Rates And Disclosures
Loan Rates
Auto-&-Motorcycle-Loans-2016-to-2017
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 24 Months | 2.29% | $42.71 |
|
| 36 Months | 2.29% | $28.80 |
|
| 48 Months | 2.29% | $21.85 |
|
| 60 Months | 2.49% | $17.77 |
|
| 72 Months | 2.64% | $15.05 |
|
| 84 Months* | 3.60% | $13.51 |
|
Your rate may vary based on your creditworthiness and repayment option.
*84-month term is for new purchases only. Minimum loan amounts may apply.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and established Summit checking will be higher. The APR may increase after loan closing if an electronic payment is discontinued.
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
auto-and-motorcycle-loans-2014-to-2015
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 24 Months | 2.59% | $42.85 |
|
| 36 Months | 2.59% | $28.94 |
|
| 48 Months | 2.74% | $22.05 |
|
| 60 Months | 3.04% | $18.02 |
|
| 72 Months | 4.10% | $18.50 |
|
Your rate may vary based on your creditworthiness and repayment option.
Minimum loan amounts apply.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and established Summit checking will be higher. The APR may increase after loan closing if an electronic payment is discontinued.
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
auto-and-motorcycle-loans-2008-and-older
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 24 Months | 8.90% | $45.80 |
|
| 36 months | 8.90% | $31.87 |
|
| 48 Months | 8.90% | $24.93 |
|
| 60 Months | 9.40% | $21.03 |
|
Your rate may vary based on your creditworthiness and repayment option.
Minimum loan amounts may apply.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and established Summit checking will be higher. The APR may increase after loan closing if an electronic payment is discontinued.
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
other-secured-loans
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 24 Months | 4.35% | $43.66 |
|
| 36 Months | 4.45% | $29.78 |
|
| 48 Months | 4.55% | $22.87 |
|
| 60 Months | 4.65% | $18.72 |
|
| 72 Months | 5.90% | $16.57 |
|
| 120 Months (Boats & RVs only; $25,000 min.) | 7.00% | $11.65 |
|
| 180 Months (Boats & RVs only; $40,000 min.) | 7.50% | $9.31 |
|
Includes boats, RV’s , snowmobiles, personal watercraft and ATV’s.
Your rate may vary based on your creditworthiness and repayment option.
Minimum loan amounts may apply.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and established Summit checking will be higher. The APR may increase after loan closing if an electronic payment is discontinued.
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
express-home-refinance
| TYPE AND TERM | APR (as low as)1 | Monthly Payment | |
| 8 Year Fixed | 2.500% | $11.52 |
|
| 12 Year Fixed | 2.625% | $8.12 |
|
Your rate may vary based upon your creditworthiness and repayment option
Express Refinances are eligible for no or low closing costs. Appraisal and title insurance fees, if required are not included and will be an additional charge. The charge for an appraisal is typically $410-$485. The charge for title insurance is typically $375.
First lien mortgage position and owner occupied properties only. Maximum loan to value is 80%. Maximum loan amount is $399,999. Property insurance is required. Other programs/options are available.
1 APR is Annual Percentage Rate
2 Monthly payment is based on payment per $1,000 for term and rate shown above. The payments listed do not include amounts for taxes and insurance and if included the actual payment obligation will be greater because of these additional payments.
home-equity-line-of-credit-up-to-70%-ltv
Home Equity Line of Credit — Up to 70% LTV (Variable/Fixed)
Rates Effective April 19, 2021
| Term (up to) | APR (as low as)1 | VPR (as low as)3 | Monthly Payment | |
| 12-Month Fixed Intro Rate4 | 1.49% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
|
| Variable, Revolving3 | 3.99% | Prime - 0.50% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
| Fixed 60 Months2 | 3.99% | $18.45 |
|
|
| Fixed 120 Months2 | 4.99% | $10.63 |
|
|
| Fixed 180 Months2 | 6.49% | $8.74 |
|
Your rate may vary based upon your creditworthiness and loan-to-value.
