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Jenniffer's Journey:

There's An App For That

When mobile applications were new and companies were just starting to roll out their apps, one of the first apps I immediately downloaded was the Starbucks app. What better way to pay for my tall, decaf, non-fat, no whip, no foam, raspberry mocha!? I no longer had to pull out my credit card. Instead, I just pre-loaded a set dollar amount from my credit card right onto the app. What an amazing invention! Yes, the pre-loaded amount came from said credit card, but it carried far less guilt than seeing a wallet devoid of cash. But I digress.  


Since those early days of applications on the App Store and the Play Store, thousands of apps have been developed to make our lives “easier” and “more convenient”. Cue spend money fast.  


While I’m in the early stages of changing that money mindset I mentioned in my first blog, I’ve found a ton of free apps to actually help you save money. And not just in the traditional sense. Take the Love Food Hate Waste app for example. This free app generates recipes from your leftovers. Or the free Shopkick app where you walk into stores near you, earn kicks, and then redeem your kicks for gift cards (including Starbucks gift cards…yeah!!)


So, here’s this week’s Financial Fun Fact:  there are hundreds of free apps out there to help you save money. Literally hundreds. The key is to finding an app that works for you. Just remember – if it is cumbersome and takes time to set up and use, you are less likely to use the app to its full potential. And you are less likely to actually SAVE money. 


I’m proud to say I’ve cut down on my use of that pesky Starbucks app. The baristas are probably wondering where I am. But, I’m saving money. I’m really longing for that mocha and will eventually find my way back to the nearest Starbucks, but in the meantime, I’ll keep sending feedback to Starbucks in the App Store begging for an update that will allow me to SAVE on my Starbucks habit, not spend on it.


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