summit-bracket2 bracket2 atm-outline location-pin-outline location-pin-filled atm-filled calendar2 bracket google-play[2] app-store summit-location-pin-lg code lock user worksheets phone print programs open pdf checkmark-form close-x close download checkmark-chart checklists blog-tools social-facebook social-google-plus social-pinterest social-twitter social-youtube ehl calendar calculators bracket22 checkmark email text-area-corner external-link success error information warning calendar-add-event auto-rates mortgage-rates home-equity new-certificates ncua summit-logo-itmoi arrow-left arrow-right checkmark2 summit-logo-white summit-bracket silhouette arrow-down arrow-up auto-rates2 blog calculators2 call ehl2 home-equity2 itmoi locate mortgage-rates2 new-certificates2 programs2 search summit-location-pin-sm tools clock

Meet Bailey

Bailey Richards | Madison East High School
Year in school:

Senior at Madison East

When I grow up, I want to be:

A journalist, though I’m not sure if I want to go into film, photo, or print journalism.

When I go to college, I would like to attend:

Northwestern University

What do you like to do in your spare time?

I’m in DECA and Student Congress at Madison East and work as a Barista at Daisy Café & Cupcakery. On weekends, my days are filled with studying, college applications and the occasional coffee date with friends.

What’s your favorite subject?

English. I love to write.

When it comes to money, what would you like to learn?

I want to learn how to save it wisely. I plan to attend a four-year college and do not want to spend my life paying back student loan debt!

If you had a million dollars, what would you do with it?

I would likely use it to help friends and family, starting with my mom. I would also like to set up a scholarship program, similar to this one, with the intention of weakening the financial barriers that prevent so many passionate young people from getting into their dream schools.

What is the most exciting thing you have ever done?

I traveled to Accra, Ghana before my junior year of high school. It was so incredibly exciting to immerse myself and interact with people belonging to a culture different from my own.

What have you done that really scared you?

The interview I did for one of the colleges I applied to was one of the scariest things I have ever done. Even though there was no real reason to be scared, my stomach was filled with butterflies for a week leading up to it. I had convinced myself that an hour-long conversation over coffee would somehow determine my entire future.

What excites you most about Project Teen Money?

To learn more about how to manage money in a way that will benefit my community and myself. I am also excited to share what I learn in a creative and entertaining way!


“At the end of this challenge, I hope that I have shared a minimum of one thing with each viewer of the videos I produce that they consider each time they save, spend, or give their own money."