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Rates And Disclosures

Loan Rates

Auto-&-Motorcycle-Loans-2016-to-2017
Auto & Motorcycle Loans — 2019 to 2020
Rates Effective October 26, 2020
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 2.39% $42.76
36 Months 2.39% $28.84
48 Months 2.39% $21.89
60 Months 2.59% $17.81
72 Months 2.99% $15.21
84 Months* 3.95% $13.67
auto-and-motorcycle-loans-2014-to-2015
Auto & Motorcycle Loans — 2008 to 2018
Rates Effective October 26, 2020
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 2.59% $42.85
36 Months 2.59% $28.94
48 Months 2.99% $22.16
60 Months 3.29% $18.13
72 Months 4.35% $15.84
auto-and-motorcycle-loans-2008-and-older
Auto & Motorcycle Loans — 2007 and Older
Rates Effective October 26, 2020
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 8.90% $45.80
36 months 8.90% $31.87
48 Months 9.15% $25.05
60 Months 9.40% $21.03
other-secured-loans
Other Secured Loans — Includes Boats and RVs
Rates Effective October 26, 2020
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 4.35% $43.66
36 Months 4.45% $29.78
48 Months 4.55% $22.87
60 Months 4.65% $18.72
72 Months 5.90% $16.57
120 Months (Boats & RVs only; $25,000 min.) 7.00% $11.65
180 Months (Boats & RVs only; $40,000 min.) 7.50% $9.31
express-home-refinance
Express Home Refinance Rates
Rates Effective October 26, 2020
More Information Apply
TYPE AND TERM APR (as low as)1 Monthly Payment
8 Year Fixed 2.625% $11.58
12 Year Fixed 2.750% $8.18
home-equity-line-of-credit-up-to-80%-ltv
Home Equity Line of Credit — Up to 80% LTV (Variable/Fixed)
Rates Effective October 26, 2020
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
12-Month Fixed Intro Rate4 1.99% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable, Revolving 3.99% Prime - 0.50% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 3.99% $18.45
Fixed 120 Months2 4.99% $10.63
Fixed 180 Months2 6.49% $8.74
home-equity-line-of-credit-up-to-90%-ltv
Home Equity Line of Credit — Up to 90% LTV (Variable/Fixed)
Rates Effective October 26, 2020
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
12-Month Fixed Intro Rate4 2.99% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable Revolving 4.49% Prime + 0.50% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 4.99% $18.91
Fixed 120 Months2 5.99% $11.13
Fixed 180 Months2 6.99% $9.01
home-equity-line-of-credit-up-to-100%-ltv
Home Equity Line of Credit — Up to 100% LTV (Variable/Fixed)
Rates Effective October 26, 2020
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
12-Month Fixed Intro Rate4 5.99% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable, Revolving3 7.99% Prime + 3% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 8.49% $20.59
Fixed 120 Months2 9.89% $13.21
Fixed 180 Months2 10.24% $10.95
home-equity-loans-up-to-80%-ltv
Home Equity Loans — Up to 80% LTV
Rates Effective October 26, 2020
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 3.99% $29.58
48 Months 3.99% $22.62
60 Months 3.99% $18.45
84 Months 4.49% $13.93
120 Months 4.99% $10.63
180 Months 6.49% $8.74
home-equity-loans-up-to-90%-ltv
Home Equity Loans — Up to 90% LTV
Rates Effective October 26, 2020
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 4.99% $30.03
48 Months 4.99% $23.08
60 Months 4.99% $18.91
84 Months 5.49% $14.40
120 Months 5.99% $11.13
180 Months 6.99% $9.01
home-equity-loans-up-to-100%-ltv
Home Equity Loans — Up to 100% LTV
Rates Effective October 26, 2020
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 8.49% $31.68
48 Months 8.49% $24.73
60 Months 8.49% $20.59
84 Months 8.64% $15.79
120 Months 9.89% $13.21
180 Months 10.24% $10.95
personal-loan-rates
Personal Loan Interest Rates
Rates Effective October 26, 2020
More Information Apply
TERM(up to) APR(as low as)1 Monthly Payment2
24 Months 10.25% $46.46
36 Months 10.25% $32.53
48 Months 10.50% $25.72
60 Months 10.75% $21.72
personal-line-of-credit
Personal Lines of Credit
Rates Effective October 26, 2020
More Information Apply
Type and Term APR1 VPR2 Monthly Payment
Personal Line of Credit, revolving 10.00% Prime + 4% Minimum $15 or 2.5% of the outstanding principal balance
Overdraft Protection Line of Credit 18.00% n/a Minimum $15 or 2.5% of the outstanding principal balance
certificate-secured-loans
Certificate Secured Loans
Rates Effective October 26, 2020
More Information Apply
Terms APR1
Installment loan or single-payment note that is due at the certificate's maturity date. Certificate Dividend Rate + 3.00%
Special Energy Efficient Loans
Solar and Energy Efficiency Loan Rates
Rates Effective October 26, 2020
More Information Apply
Term (up to) APR1 Monthly Payment2
60 Months 4.50% $18.68
180 Months 5.25% $8.06

