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who Will win $10,000?
Join our participants as they reduce debt and increase savings with the help of Summit financial coaches.

Venus' Journey:

Know your resources

Sometimes, when dealing with personal finances and business finances, it can be stressful and overwhelming. Stressful because we all feel like we don’t have enough money, overwhelming because where do we start. Before I started the Project Money challenge I had start doing my own personal work. My first finance book was Suze Orman’s Action Plan. The first chapter she talks about the road map ahead and planning for your future. I feel like every financial resource always talks about credit scores. So I would say the first step is planning for your future and always improving your credit score. Improving your credit score requires discipline with paying your bills on time and communicating with credit card companies on ways to lower your interest rate. I learned about negotiating your interest rate from Debt Cure by Kevin Trudeau. It never hurts to ask if they can lower you rate, most likely they will.  Also in Debt Cure, I learned about your credit line on your credit card, so it doesn’t matter if you pay every month on time and your available line of credit is very low, it still affects your credit score. You want your credit card at least 80 percent paid off. This is something I need to work on currently to help my credit score.

Being in Project Money with Summit Credit Union has been a major resource in supporting my financial health. I just recently joined a webinar about personal and business finances for entrepreneurs. If you are a business owner or an entrepreneur, just go to and click on the events tab on the home page. They have webinars and events listed on the page that you can join. I believe you don’t even have to be a member to attend the events because I didn’t even have to log in to my account to register. And guess what!?? IT’S FREE!!!! Check Summit Credit Union for great finance tips and resources.


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