play[2] app-store summit-location-pin-lg code lock user worksheets phone print programs open pdf checkmark-form close-x close download checkmark-chart checklists blog-tools social-facebook social-google-plus social-pinterest social-twitter social-youtube ehl calendar calculators bracket22 checkmark email text-area-corner external-link success error information warning calendar-add-event auto-rates mortgage-rates home-equity new-certificates ncua summit-logo-itmoi arrow-left arrow-right checkmark2 summit-logo-white summit-bracket silhouette arrow-down arrow-up auto-rates2 blog calculators2 call ehl2 home-equity2 itmoi locate mortgage-rates2 new-certificates2 programs2 search summit-location-pin-sm tools clock
Do I really need it?
Emily and Ginger
Some moments are harder than others when it comes to choosing to spend less or no money. As we get further into our journey with Project Money, we have been grappling with how much and when to change our decision making patterns when it comes to spending money. 
Read More 
Adventures in Summertime Budgeting
Emily and Ginger
Emily survived the week on single-parent duty while Ginger was out of state for work last week! Planning, preparing, and dinners at family and friend's houses were key to a smooth week and staying in the budget. While Ginger had an amazing work trip, she missed her family and was excited to be home just in time for the weekend. In anticipation of extra expenses while traveling, Ginger took out $100 in cash and established that as a spending limit for her trip. This method was so successful that she made it back home with $20 to spare. 
Read More 
Consistency is Key!
Emily and Ginger
Nothing too major happened this week; it's been more about practicing consistency. Not every week is going to have a major milestone or celebratory event. That is the reality of life and often after the honeymoon/initial excitement phase wears off, that's when old habits tend to resurface. So, we like to practice mindfulness and consistency with our commitment to our new habits. We regularly check our budget on Summit's Climbr multiple times a week to make sure we are still in alignment with our goals.
Read More 
Sometimes you CAN get something for nothing!
Emily and Ginger
As the summer gets underway, our garden has been providing many delicious harvests. For our meal planning this week we challenged ourselves to build each of our meals around something that we grow in our garden. Some highlights of this include:
Read More 
Where did all that money come from?!
Emily and Ginger
This has been a great week for us. We started our certificate plus (savings) a few weeks ago for our travel fund. We've been able to save $800 so far! This is incredibly exciting for us because one of our family goals is to travel so that we can experience the vastness of the world around us and raise our girls with a global, justice-oriented perspective. To start, we have decided to plan a mamas-only vacation for spring 2020 to reward our hard work in Project Money. This is a great goal to work towards!
Read More 
Adventures in DIY (with help)
Emily and Ginger
This weekend we experienced one of the many joys of home ownership, a clogged basement floor drain. Our air conditioner and dehumidifier both drain condensation into the same floor drain, and suddenly a small pond had developed in its spot. Emily did some googling and borrowed some tools from her dad, strapped on the rubber boots and waded in, determined to fix the problem herself and avoid a pricey call to a professional. After an hour, the water was cleared (thank you, shop-vac) but the clog was stubbornly persistent.
Read More