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Rates And Disclosures

Loan Rates

Auto-&-Motorcycle-Loans-2016-to-2017
Auto & Motorcycle Loans — 2022 to 2024
Rates Effective March 4, 2024
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 6.69% $44.76
36 Months 6.69% $30.83
48 Months 6.84% $23.95
60 Months 7.10% $19.91
72 Months 7.60% $17.40
84 Months* 8.35% $15.82
auto-and-motorcycle-loans-2014-to-2015
Auto & Motorcycle Loans — 2012 to 2021
Rates Effective March 4, 2024
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 6.99% $40.13
36 Months 6.99% $28.74
48 Months 7.24% $22.84
60 Months 7.70% $19.35
72 Months 8.50% $17.23
auto-and-motorcycle-loans-2008-and-older
Auto & Motorcycle Loans — 2011 and Older
Rates Effective March 4, 2024
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 8.69% $45.71
36 months 8.85% $31.85
48 Months 9.00% $24.98
60 Months 9.50% $21.09
other-secured-loans
Boats and RV’s 2022 - 2024
Rates Effective March 4, 2024
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
63 Months 9.24% $20.17
87 Months 9.74% $16.14
120 Months ($25,000.00 Min) 10.99% $13.84
180 Months ($40,000.00 Min) 12.24% $12.22
boats-rv-used
Boats and RVs 2014-2021
Rates Effective March 4, 2024
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
63 Months 9.74% $20.42
87 Months 10.00% $16.28
120 Months ($25,000.00 Min) 11.25% $13.99
180 Months ($40,000.00 Min) 12.25% $12.23
powersports-new
Powersports 2022-2024
Rates Effective March 4, 2024
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
39 Months 9.24% $29.90
63 Months 9.74% $20.42
87 Months 9.99% $16.27
120 Months 11.99% $14.42
powersports-used
Powersports 2014-2021
Rates Effective March 4, 2024
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
39 Months 9.49% $30.02
63 Months 9.99% $20.55
87 Months 10.74% $16.67
120 Months 12.74% $14.86
express-home-refinance
Express Home Refinance Rates
Rates Effective March 4, 2024
More Information Apply
TYPE AND TERM APR (as low as)1 Monthly Payment
8 Year Fixed 6.500% $13.39
12 Year Fixed 6.750% $10.15
20 Year Fixed 7.000% $7.75
home-equity-line-of-credit-up-to-70%-ltv
Home Equity Line of Credit — Up to 70% LTV (Variable/Fixed)
Rates Effective March 4, 2024
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
3-Month Fixed Intro Rate* 0.00% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable, Revolving3 8.00% Prime - 0.50% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 6.99% $19.86
Fixed 120 Months2 7.99% $12.17
Fixed 180 Months2 9.74% $10.64
home-equity-line-of-credit-up-to-80%-ltv
Home Equity Line of Credit — Up to 80% LTV (Variable/Fixed)
Rates Effective March 4, 2024
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
3-Month Fixed Intro Rate* 0.00% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable, Revolving3 8.25% Prime - 0.25% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 6.99% $19.86
Fixed 120 Months2 7.99% $12.17
Fixed 180 Months2 9.74% $10.64
home-equity-line-of-credit-up-to-90%-ltv
Home Equity Line of Credit — Up to 90% LTV (Variable/Fixed)
Rates Effective March 4, 2024
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
3-Month Fixed Intro Rate* 1.49% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable, Revolving3 9.00% Prime + 0.50% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 7.99% $20.34
Fixed 120 Months2 8.99% $12.72
Fixed 180 Months2 9.99% $10.80
home-equity-line-of-credit-up-to-100%-ltv
Home Equity Line of Credit — Up to 100% LTV (Variable/Fixed)
Rates Effective March 4, 2024
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
3-Month Fixed Intro Rate* 4.49% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable, Revolving3 11.50% Prime + 3% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 10.98% $21.84
Fixed 120 Months2 12.38% $14.65
Fixed 180 Months2 12.73% $12.55
home-equity-loans-up-to-80%-ltv
Home Equity Loans — Up to 80% LTV
Rates Effective March 4, 2024
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 6.99% $30.94
48 Months 6.99% $24.02
60 Months 6.99% $19.86
84 Months 7.74% $15.52
120 Months 7.99% $12.17
180 Months 9.74% $10.64
home-equity-loans-up-to-90%-ltv
Home Equity Loans — Up to 90% LTV
Rates Effective March 4, 2024
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 7.99% $31.44
48 Months 7.99% $24.49
60 Months 7.99% $20.34
84 Months 8.74% $16.02
120 Months 8.99% $12.72
180 Months 9.99% $10.80
home-equity-loans-up-to-100%-ltv
Home Equity Loans — Up to 100% LTV
Rates Effective March 4, 2024
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 10.98% $32.88
48 Months 10.98% $25.96
60 Months 10.98% $21.84
84 Months 11.38% $17.41
120 Months 12.38% $14.65
180 Months 12.73% $12.55
personal-loan-rates
Personal Loan Interest Rates
Rates Effective March 4, 2024
More Information Apply
TERM(up to) APR(as low as)1 Monthly Payment2
24 Months 12.75% $47.67
36 Months 12.75% $33.75
48 Months 13.00% $26.97
60 Months 13.50% $23.14
personal-line-of-credit
Personal Lines of Credit
Rates Effective March 4, 2024
More Information Apply
Type and Term APR1 VPR2 Monthly Payment
Personal Line of Credit, revolving 12.50% Prime + 4% Minimum $15 or 2.5% of the outstanding principal balance
Overdraft Protection Line of Credit 18.00% n/a Minimum $15 or 2.5% of the outstanding principal balance
certificate-secured-loans
Certificate Secured Loans
Rates Effective March 4, 2024
More Information Apply
Terms APR1
Installment loan or single-payment note that is due at the certificate's maturity date. Certificate Dividend Rate + 3.00%
Special Energy Efficient Loans
Solar and Energy Efficiency Loan Rates
Rates Effective March 4, 2024
More Information Apply
Term (up to) APR1 Monthly Payment2
60 Months 9.75% $21.22
180 Months 10.50% $11.11

