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Rates And Disclosures

Loan Rates

Auto-&-Motorcycle-Loans-2016-to-2017
Auto & Motorcycle Loans — 2017 to 2018
Rates Effective May 25, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment3
24 Months 2.49% $42.81
36 Months 2.89% $29.07
48 Months 2.89% $22.12
60 Months 3.09% $18.04
72 Months 3.49% $15.44
84 Months2 4.45% $13.91
auto-and-motorcycle-loans-2014-to-2015
Auto & Motorcycle Loans — 2006 to 2016
Rates Effective May 25, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 3.14% $43.10
36 Months 3.14% $29.19
48 Months 3.41% $22.35
60 Months 3.64% $18.29
72 Months 4.70% $16.00
auto-and-motorcycle-loans-2008-and-older
Auto & Motorcycle Loans — 2005 and Older
Rates Effective May 25, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 9.00% $45.87
36 months 9.00% $31.93
48 Months 9.25% $25.11
60 Months 9.50% $21.09
other-secured-loans
Other Secured Loans — Includes Boats and RVs
Rates Effective May 25, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 3.10% $43.20
36 Months 3.15% $29.30
48 Months 3.15% $22.34
60 Months 3.45% $18.31
72 Months 4.65% $16.09
120 Months (Boats & RVs only; $25,000 min.) 6.35% $11.44
180 Months (Boats & RVs only; $40,000 min.) 6.85% $9.07
express-home-refinance
Express Home Refinance Rates
Rates Effective May 25, 2018
More Information Apply
TYPE AND TERM APR (as low as)1 Monthly Payment
8 Year Fixed2 3.25% $11.87
12 Year Fixed3 3.50% $8.41
home-equity-line-of-credit-up-to-80%-ltv
Home Equity Line of Credit — Up to 80% LTV (Variable/Fixed)
Rates Effective May 25, 2018
More Information Apply
Term (up to) APR (as low as)2 VPR (as low as)4 Monthly Payment
12-Month Fixed Intro Rate1 1.99% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable, Revolving 4.25% Prime - 0.50% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed, up to 48 Months3 3.49% $22.39
Fixed, 49 to 60 Months3 3.99% $18.45
Fixed, 61 to 120 Months3 4.49% $10.38
Fixed, 121 to 180 Months3 5.99% $8.46
home-equity-line-of-credit-up-to-90%-ltv
Home Equity Line of Credit — Up to 90% LTV (Variable/Fixed)
Rates Effective May 25, 2018
More Information Apply
Term (up to) APR (as low as)2 VPR (as low as)4 Monthly Payment
12-Month Fixed Intro Rate1 1.99% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable Revolving 4.75% Prime Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed, up to 48 Months3 4.49% $22.85
Fixed, 49 to 60 Months3 4.74% $18.79
Fixed, 61 to 120 Months3 5.49% $10.88
Fixed, 121 to 180 Months3 6.49% $8.74
home-equity-line-of-credit-up-to-100%-ltv
Home Equity Line of Credit — Up to 100% LTV (Variable/Fixed)
Rates Effective May 25, 2018
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
Variable, Revolving3 7.75% Prime + 3% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed up to 36 Months2 7.99% $31.33
Fixed, 37 to 60 Months2 8.49% $20.59
Fixed, 61 to 120 Months2 8.99% $12.72
Fixed, 121 to 180 Months2 9.49% $10.49
home-equity-loans-up-to-80%-ltv
Home Equity Loans — Up to 80% LTV
Rates Effective May 25, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 3.49% $29.34
48 Months 3.49% $22.39
60 Months 3.99% $18.45
84 Months 4.49% $13.93
120 Months 4.49% $10.38
180 Months 5.99% $8.46
home-equity-loans-up-to-90%-ltv
Home Equity Loans — Up to 90% LTV
Rates Effective May 25, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 4.49% $29.80
48 Months 4.49% $22.85
60 Months 4.74% $18.79
84 Months 5.49% $14.40
120 Months 5.49% $10.88
180 Months 6.49% $8.74
home-equity-loans-up-to-100%-ltv
Home Equity Loans — Up to 100% LTV
Rates Effective May 25, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 7.99% $31.33
48 Months 8.49% $24.74
60 Months 8.49% $20.59
84 Months 8.99% $16.51
120 Months 8.99% $12.72
180 Months 9.49% $10.49
personal-loan-rates
Personal Loan Interest Rates
Rates Effective May 25, 2018
More Information Apply
TERM(up to) APR(as low as)1 Monthly Payment2
24 Months 9.50% $46.10
36 Months 9.50% $32.17
48 Months 9.75% $25.35
60 Months 10.00% $21.34
personal-line-of-credit
Personal Lines of Credit
Rates Effective May 25, 2018
More Information Apply
Type and Term APR1 VPR2 Monthly Payment
Personal Line of Credit, revolving 10.00% Prime + 4% Minimum $15 or 2.5% of the outstanding principal balance
Overdraft Protection Line of Credit 18.00% n/a Minimum $15 or 2.5% of the outstanding principal balance
certificate-secured-loans
Certificate Secured Loans
Rates Effective May 25, 2018
More Information Apply
Terms APR1
Installment loan or single-payment note that is due at the certificate's maturity date. Annual Percentage Yield + 3.00%
Special Energy Efficient Loans
Solar and Energy Efficiency Loan Rates
Rates Effective May 25, 2018
More Information Apply
Term (up to) APR1 Monthly Payment2
60 Months 6.00% $19.39
180 Months 6.75% $8.88