Savings, Investment & Checking Rates

certificates
CERTIFICATE RATES
Rates Effective October 26, 2020
More Information Apply
TYPE AND TERM MINIMUM BALANCE TO EARN APY3 DIVIDEND RATE ANNUAL PERCENTAGE YIELD
3 Months $500 0.10% 0.10%
6 Months $500 0.15% 0.15%
9 Months $500 0.20% 0.20%
12 Months $500 0.25% 0.25%
18 Months $500 0.35% 0.35%
24 Months $500 0.40% 0.40%
36 Months $500 0.45% 0.45%
48 Months $500 0.55% 0.55%
60 Months $500 0.80% 0.80%
6-Month Certificate Plus $250 0.10% 0.10%
12-Month Certificate Plus $250 0.20% 0.20%
18-Month Certificate Plus $250 0.30% 0.30%
24-Month Certificate Plus $250 0.35% 0.35%
24-Month Rate Riser2 $1000 0.30% 0.30%
money-market-plus-account
Money Market Plus Account Rates
Rates Effective October 26, 2020
More Information Schedule Appointment
Minimum Balance to Earn APY2 Dividend Rate APY1
$100,000 0.20% 0.20%
$50,000 0.15% 0.15%
$25,000 0.10% 0.10%
$10,000 0.10% 0.10%
$2,500 0.07% 0.07%
$0 0.05% 0.05%
Ultimate-money-market-account
Ultimate Money Market Account Rates
Rates Effective October 26, 2020
More Information Schedule Appointment
Minimum Balance to Earn APY2 Dividend Rate APY1
$200,000 0.25% 0.25%
$150,000 0.20% 0.20%
$100,000 0.20% 0.20%
$75,000 0.20% 0.20%
$50,000 0.15% 0.15%
$0 0.00% 0.00%
ira-savings-rates
IRA Savings Interest Rates
Rates Effective October 26, 2020
More Information Apply
Type and Term2 Minimum Balance to Earn APY1 Dividend Rate Annual Percentage Yield
IRA Savings $25 0.15% 0.15%
checking
Checking
Rates Effective October 26, 2020
More Information Apply
Type and Term2 Minimum Balance to Earn APY1 Dividend Rate Annual Percentage Yield
Ultimate Checking $2,500 0.10% 0.10%
Dividend Checking $25 0.05% 0.05%
business-dividend-checking-account
Business Dividend Checking Account
Rates Effective October 26, 2020
More Information Apply
Minimum Balance to Earn APY1 Dividend Rate APY1
$2,500 0.05% 0.05%
SAVINGS
Rates Effective October 26, 2020
More Information Apply
TYPE AND TERM3 MINIMUM BALANCE TO EARN APY1 DIVIDEND RATE ANNUAL PERCENTAGE YIELD
Savings2 $25 0.05% 0.05%
2nd Savings $25 0.05% 0.05%
Holiday Savings $25 0.05% 0.05%
gosave
GoSave Account Rates
Rates Effective October 26, 2020
More Information Open An Account
Minimum Balance to Earn APY2 Dividend Rate APY1
$10,000 0.05% 0.05%
$1,000 0.10% 0.10%
$25 0.10% 0.10%
health-savings
HEALTH SAVINGS ACCOUNT
Rates Effective October 26, 2020
More Information Open An Account
Minimum Balance to Earn APY Dividend Rate APY1
$0 0.05% 0.05%
$2,500 0.07% 0.07%
$5,000 0.10% 0.10%
$10,000 0.15% 0.15%