Savings, Investment & Checking Rates

certificates
CERTIFICATE RATES
Rates Effective March 4, 2024
More Information Apply
TYPE AND TERM MINIMUM BALANCE TO EARN APY DIVIDEND RATE ANNUAL PERCENTAGE YIELD
13-Month Special* $5000 4.89% 5.00%
9 Months $500 4.75% 4.85%
22-Month Special* $5000 4.46% 4.55%
36 Months $500 4.17% 4.25%
60 Months $500 2.77% 2.80%
48 Months $500 2.37% 2.40%
24 Months $500 1.98% 2.00%
18 Months $500 1.39% 1.40%
12 Months $500 1.39% 1.40%
6 Months $500 1.00% 1.00%
3 Months $500 0.60% 0.60%
certificates
CERTIFICATE PLUS RATES
Rates Effective March 4, 2024
More Information Apply
TYPE AND TERM MINIMUM BALANCE TO EARN APY DIVIDEND RATE ANNUAL PERCENTAGE YIELD
24-Month Certificate Plus $250 1.49% 1.50%
18-Month Certificate Plus $250 0.90% 0.90%
12-Month Certificate Plus $250 0.90% 0.90%
6-Month Certificate Plus $250 0.50% 0.50%
Ultimate-money-market-account
Ultimate Money Market Account Rates
Rates Effective March 4, 2024
More Information Schedule Appointment
Minimum Balance to Earn APY Dividend Rate ANNUAL PERCENTAGE YIELD
$200,000 1.48% 1.49%
$150,000 1.38% 1.39%
$100,000 1.38% 1.39%
$75,000 1.28% 1.29%
$50,000 0.40% 0.40%
money-market-plus-account
Money Market Plus Account Rates
Rates Effective March 4, 2024
More Information Schedule Appointment
Minimum Balance to Earn APY Dividend Rate ANNUAL PERCENTAGE YIELD
$100,000 0.23% 0.23%
$50,000 0.20% 0.20%
$25,000 0.18% 0.18%
$10,000 0.17% 0.17%
$2,500 0.14% 0.14%
$0 0.12% 0.12%
Money Market Plus Promo 
SCHEDULE APPOINTMENT

4.25%

apy

Balances of $25,000 or more

4.17%

special rate until June 30,2024

Balances of $25,000 or more
money-market-max
Money Market Maximizer
Rates Effective March 4, 2024
More Information Schedule Appointment
Minimum Balance to Earn APY Dividend Rate ANNUAL PERCENTAGE YIELD
$1,000,000 3.06% 3.10%
$500,000 2.81% 2.85%
$250,000 2.57% 2.60%
$150,000 1.74% 1.75%
$75,000 1.34% 1.35%
ira-savings-rates
IRA Savings Interest Rates
Rates Effective March 4, 2024
More Information Apply
Type and Term2 Minimum Balance to Earn APY1 Dividend Rate Annual Percentage Yield
IRA Savings $25 0.10% 0.10%
checking
Checking
Rates Effective March 4, 2024
More Information Apply
Type and Term2 Minimum Balance to Earn APY Dividend Rate Annual Percentage Yield
Ultimate Checking $2,500 0.10% 0.10%
Dividend Checking $25 0.10% 0.10%
business-dividend-checking-account
Business Dividend Checking Account
Rates Effective March 4, 2024
More Information Apply
Minimum Balance to Earn APY Dividend Rate ANNUAL PERCENTAGE YIELD
$2,500 0.10% 0.10%
SAVINGS
Rates Effective March 4, 2024
More Information Apply
TYPE AND TERM1 MINIMUM BALANCE TO EARN APY DIVIDEND RATE ANNUAL PERCENTAGE YIELD
Primary Savings2 $25 0.10% 0.10%
Secondary Savings3 $25 0.10% 0.10%
Holiday Savings3 $25 0.10% 0.10%
gosave
GoSave Account Rates
Rates Effective March 4, 2024
More Information Open An Account
Minimum Balance to Earn APY Dividend Rate ANNUAL PERCENTAGE YIELD
$10,000 0.08% 0.08%
$1,000 0.09% 0.09%
$25 0.10% 0.10%
health-savings
HEALTH SAVINGS ACCOUNT
Rates Effective March 4, 2024
More Information Open An Account
Minimum Balance to Earn APY Dividend Rate ANNUAL PERCENTAGE YIELD
$0 0.06% 0.06%
$2,500 0.07% 0.07%
$5,000 0.09% 0.09%
$10,000 0.10% 0.10%