summit-bracket2 bracket2 atm-outline location-pin-outline location-pin-filled atm-filled calendar2 bracket google-play[2] app-store summit-location-pin-lg code lock user worksheets phone print programs open pdf checkmark-form close-x close download checkmark-chart checklists blog-tools social-facebook social-google-plus social-pinterest social-twitter social-youtube ehl calendar calculators bracket22 checkmark email text-area-corner external-link success error information warning calendar-add-event auto-rates mortgage-rates home-equity new-certificates ncua summit-logo-itmoi arrow-left arrow-right checkmark2 summit-logo-white summit-bracket silhouette arrow-down arrow-up auto-rates2 blog calculators2 call ehl2 home-equity2 itmoi locate mortgage-rates2 new-certificates2 programs2 search summit-location-pin-sm tools clock

Venus' Journey:

Smart goals equal financial health

As a health coach/personal trainer, when I meet new clients or even current clients we are always figuring out what is the right goal. First, we talk about SMART goals, (specific, measurable, achievable, results, and time). Most people say I want to have more energy and feel better in my body. Then they say I want to lose 50 pounds in 3 months, I want to lose 4 jean sizes and get six pack abs, nice tight butt, strong arms etc., etc. all within 3 months and I will come to your class/session 1 to 2 per week. Some go on extreme diets/fast and train hard and get crazy results only to gain the weight back within a couple of months and they are back in the same situation. I remind my client’s that forming a new habit should be the main focus and your results will come. Make a habit this week: drink more water, for a month eat more greens and now 3 months.

I take that same view when it come to my financial goals. I have big goals, get a house, pay off my debt and become financially free and I was ready to do the extreme to get to my goals. I was ready to get that house, because there are quick and easy ways to get it. Then I quickly realized, thinking like a health coach, it’s not about getting the house it’s about forming healthy financial habits. It’s about building a healthy savings each month, and spending habits each week. Taking my time and planning small goals like opening a savings account for a home, refinancing my credit card to get a lower interest rate, and then paying off my credit card in 6 months. Making a goal to have a down payment for my house. Taking small steps. When looking towards your financial goals we should treat them the same way as weight loss goals. If you want to lose weight and gain financial freedom, they both require smart goals that require small steps that add up to your ultimate goals. 


Comments

Add new comment