Closing costs range from $215-$350 unless appraisal or title insurance fees are required. The charge for an appraisal is typically $410-$485. The charge for title insurance is typically $375. There also is a one-time $50 fee due at closing for refinancing of existing Summit Credit Union HELOCs. Fee is waived if an existing SCU HELOC is refinanced with a new SCU first mortgage.
Property insurance is required.
The maximum APR is 15%. The minimum APR is 3.99%-5.99% (Floor).
1 APR is Annual Percentage Rate. Fixed rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and an established Summit checking account will be higher.
2 Monthly payment for fixed rate is based upon payment per $1,000 for term and rate shown above.
Lock-in feature allows up to five fixed rate amounts at any one time. First rate lock is free then $35 for each additional.
Minimum fixed rate loan amount of $5,000 applies.
3 VPR is Variable Periodic Rate. The Variable Periodic Rate is Prime Rate as published in the Wall Street Journal or Prime Rate plus or minus a margin. Margins range from 5.00% to -0.25%. The VPR is subject to change monthly. The Prime Rate as of 03/15/2020 is 3.25%.
Monthly minimum periodic payments made during the end of draw repayment period may not fully amortize the remaining balance of the line of credit at the maturity of the 30-year mortgage. A balloon payment may result.
4 Intro 1.49% APR for 12-months is valid for new Home Equity Lines of Credit applications. New HELOC eligibility requirements apply. After the 12-month introductory rate period the rate will revert to Prime Rate or Prime Rate plus or minus a margin and will never fall below the floor rate which ranges from 3.99% to 5.99%. Margins range from 5.00% to -0.25%.Your actual variable periodic rate and floor rate will be based upon your creditworthiness and loan-to-value. Prime Rate as of 03/15/2020 is 3.25%. Existing Home Equity Lines of Credit limit must increase by a minimum of $5,000 to qualify for the introductory rate. Minimum credit score of 651 or more to qualify for promotional rate. Offer is subject to change without notice.
home-equity-line-of-credit-up-to-80%-ltv
Home Equity Line of Credit — Up to 80% LTV (Variable/Fixed)
Rates Effective April 19, 2021
| Term (up to) | APR (as low as)1 | VPR (as low as)3 | Monthly Payment | |
| 12-Month Fixed Intro Rate4 | 1.49% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
|
| Variable, Revolving3 | 4.49% | Prime - 0.25% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
| Fixed 60 Months2 | 4.49% | $18.68 |
|
|
| Fixed 120 Months2 | 5.49% | $10.88 |
|
|
| Fixed 180 Months2 | 6.99% | $9.02 |
|
Your rate may vary based upon your creditworthiness and loan-to-value.
Closing costs range from $215-$350 unless appraisal or title insurance fees are required. The charge for an appraisal is typically $410-$485. The charge for title insurance is typically $375. There also is a one-time $50 fee due at closing for refinancing of existing Summit Credit Union HELOCs. Fee is waived if an existing SCU HELOC is refinanced with a new SCU first mortgage.
Property insurance is required.
The maximum APR is 15%. The minimum APR is 4.49%-5.99% (Floor).
1 APR is Annual Percentage Rate. Fixed rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and an established Summit checking account will be higher.
2 Monthly payment for fixed rate is based upon payment per $1,000 for term and rate shown above.
Lock-in feature allows up to five fixed rate amounts at any one time. First rate lock is free then $35 for each additional.
Minimum fixed rate loan amount of $5,000 applies.
3 VPR is Variable Periodic Rate. The Variable Periodic Rate is Prime Rate as published in the Wall Street Journal or Prime Rate plus or minus a margin. Margins range from 5.00% to -0.25%. The VPR is subject to change monthly. The Prime Rate as of 03/15/2020 is 3.25%.
Monthly minimum periodic payments made during the end of draw repayment period may not fully amortize the remaining balance of the line of credit at the maturity of the 30-year mortgage. A balloon payment may result.