Savings, Investment & Checking Rates

certificates
CERTIFICATE RATES
Rates Effective May 25, 2018
More Information Apply
TYPE AND TERM MINIMUM BALANCE TO EARN APY3 DIVIDEND RATE ANNUAL PERCENTAGE YIELD
3 Months $500 0.15% 0.15%
6 Months $500 0.25% 0.25%
9 Months $500 0.30% 0.30%
12 Months $500 0.65% 0.65%
13-Month Special $500 1.39% 1.40%
13-Month IRA Special $500 1.39% 1.40%
18 Months $500 0.75% 0.75%
24 Months $500 0.80% 0.80%
35 Month Special $500 2.23% 2.25%
35 Month IRA Special $500 2.23% 2.25%
36 Months $500 1.00% 1.00%
48 Months $500 1.20% 1.20%
60 Months $500 1.49% 1.50%
6-Month Certificate Plus $250 0.15% 0.15%
12-Month Certificate Plus $250 0.40% 0.40%
18-Month Certificate Plus $250 0.50% 0.50%
24-Month Certificate Plus $250 0.55% 0.55%
24-Month Rate Riser2 $1000 0.55% 0.55%
money-market-plus-account
Money Market Plus Account Rates
Rates Effective May 25, 2018
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Minimum Balance to Earn APY2 Dividend Rate APY1
$100,000 0.25% 0.25%
$25,000 0.20% 0.20%
$50,000 0.20% 0.20%
$10,000 0.15% 0.15%
$2,500 0.15% 0.15%
$0 0.10% 0.10%
Ultimate-money-market-account
Ultimate Money Market Account Rates
Rates Effective May 25, 2018
More Information Open An Account
Minimum Balance to Earn APY2 Dividend Rate APY1
$200,000 0.80% 0.80%
$150,000 0.75% 0.75%
$100,000 0.70% 0.70%
$75,000 0.65% 0.65%
$50,000 0.60% 0.60%
$0 0.00% 0.00%
ira-savings-rates
IRA Savings Interest Rates
Rates Effective May 25, 2018
More Information Apply
Type and Term2 Minimum Balance to Earn APY1 Dividend Rate Annual Percentage Yield
IRA Savings $25 0.20% 0.20%
checking
Checking
Rates Effective May 25, 2018
More Information Apply
Type and Term2 Minimum Balance to Earn APY1 Dividend Rate Annual Percentage Yield
Ultimate Checking $2,500 0.25% 0.25%
Dividend Checking $25 0.05% 0.05%
business-dividend-checking-account
Business Dividend Checking Account
Rates Effective May 25, 2018
More Information Apply
Minimum Balance to Earn APY1 Dividend Rate APY1
$2,500 0.05% 0.05%
SAVINGS
Rates Effective May 25, 2018
More Information Apply
TYPE AND TERM3 MINIMUM BALANCE TO EARN APY1 DIVIDEND RATE ANNUAL PERCENTAGE YIELD
Savings2 $25 0.10% 0.10%
2nd Savings $25 0.10% 0.10%
Holiday Savings $25 0.10% 0.10%
gosave
GoSave Account Rates
Rates Effective May 25, 2018
More Information Open An Account
Minimum Balance to Earn APY2 Dividend Rate APY1
$10,000 0.10% 0.10%
$1,000 0.15% 0.15%
$25 0.15% 0.15%