Ups and downs
Hello Week 19 of Project Money! Each week brings its ups and downs. One decision I made this week was to buy my first Lula Roe ensemble. That could be considered a bad thing because it costs money and I didn’t need it. I used to be in the habit of buying things if they were on sale: Look! I just saved 25 percent on this dress. Look! According to my Kohl’s receipt I saved $160.00. Amazing! Well, the truth of the matter is this: if you don’t buy something, not only have you saved yourself 10 or 25 percent, but you have just saved 100 percent! If that isn’t the amazing truth I do not know what is. Here’s the thing with my new Lula Roe clothing: I feel like a million bucks. I made a decision to purchase clothing and I am okay with that. And as my boyfriend always tells me, if I am bringing a dress into the house, I should be taking a dress out of the house. I still have lots of items to get out of the house. Today, I made another trip to the local donation center, with a huge lawn and leaf bag full of stuff to donate. The purging continues.
Another win this week includes me unburying a foot spa bath that I have not used in years. I cleaned it out, bought four dollars’ worth of glass pebbles from the local dollar store for a little extra massage, and look forward to doing my own pedicures and foot soaks at home for my family. I am so excited! This will be a great way to de-stress after a hard day at work and something I can provide for my loved ones. I love the idea of quality time spent doing something relaxing where I can give back to those I love.
A third win this week was celebrating my son’s 16th birthday. Yes we ate out, but I had budgeted for that. We had extra french fries that I made myself heat up the next day so they would not go to waste. Instead of the usual $25.00 Dairy Queen ice cream cake, he elected to have an apple pie, so we made a homemade pie to celebrate. Not only was it cheaper, but it was just as tasty. For his birthday, he did receive a combined birthday/Christmas technology gift that can be shared with the entire family and the money for that came out of a sub savings account. Also in the spirit of Project Money, Miles and I set up an appointment at Summit where he took some birthday money and opened up his first checking account and got a debit card to accompany it. He was excited to become more independent and to have some decision-making abilities when it comes to depositing money (chores or allowance) as he does not have a job yet or making decisions on what to spend (Fortnite updates). The Summit financial advisor stepped Miles through the process of getting that debit card which included establishing both short and long term goals.
My financial fun facts for the week include being conservative with clothing purchases, taking time to use appliances that are gathering dust, thinking outside the box, and passing on healthy financial habits to our children. It’s okay to invest in clothing items but if clothing is coming into the house, one should be getting rid of clothing as well. With a four dollar investment of pebbles that will be used to massage feet, the foot spa is now being used. The apple pie was a welcome variation to the traditional Dairy Queen ice cream cake and saved our family over 20 dollars that can now be used for other things. Finally, the kids are starting to develop healthy financial habits like their mom.
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