4 Intro 1.49% APR for 12-months is valid for new Home Equity Lines of Credit applications. New HELOC eligibility requirements apply. After the 12-month introductory rate period the rate will revert to Prime Rate or Prime Rate plus or minus a margin and will never fall below the floor rate which ranges from 4.49% to 5.99%. Margins range from 5.00% to -0.25%.Your actual variable periodic rate and floor rate will be based upon your creditworthiness and loan-to-value. Prime Rate as of 03/15/2020 is 3.25%. Existing Home Equity Lines of Credit limit must increase by a minimum of $5,000 to qualify for the introductory rate. Minimum credit score of 651 or more to qualify for promotional rate. Offer is subject to change without notice.
home-equity-line-of-credit-up-to-90%-ltv
Home Equity Line of Credit — Up to 90% LTV (Variable/Fixed)
Rates Effective April 19, 2021
| Term (up to) | APR (as low as)1 | VPR (as low as)3 | Monthly Payment | |
| 12-Month Fixed Intro Rate4 | 2.99% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
|
| Variable Revolving3 | 4.99% | Prime + 0.50% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
| Fixed 60 Months2 | 4.99% | $18.91 |
|
|
| Fixed 120 Months2 | 5.99% | $11.13 |
|
|
| Fixed 180 Months2 | 6.99% | $9.02 |
|
Your rate may vary based upon your creditworthiness and loan-to-value.
Closing costs range from $215-$350 unless appraisal or title insurance fees are required. The charge for an appraisal is typically $410-$485. The charge for title insurance is typically $375. There also is a one-time $50 fee due at closing for refinancing of existing Summit Credit Union HELOCs. Fee is waived if an existing SCU HELOC is refinanced with a new SCU first mortgage.
Property insurance is required.
The maximum APR is 15%. The minimum APR is 4.99% - 5.99% (Floor).
1 APR is Annual Percentage Rate. Fixed rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and an established Summit checking account will be higher.
2 Monthly payment for fixed rate is based upon payment per $1,000 for term and rate shown above.
Lock-in feature allows up to five fixed rate amounts at any one time. First rate lock is free then $35 for each additional.
Minimum fixed rate loan amount of $5,000 applies.
3 VPR is Variable Periodic Rate. The Variable Periodic Rate is Prime Rate as published in the Wall Street Journal plus a margin. Margins range from 5.50% to 0.50%. The VPR is subject to change monthly. The Prime Rate as of 03/15/2020 is 3.25%.
Monthly minimum periodic payments made during the end of draw repayment period may not fully amortize the remaining balance of the line of credit at the maturity of the 30-year mortgage. A balloon payment may result.
4 Intro 2.99% APR for 12-months is valid for new Home Equity Lines of Credit applications submitted. New HELOC eligibility requirements apply. After the 12-month introductory period the rate will revert to Prime Rate plus a margin and will never fall below the floor rate which ranges from 4.99% - 5.99%. Margins range from 5.50% to 0.50%. Your actual variable periodic rate and floor rate will be based upon your credit worthiness and loan-to-value. Prime Rate as of 03/15/2020 is 3.25%. Existing Home Equity Lines of Credit limit must increase by a minimum of $5,000 to qualify for the introductory rate. Minimum credit score of 651 or more to qualify for promotional rate. Offer subject to change without notice
home-equity-line-of-credit-up-to-100%-ltv
Home Equity Line of Credit — Up to 100% LTV (Variable/Fixed)
Rates Effective April 19, 2021
| Term (up to) | APR (as low as)1 | VPR (as low as)3 | Monthly Payment | |
| 12-Month Fixed Intro Rate4 | 5.99% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
|
| Variable, Revolving3 | 7.99% | Prime + 3% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
| Fixed 60 Months2 | 8.49% | $20.59 |
|
|
| Fixed 120 Months2 | 9.89% | $13.21 |
|
|
| Fixed 180 Months2 | 10.24% | $10.95 |
|
Your rate may vary based upon your creditworthiness and loan-to-value.
Closing costs range from $215-$350 unless appraisal or title insurance fees are required. The charge for an appraisal is typically $410-$485. The charge for title insurance is typically $375. There also is a one-time $50 fee due at closing for refinancing of existing Summit Credit Union HELOCs. Fee is waived if an existing SCU HELOC is refinanced with a new SCU first mortgage.
