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Rates And Disclosures

Loan Rates

Auto-&-Motorcycle-Loans-2016-to-2017
Auto & Motorcycle Loans — 2021 to 2023
Rates Effective March 26, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 5.59% $44.25
36 Months 5.59% $30.31
48 Months 5.74% $23.43
60 Months 5.85% $19.32
72 Months 6.05% $16.65
84 Months* 7.00% $15.15
auto-and-motorcycle-loans-2014-to-2015
Auto & Motorcycle Loans — 2011 to 2020
Rates Effective March 26, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 5.74% $44.32
36 Months 5.74% $30.38
48 Months 5.99% $23.55
60 Months 6.45% $19.60
72 Months 6.75% $17.04
auto-and-motorcycle-loans-2008-and-older
Auto & Motorcycle Loans — 2010 and Older
Rates Effective March 26, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 6.99% $44.90
36 months 7.15% $31.04
48 Months 7.30% $24.16
60 Months 7.80% $20.25
other-secured-loans
Boats and RV’s 2021 - 2023
Rates Effective March 26, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
63 Months 6.49% $18.83
87 Months 6.99% $14.74
120 Months ($25,000.00 Min) 8.24% $12.31
180 Months ($40,000.00 Min) 8.99% $10.18
240 Months ($50,000.00 Min) 9.49% $9.37
boats-rv-used
Boats and RVs 2013-2020
Rates Effective March 26, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
63 Months 7.49% $19.31
87 Months 7.75% $15.12
120 Months ($25,000.00 Min) 8.50% $12.46
180 Months ($40,000.00 Min) 9.00% $10.19
240 Months ($50,000.00 Min) 9.75% $9.53
powersports-new
Powersports 2021-2023
Rates Effective March 26, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
39 Months 6.99% $28.83
63 Months 7.49% $19.31
87 Months 7.74% $15.12
120 Months 9.74% $13.13
powersports-used
Powersports 2013-2020
Rates Effective March 26, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
39 Months 7.99% $29.30
63 Months 8.49% $19.80
87 Months 9.24% $15.88
120 Months 11.24% $13.99
express-home-refinance
Express Home Refinance Rates
Rates Effective March 26, 2023
More Information Apply
TYPE AND TERM APR (as low as)1 Monthly Payment
8 Year Fixed 5.625% $13.00
12 Year Fixed 5.750% $9.66
20 Year Fixed 6.000% $7.19
home-equity-line-of-credit-up-to-70%-ltv
Home Equity Line of Credit — Up to 70% LTV (Variable/Fixed)
Rates Effective March 26, 2023
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
6-Month Fixed Intro Rate4 0.00% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable, Revolving3 7.50% Prime - 0.50% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 7.25% $19.99
Fixed 120 Months2 8.25% $12.32
Fixed 180 Months2 9.75% $10.65
home-equity-line-of-credit-up-to-80%-ltv
Home Equity Line of Credit — Up to 80% LTV (Variable/Fixed)
Rates Effective March 26, 2023
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
6-Month Fixed Intro Rate4 0.00% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable, Revolving3 7.75% Prime - 0.25% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 7.25% $19.99
Fixed 120 Months2 8.25% $12.32
Fixed 180 Months2 9.75% $10.65
home-equity-line-of-credit-up-to-90%-ltv
Home Equity Line of Credit — Up to 90% LTV (Variable/Fixed)
Rates Effective March 26, 2023
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
6-Month Fixed Intro Rate4 1.49% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable Revolving3 8.50% Prime + 0.50% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 8.25% $20.47
Fixed 120 Months2 9.25% $12.86
Fixed 180 Months2 10.25% $10.96
home-equity-line-of-credit-up-to-100%-ltv
Home Equity Line of Credit — Up to 100% LTV (Variable/Fixed)
Rates Effective March 26, 2023
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
6-Month Fixed Intro Rate4 4.49% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable, Revolving3 11.00% Prime + 3% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 11.24% $21.97
Fixed 120 Months2 12.64% $14.81
Fixed 180 Months2 12.99% $12.72
home-equity-loans-up-to-80%-ltv
Home Equity Loans — Up to 80% LTV
Rates Effective March 26, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 7.25% $31.09
48 Months 7.25% $24.14
60 Months 7.25% $19.99
84 Months 7.75% $15.52
120 Months 8.25% $12.32
180 Months 9.75% $10.65
home-equity-loans-up-to-90%-ltv
Home Equity Loans — Up to 90% LTV
Rates Effective March 26, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 8.25% $31.57
48 Months 8.25% $24.62
60 Months 8.25% $20.47
84 Months 8.75% $16.03
120 Months 9.25% $12.86
180 Months 10.25% $10.96
home-equity-loans-up-to-100%-ltv
Home Equity Loans — Up to 100% LTV
Rates Effective March 26, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 11.24% $33.01
48 Months 11.24% $26.09
60 Months 11.24% $21.97
84 Months 11.39% $17.42
120 Months 12.64% $14.81
180 Months 12.99% $12.72
personal-loan-rates
Personal Loan Interest Rates
Rates Effective March 26, 2023
More Information Apply
TERM(up to) APR(as low as)1 Monthly Payment2
24 Months 10.50% $46.59
36 Months 10.50% $32.65
48 Months 10.75% $25.85
60 Months 11.25% $21.98
personal-line-of-credit
Personal Lines of Credit
Rates Effective March 26, 2023
More Information Apply
Type and Term APR1 VPR2 Monthly Payment
Personal Line of Credit, revolving 12.00% Prime + 4% Minimum $15 or 2.5% of the outstanding principal balance
Overdraft Protection Line of Credit 18.00% n/a Minimum $15 or 2.5% of the outstanding principal balance
certificate-secured-loans
Certificate Secured Loans
Rates Effective March 26, 2023
More Information Apply
Terms APR1
Installment loan or single-payment note that is due at the certificate's maturity date. Certificate Dividend Rate + 3.00%
Special Energy Efficient Loans
Solar and Energy Efficiency Loan Rates
Rates Effective March 26, 2023
More Information Apply
Term (up to) APR1 Monthly Payment2
180 Months 10.00% $10.81
60 Months 9.25% $20.97

