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Moriah and Terrance's Journey:

Infants are expensive!!!

Daylen is getting bigger by the day! And so are his bills!!!!!! When we began this process, we learned a lot about how to save on many of his necessities. Many of those lessons are still applicable even with his changing needs. But there were things we did not totally account for. The main thing was babysitting expenses.

For a while we had a system where for over a year we had no babysitting expenses at all. But then our work schedules changed, and the need to have some extra help arose. Fortunately, Moriah had the ability to put away some tax free money away from her pay to cover some of these expenses. But that goes very quickly. So we had to make some adjustments. Here are a couple we are trying.

  1. We have found great savings by controlling our food buying habits. So we decided to reassess that budget and divert some of the savings towards Daylen’s expenses.
  2. Like all of our necessary items in life, we are creating a necessary spending account for Daylen so that we can keep track of what we are spending on him and help us to plan for future budgeting.

Yes, unexpected expenses will arise that will blow the budget (i.e.: emergencies or a super cute outfit), but it never hurts to have a framework to work with. Now that's just one area. There's so much more. Stay tuned and we'll tell you about it!


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