Property insurance is required.
The maximum APR is 15%. The minimum APR is 7.99% (Floor).
1 APR is Annual Percentage Rate. Fixed rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and an established Summit checking account will be higher.
2 Monthly payment for fixed rate is based upon payment per $1,000 for term and rate shown above.
Lock-in feature allows up to five fixed rate amounts at any one time. First rate lock is free then $35 for each additional.
Minimum fixed rate loan amount of $5,000 applies.
3 VPR is Variable Periodic Rate. The Variable Periodic Rate is Prime Rate as published in the Wall Street Journal plus a margin. Margins range from 4.00% to 3.00%. The VPR is subject to change monthly. The Prime Rate as of 03/15/2020 is 3.25%.
Monthly minimum periodic payments made during the end of draw repayment period may not fully amortize the remaining balance of the line of credit at the maturity of the 30-year mortgage. A balloon payment may result.
4 Intro 5.99% APR for 12-months is valid for new Home Equity Lines of Credit applications submitted. New HELOC eligibility requirements apply. After the 12-month introductory rate period the rate will revert to Prime Rate plus a margin and will never fall below the floor rate of 7.99%. Margins range from 4.00% to 3.00%. Your actual variable periodic rate and floor rate will be based upon your credit worthiness and loan-to-value. Prime Rate as of 03/15/2020 is 3.25%. Existing Home Equity Lines of Credit limit must increase by a minimum of $5,000 to qualify for the introductory rate. Minimum credit score of 651 or more to qualify for promotional rate. Offer subject to change without notice.-
home-equity-loans-up-to-80%-ltv
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 36 Months | 3.99% | $29.58 |
|
| 48 Months | 3.99% | $22.62 |
|
| 60 Months | 3.99% | $18.45 |
|
| 84 Months | 4.49% | $13.93 |
|
| 120 Months | 4.99% | $10.63 |
|
| 180 Months | 6.49% | $8.74 |
|
Your rate may vary based upon your creditworthiness and loan-to-value.
Closing costs range from $165-$313 unless appraisal or title insurance fees are required. The charge for an appraisal is typically $410-$485. The charge for title insurance is typically $375. Minimum loan amount of $5,000 applies.
Property insurance is required.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without an electronic payment and an established Summit checking account will be higher.
2 Monthly payment amount is based on payment per $1,000 for term and rate shown above.
home-equity-loans-up-to-90%-ltv
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 36 Months | 4.99% | $30.03 |
|
| 48 Months | 4.99% | $23.08 |
|
| 60 Months | 4.99% | $18.91 |
|
| 84 Months | 5.49% | $14.40 |
|
| 120 Months | 5.99% | $11.13 |
|
| 180 Months | 6.99% | $9.01 |
|
Your rate may vary based upon your creditworthiness and loan-to-value.
Closing costs range from $165-$313 unless appraisal or title insurance fees are required. The charge for an appraisal is typically $410-$485. The charge for title insurance is typically $375. Minimum loan amount of $5,000 applies.
Property insurance is required.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without an electronic payment and an established Summit checking account will be higher.
2 Monthly payment amount is based on payment per $1,000 for term and rate shown above.
home-equity-loans-up-to-100%-ltv
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 36 Months | 8.49% | $31.68 |
|
| 48 Months | 8.49% | $24.73 |
|
| 60 Months | 8.49% | $20.59 |
|
| 84 Months | 8.64% | $15.79 |
|
| 120 Months | 9.89% | $13.21 |
|
| 180 Months | 10.24% | $10.95 |
|
Your rate may vary based upon your creditworthiness and loan-to-value.
Closing costs range from $165-$313 unless appraisal or title insurance fees are required. The charge for an appraisal is typically $410-$485. The charge for title insurance is typically $375. Minimum loan amount of $5,000 applies.
Property insurance is required.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without an electronic payment and an established Summit checking account will be higher.
