Having a budget and sticking to it!

Project Money has been very beneficial to my life. I have created a budget, I monitor my bank accounts often and I’ve eliminated some bad habits when it comes to spending money. I can proudly say I’ve decreased my takeout expenses and increased making home cooked meals.

During my renovation I ran into a couple of issues. The start of my half bathroom renovations has come to a halt due to plumbing issues. I started with a $1,000 renovation budget and I continue to allocate $100 a month towards my renovation budget. I am now realizing that I may have to take a step back and re-plan the execution of getting the house projects. I know for sure I have the find a plumber to see if I can get this toilet drain rerouted.

After taking up those costs, I will then come up with a plan on how I will finish the house. Because I’m doing most of the renovation by myself or with the help of a family member, I have saved tons of money by watching YouTube. Most of the projects around my house is cosmetic only – needing a fresh coat of paint and new flooring (which I have been doing by myself).

My major projects around the house is the full bathroom and kitchen. I have not had to pull out of my savings yet. Even though I’ve been sticking to my budget, I will have to reconfigure my budget to better suit my current situation.