peace of mind
This has been another one of those weeks that makes me so happy to have applied for Project Money. As I have mentioned in past blogs, I financially support my terminally ill grandmother who lives in Zimbabwe. My grandmother is so dear to me she is pretty much my only surviving parent. In the past, I have incurred a lot of debt trying to ensure I send enough money to Zimbabwe so she can get good medical treatment. One of the main reasons I joined Project Money was so that I would create an emergency fund instead of using my credit card to pay off her medical bills.
This week, I got some news that she had more medicine prescribed and found out that we should find a nurse aid to help at night since she has a hard time sleeping and needs someone to assist her. This obviously spiked the amount of money I have to send, but I feel so at peace knowing that I have an emergency fund and a savings account for expenses like this. Budgeting also makes this experience less taxing because I can move around funds and spend less in certain categories and still stay within my budget limits. This was probably the first time in my life where I have focused on my stress about my grandmother’s health versus the finances.
On another note, no-spend October is going well so far. Week one went very well and I am so determined to power through this next week.