2 Monthly payment amount is based on payment per $1,000 for term and rate shown above.
personal-loan-rates
| TERM(up to) | APR(as low as)1 | Monthly Payment2 | |
| 24 Months | 10.25% | $46.46 |
|
| 36 Months | 10.25% | $32.53 |
|
| 48 Months | 10.50% | $25.72 |
|
| 60 Months | 10.75% | $21.72 |
|
Your rate may vary based upon your creditworthiness and repayment option.
Minimum loan amounts may apply.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and an established Summit checking account will be higher. The APR may increase after loan closing if an electronic payment is discontinued.
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
personal-line-of-credit
| Type and Term | APR1 | VPR2 | Monthly Payment |
| Personal Line of Credit, revolving | 10.00% | Prime + 4% | Minimum $15 or 2.5% of the outstanding principal balance |
| Overdraft Protection Line of Credit | 18.00% | n/a | Minimum $15 or 2.5% of the outstanding principal balance |
Minimum loan amount for an Overdraft Protection Line of Credit is $100. Minimum loan amount for a Personal Line of Credit is $1,000. Minimum credit score to qualify for a Personal Line of Credit is 650.
1 APR is Annual Percentage Rate.
2 VPR is Variable Periodic Rate. The Variable Periodic Rate is Prime Rate as published in the Wall Street Journal plus a margin. The VPR is subject to change quarterly. Prime Rate as of 03/15/2020 is 3.25%
The maximum APR for a Personal Line of Credit is 18.00%. The minimum APR for a Personal Line of Credit is 10.00% (Floor)
certificate-secured-loans
| Terms | APR1 |
| Installment loan or single-payment note that is due at the certificate's maturity date. | Certificate Dividend Rate + 3.00% |
Maximum loan amount for a single payment loan is 95% of the certificate balance. Minimum loan amount is $100. Rate Riser, IRA and Custodial Certificates are not eligible for a certificate secured loan.
1APR is Annual Percentage Rate.
Special Energy Efficient Loans
| Term (up to) | APR1 | Monthly Payment2 | |
| 60 Months | 4.50% | $18.68 |
|
| 180 Months | 5.25% | $8.06 |
|
Special energy efficient loan rates are for the Me2 and Milwaukee Shines loan programs only. Rates are subject to change without notice.
Minimum loan amount is $1,000. Milwaukee Shines maximum loan amount is $20,000. Me2 maximum loan amount is $15,000.
1 APR is Annual Percentage Rate
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
Savings, Investment & Checking Rates
certificates
| TYPE AND TERM | MINIMUM BALANCE TO EARN APY3 | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
| 3 Months | $500 | 0.05% | 0.05% |
|
| 6 Months | $500 | 0.10% | 0.10% |
|
| 9 Months | $500 | 0.15% | 0.15% |
|
| 12 Months | $500 | 0.20% | 0.20% |
|
| 18 Months | $500 | 0.20% | 0.20% |
|
| 24 Months | $500 | 0.25% | 0.25% |
|
| 36 Months | $500 | 0.30% | 0.30% |
|
| 48 Months | $500 | 0.35% | 0.35% |
|
| 60 Months | $500 | 0.45% | 0.45% |
|
| 6-Month Certificate Plus | $250 | 0.05% | 0.05% |
|
| 12-Month Certificate Plus | $250 | 0.15% | 0.15% |
|
| 18-Month Certificate Plus | $250 | 0.15% | 0.15% |
|
| 24-Month Certificate Plus | $250 | 0.20% | 0.20% |
|
| 24-Month Rate Riser2 | $1000 | 0.15% | 0.15% |
|
1,2Certificates may have penalty for early withdrawal. Fees may reduce earnings on the account.
3APY is Annual Percentage Yield.
money-market-plus-account
Money Market Plus Account Rates
Rates Effective April 19, 2021
| Minimum Balance to Earn APY2 | Dividend Rate | APY1 | |
| $100,000 | 0.13% | 0.13% |
|
| $50,000 | 0.10% | 0.10% |
|
| $25,000 | 0.08% | 0.08% |
|
| $10,000 | 0.07% | 0.07% |
|
| $2,500 | 0.04% | 0.04% |
|
| $0 | 0.02% | 0.02% |
|
1APY is Annual Percentage Yield. Rate Information: The dividend rate and annual percentage yield may change at any time as determined by credit union management.
