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Rates And Disclosures

Loan Rates

Auto-&-Motorcycle-Loans-2016-to-2017
Auto & Motorcycle Loans — 2017 to 2018
Rates Effective February 23, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment3
24 Months 2.49% $42.81
36 Months 2.49% $28.89
48 Months 2.49% $21.94
60 Months 2.84% $17.93
72 Months 3.24% $15.33
84 Months2 3.99% $13.69
auto-and-motorcycle-loans-2014-to-2015
Auto & Motorcycle Loans — 2006 to 2016
Rates Effective February 23, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 2.99% $43.04
36 Months 2.99% $29.12
48 Months 3.41% $22.35
60 Months 3.69% $18.20
72 Months 4.50% $15.91
auto-and-motorcycle-loans-2008-and-older
Auto & Motorcycle Loans — 2005 and Older
Rates Effective February 23, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 9.00% $45.87
36 months 9.00% $31.93
48 Months 9.25% $25.11
60 Months 9.50% $21.09
other-secured-loans
Other Secured Loans — Includes Boats and RVs
Rates Effective February 23, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 3.10% $43.20
36 Months 3.15% $29.30
48 Months 3.15% $22.34
60 Months 3.45% $18.31
72 Months 4.65% $16.09
120 Months (Boats & RVs only; $25,000 min.) 6.35% $11.44
180 Months (Boats & RVs only; $40,000 min.) 6.85% $9.07
express-home-refinance
Express Home Refinance
Rates Effective February 23, 2018
More Information Apply
TYPE AND TERM APR (as low as)1 Monthly Payment
8 Year Fixed2 3.25% $11.87
12 Year Fixed3 3.25% $8.41
home-equity-line-of-credit-up-to-80%-ltv
Home Equity Line of Credit — Up to 80% LTV (Variable/Fixed)
Rates Effective February 23, 2018
More Information Apply
Term (up to) APR (as low as)2 VPR (as low as)4 Monthly Payment
6-Month Fixed Intro Rate1 1.99% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable, Revolving 4.00% Prime - 0.50% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed, up to 48 Months3 3.24% $22.27
Fixed, 49 to 60 Months 3.74% $18.33
Fixed, 61 to 120 Months 4.49% $10.38
Fixed, 121 to 180 Months 5.99% $8.46
home-equity-line-of-credit-up-to-90%-ltv
Home Equity Line of Credit — Up to 90% LTV (Variable/Fixed)
Rates Effective February 23, 2018
More Information Apply
Term (up to) APR (as low as)2 VPR (as low as)4 Monthly Payment
6-Month Fixed Intro Rate1 1.99% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable Revolving 4.50% Prime Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed, up to 48 Months3 3.99% $22.62
Fixed, 49 to 60 Months 4.49% $18.68
Fixed, 61 to 120 Months 5.49% $10.88
Fixed, 121 to 180 Months 6.49% $8.74
home-equity-line-of-credit-up-to-100%-ltv
Home Equity Line of Credit — Up to 100% LTV (Variable/Fixed)
Rates Effective February 23, 2018
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
Variable, Revolving3 7.50% Prime + 3% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed up to 36 Months2 8.49% $31.68
Fixed, 37 to 60 Months 8.49% $20.59
Fixed, 61 to 120 Months 8.99% $12.72
Fixed, 121 to 180 Months 9.49% $10.49
home-equity-loans-up-to-80%-ltv
Home Equity Loans — Up to 80% LTV
Rates Effective February 23, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 3.24% $29.23
48 Months 3.24% $22.27
60 Months 3.74% $18.33
84 Months 4.49% $13.93
120 Months 4.49% $10.38
180 Months 5.99% $8.46
home-equity-loans-up-to-90%-ltv
Home Equity Loans — Up to 90% LTV
Rates Effective February 23, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 3.99% $29.58
48 Months 3.99% $22.68
60 Months 4.49% $18.68
84 Months 5.49% $14.40
120 Months 5.49% $10.88
180 Months 6.49% $8.74
home-equity-loans-up-to-100%-ltv
Home Equity Loans — Up to 100% LTV
Rates Effective February 23, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 7.99% $31.33
48 Months 8.49% $24.74
60 Months 8.49% $20.59
84 Months 8.99% $16.51
120 Months 8.99% $12.72
180 Months 9.49% $10.49
personal-loan-rates
Personal Loan Rates
Rates Effective February 23, 2018
More Information Apply
TERM(up to) APR(as low as)1 Monthly Payment2
24 Months 7.99% $45.38
36 Months 7.99% $31.44
48 Months 7.99% $24.50
60 Months 7.99% $20.35
personal-line-of-credit
Personal Lines of Credit
Rates Effective February 23, 2018
More Information Apply
Type and Term APR1 VPR3 Monthly Payment
Personal Line of Credit, revolving 10.00% Prime + 4% Minimum $15 or 2.5% of the outstanding principal balance
Overdraft Protection Line of Credit2 18.00% n/a Minimum $15 or 2.5% of the outstanding principal balance
certificate-secured-loans
Certificate Secured Loans
Rates Effective February 23, 2018
More Information Apply
Terms APR1
Installment loan or single-payment note that is due at the certificate's maturity date. 3.00% above the certificate's Annual Percentage Yield
Special Energy Efficient Loans
Solar and Energy Efficiency Loan Rates
Rates Effective February 23, 2018
More Information Apply
Term (up to) APR1 Monthly Payment2
60 Months 5.75% $19.27
180 Months 6.50% $8.74

