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Join our participants as they reduce debt and increase savings with the help of Summit financial coaches.
TOTAL SAVINGS INCREASE: $23,696 | TOTAL DEBT REDUCTION: $26,698

Moriah and Terrance's Journey:

Small Goal= Small Victory!

One area our family struggles with saving money is on food. I think the hard part about spending less on food is the mentality that food is a necessity so how can I spend too much on it? Our struggle is eating out!! This week we set the small goal of not eating out. ALL eating out. Sit down restaurants, not that it's very enjoyable with a 14 month old, $35 savings. Also runs to the very close Culver's drive thru, to satisfy the cheese curd craving on the way home from work, $5 savings.

We decided on Saturday to not eat out for a week.

How did we do it?

I spent a little more at the grocery store and Costco on grab and go food. I still looked for deals. I still used coupons. But normally I would be shopping and tell myself that I was buying too much snack food, not really thinking about all the running around we now do. Or I would buy snacks I liked and assume that Terrance wanted the same thing. He didn't.

We sat down before the grocery shopping and made a plan. We discussed our schedules for the week, how much to add to the budget, and most importantly what we each wanted that would keep us from eating out.

So if we look at around $40ish of savings a week x4 weeks we could be looking at $150-$200 savings a month! Which would be great to add to our family vacation savings fund!

It was only 7 days of success but it has boosted our determination to keep making changes for our financial future.

Up next, bring my meals to work for a week challenge. It's a little tricky for me (Moriah) because I work 12 hour shifts so I eat all my meals away from home.


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