2Minimum Balance Requirements: The minimum balance to open this account is $2,500. Please contact SCU for other terms and conditions of these accounts. Fees may reduce earnings on the account.
Ultimate-money-market-account
Ultimate Money Market Account Rates
Rates Effective April 19, 2021
| Minimum Balance to Earn APY2 | Dividend Rate | APY1 | |
| $200,000 | 0.22% | 0.22% |
|
| $150,000 | 0.19% | 0.19% |
|
| $100,000 | 0.16% | 0.16% |
|
| $75,000 | 0.12% | 0.12% |
|
| $50,000 | 0.10% | 0.10% |
|
| $0 | 0.00% | 0.00% |
|
1APY is Annual Percentage Yield. Minimum balance to open account is $50,000. Fees may reduce earnings on the account. Dividend Rates may change at any time.
ira-savings-rates
| Type and Term2 | Minimum Balance to Earn APY1 | Dividend Rate | Annual Percentage Yield | |
| IRA Savings | $25 | 0.10% | 0.10% |
|
1APY is Annual Percentage Yield. Rate Information: The dividend rate and annual percentage yield may change at any time as determined by credit union management.
2Minimum Balance Requirements: The minimum balance to open this account is $25.00. You must maintain a minimum daily balance of $25 in your account to obtain the disclosed annual percentage yield. Please contact SCU for other terms and conditions of these accounts. Fees may reduce earnings on the account.
checking
| Type and Term2 | Minimum Balance to Earn APY1 | Dividend Rate | Annual Percentage Yield | |
| Ultimate Checking | $2,500 | 0.05% | 0.05% |
|
| Dividend Checking | $25 | 0.03% | 0.03% |
|
1APY is Annual Percentage Yield. Rate Information: The dividend rate and annual percentage yield may change at any time as determined by credit union management.
2Please contact SCU for other terms and conditions of these accounts. Fees may reduce earnings on the account.
business-dividend-checking-account
| Minimum Balance to Earn APY1 | Dividend Rate | APY1 | |
| $2,500 | 0.03% | 0.03% |
|
1APY is Annual Percentage Yield. Please contact SCU for other terms and conditions of these accounts. Fees may reduce earnings on the account.
| TYPE AND TERM3 | MINIMUM BALANCE TO EARN APY1 | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
| Savings2 | $25 | 0.03% | 0.03% |
|
| 2nd Savings | $25 | 0.03% | 0.03% |
|
| Holiday Savings | $25 | 0.03% | 0.03% |
|
1APY is Annual Percentage Yield. Rate Information: The dividend rate and annual percentage yield may change at any time as determined by credit union management.
2Minimum Balance Requirements: The minimum balance to open this account is $5.00. You must maintain a minimum daily balance of $25 in your account to obtain the disclosed annual percentage yield.
3Please contact SCU for other terms and conditions of these accounts. Fees may reduce earnings on the account.
gosave
| Minimum Balance to Earn APY2 | Dividend Rate | APY1 | |
| $10,000 | 0.03% | 0.03% |
|
| $1,000 | 0.05% | 0.05% |
|
| $25 | 0.07% | 0.07% |
|
Allows one free withdrawal per month. Monthly automatic deposit required.
1APY is Annual Percentage Yield. Rate Information: The dividend rate and annual percentage yield may change at any time as determined by credit union management.
2Minimum Balance Requirements for GoSave Account: The minimum balance to open this account is $100. Please contact SCU for other terms and conditions of these accounts. Fees may reduce earnings on the account.
health-savings
| Minimum Balance to Earn APY | Dividend Rate | APY1 | |
| $0 | 0.05% | 0.05% |
|
| $2,500 | 0.07% | 0.07% |
|
| $5,000 | 0.09% | 0.09% |
|
| $10,000 | 0.10% | 0.10% |
|
1APY is Annual Percentage Yield. Rate Information: The dividend rate and annual percentage yield may change at any time as determined by credit union management.