Savings, Investment & Checking Rates

certificates
CERTIFICATE RATES
Rates Effective March 26, 2023
More Information Apply
TYPE AND TERM MINIMUM BALANCE TO EARN APY3 DIVIDEND RATE ANNUAL PERCENTAGE YIELD
36 Months $500 4.75% 4.85%
22-Month Special* $5000 4.55% 4.65%
13-Month Special* $5000 4.31% 4.40%
9 Months $500 3.69% 3.75%
60 Months $500 1.29% 1.30%
48 Months $500 1.09% 1.10%
24 Months $500 0.80% 0.80%
18 Months $500 0.60% 0.60%
12 Months $500 0.60% 0.60%
6 Months $500 0.40% 0.40%
3 Months $500 0.20% 0.20%
certificates
CERTIFICATE PLUS RATES
Rates Effective March 26, 2023
More Information Apply
TYPE AND TERM MINIMUM BALANCE TO EARN APY3 DIVIDEND RATE ANNUAL PERCENTAGE YIELD
24-Month Certificate Plus $250 0.55% 0.55%
18-Month Certificate Plus $250 0.35% 0.35%
12-Month Certificate Plus $250 0.35% 0.35%
6-Month Certificate Plus $250 0.15% 0.15%
INTRO RATE ULTIMATE MONEY MARKET SPECIAL
SCHEDULE APPOINTMENT

3.00%

apy2

Balances of $50,000 or more

2.96%

intro rate until June 30,20232

Balances of $50,000 or more
Ultimate-money-market-account
Ultimate Money Market Account Rates
Rates Effective March 26, 2023
More Information Schedule Appointment
Minimum Balance to Earn APY1 Dividend Rate APY1
$200,000 1.48% 1.49%
$150,000 1.38% 1.39%
$100,000 1.38% 1.39%
$75,000 1.28% 1.29%
$50,000 0.40% 0.40%
$0 0.00% 0.00%
money-market-plus-account
Money Market Plus Account Rates
Rates Effective March 26, 2023
More Information Schedule Appointment
Minimum Balance to Earn APY2 Dividend Rate APY1
$100,000 0.23% 0.23%
$50,000 0.20% 0.20%
$25,000 0.18% 0.18%
$10,000 0.17% 0.17%
$2,500 0.14% 0.14%
$0 0.12% 0.12%
money-market-max
Money Market Maximizer
Rates Effective March 26, 2023
More Information Schedule Appointment
Minimum Balance to Earn APY1 Dividend Rate APY
$1,000,000 3.06% 3.10%
$500,000 2.81% 2.85%
$250,000 2.57% 2.60%
$150,000 1.74% 1.75%
$75,000 1.34% 1.35%
ira-savings-rates
IRA Savings Interest Rates
Rates Effective March 26, 2023
More Information Apply
Type and Term2 Minimum Balance to Earn APY1 Dividend Rate Annual Percentage Yield
IRA Savings $25 0.10% 0.10%
checking
Checking
Rates Effective March 26, 2023
More Information Apply
Type and Term2 Minimum Balance to Earn APY1 Dividend Rate Annual Percentage Yield
Dividend Checking $25 0.03% 0.03%
Ultimate Checking $2,500 0.05% 0.05%
business-dividend-checking-account
Business Dividend Checking Account
Rates Effective March 26, 2023
More Information Apply
Minimum Balance to Earn APY1 Dividend Rate APY1
$2,500 0.03% 0.03%
SAVINGS
Rates Effective March 26, 2023
More Information Apply
TYPE AND TERM3 MINIMUM BALANCE TO EARN APY1 DIVIDEND RATE ANNUAL PERCENTAGE YIELD
2nd Savings $25 0.06% 0.06%
Holiday Savings $25 0.06% 0.06%
Savings2 $25 0.06% 0.06%
gosave
GoSave Account Rates
Rates Effective March 26, 2023
More Information Open An Account
Minimum Balance to Earn APY2 Dividend Rate APY1
$10,000 0.06% 0.06%
$1,000 0.07% 0.07%
$25 0.08% 0.08%
health-savings
HEALTH SAVINGS ACCOUNT
Rates Effective March 26, 2023
More Information Open An Account
Minimum Balance to Earn APY Dividend Rate APY1
$0 0.06% 0.06%
$2,500 0.07% 0.07%
$5,000 0.09% 0.09%
$10,000 0.10% 0.10%