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Say Goodbye to PMI!
Emily and Ginger
This has been a good week for us. Ginger is recovering from her pneumonia, thank goodness! We also received great news on our home appraisal. If you read our blog from a few weeks ago, one of the first things we wanted to do was get our home re-appraised. When we purchased our home nearly four years ago, we did not have a 20% down payment. As a result, we have been required to pay for Private Mortgage Insurance (PMI) each month until our mortgage is lower than 80% of the value of our home.
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Trials and Tribulations
Emily and Ginger
Here we are entering week two of Project Money! This past week has been a bit of a doozy for us: Ginger came down with pneumonia and has been home on bed rest. Our week concluded with a trip to the ER over the weekend because the first round of antibiotics didn't work. Luckily, she was able to get a round of stronger medication that will hopefully do the trick. She's on strict orders for further bed rest and is already starting to feel a bit better. The trip to the ER and the medications cost a couple hundred dollars plus a few days of lost wages.  
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One Set Back, Two Steps Forward
Emily and Ginger
The week started out with a setback when our car started to make a not-so-nice sounding noise while driving. We took it into the shop and that quickly turned into a large bill for some needed repairs. Ouch!
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Fingers Crossed!
Emily and Ginger
Hello friends! Welcome to our first official blog post of Season 11 of Project Money. We are Emily and Ginger, and we have two amazing children - Luisa (2.5 years old) and Noa (1 year old). Over the last five years, we've undergone a lot of life changes all at once. Emily and I got married and moved from Chicago to Madison to be closer to family in 2014. We both started new jobs and a year later bought our first home. We had two children 18 months apart, and both took 3-month unpaid maternity leaves with the birth of each child.
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