Savings, Investment & Checking Rates

certificates
CERTIFICATE RATES
Rates Effective February 23, 2018
More Information Apply
TYPE AND TERM MINIMUM BALANCE TO EARN APY3 DIVIDEND RATE ANNUAL PERCENTAGE YIELD
3 Months $500 0.10% 0.10%
6 Months $500 0.20% 0.20%
9 Months $500 0.25% 0.25%
12 Months $500 0.50% 0.50%
13-Month Special $500 1.39% 1.40%
13-Month IRA Special $500 1.39% 1.40%
18 Months $500 0.55% 0.55%
24 Months $500 0.60% 0.60%
35 Month Special $500 1.99% 2.00%
35 Month IRA Special $500 1.99% 2.00%
36 Months $500 1.00% 1.00%
48 Months $500 1.20% 1.20%
60 Months $500 1.49% 1.50%
6-Month Certificate Plus $250 0.10% 0.10%
12-Month Certificate Plus $250 0.25% 0.25%
18-Month Certificate Plus $250 0.30% 0.30%
24-Month Certificate Plus $250 0.35% 0.35%
24-Month Rate Riser2 $1000 0.35% 0.35%
money-market-plus-account
Money Market Plus Account Rates
Rates Effective February 23, 2018
More Information Open An Account
Minimum Balance to Earn APY2 Dividend Rate APY1
$100,000 0.25% 0.25%
$25,000 0.20% 0.20%
$50,000 0.20% 0.20%
$10,000 0.15% 0.15%
$2,500 0.15% 0.15%
$0 0.10% 0.10%
ira-savings-rates
IRA Savings Rates
Rates Effective February 23, 2018
More Information Apply
Type and Term2 Minimum Balance to Earn APY1 Dividend Rate Annual Percentage Yield
IRA Savings $25 0.20% 0.20%
checking
Checking
Rates Effective February 23, 2018
More Information Apply
Type and Term2 Minimum Balance to Earn APY1 Dividend Rate Annual Percentage Yield
Ultimate Checking $2,500 0.25% 0.25%
Dividend Checking $25 0.05% 0.05%
business-dividend-checking-account
Business Dividend Checking Account
Rates Effective February 23, 2018
More Information Apply
Minimum Balance to Earn APY1 Dividend Rate APY1
$2,500 0.05% 0.05%
SAVINGS
Rates Effective February 23, 2018
More Information Apply
TYPE AND TERM3 MINIMUM BALANCE TO EARN APY1 DIVIDEND RATE ANNUAL PERCENTAGE YIELD
Savings2 $25 0.10% 0.10%
2nd Savings $25 0.10% 0.10%
Holiday Savings $25 0.10% 0.10%
gosave
GoSave Account Rates
Rates Effective February 23, 2018
More Information Open An Account
Minimum Balance to Earn APY2 Dividend Rate APY1
$10,000 0.10% 0.10%
$1,000 0.15% 0.15%
$25 0.15% 0.15%