Loan Rates And Disclosures
TYPE AND TERM | RATE | Annual Percentage Rate |
30 Year Fixed** |
7.125% | 7.234% |
20 Year Fixed** |
6.875% | 7.014% |
15 Year Fixed** |
6.875% | 6.987% |
10 Year Fixed** |
6.500% | 6.653% |
15/15 ARM** |
7.625% | 7.160% |
10/1 ARM** |
7.375% | 7.663% |
7/1 ARM** |
7.125% | 7.637% |
5/1 ARM** |
6.875% | 7.641% |
3/1 ARM** |
6.500% | 7.679% |
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
24 Months | 6.29% | $44.45 |
|
36 Months | 6.29% | $30.55 |
|
48 Months | 6.44% | $23.69 |
|
60 Months | 6.70% | $19.66 |
|
72 Months | 7.20% | $17.15 |
|
84 Months* | 7.95% | $15.56 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
24 Months | 6.39% | $44.50 |
|
36 Months | 6.39% | $30.60 |
|
48 Months | 6.64% | $23.78 |
|
60 Months | 7.10% | $19.85 |
|
72 Months | 8.10% | $17.04 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
24 Months | 8.44% | $45.43 |
|
36 months | 8.60% | $31.61 |
|
48 Months | 8.75% | $24.77 |
|
60 Months | 9.25% | $20.88 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
63 Months | 9.24% | $20.22 |
|
87 Months | 9.74% | $16.20 |
|
120 Months ($25,000.00 Min) | 10.99% | $13.91 |
|
180 Months ($40,000.00 Min) | 12.24% | $12.32 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
63 Months | 9.74% | $20.46 |
|
87 Months | 10.00% | $16.34 |
|
120 Months ($25,000.00 Min) | 11.25% | $14.06 |
|
180 Months ($40,000.00 Min) | 12.25% | $12.33 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
39 Months | 9.24% | $29.78 |
|
63 Months | 9.74% | $20.34 |
|
87 Months | 9.99% | $16.20 |
|
120 Months | 11.99% | $14.34 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
39 Months | 9.49% | $29.90 |
|
63 Months | 9.99% | $20.46 |
|
87 Months | 10.74% | $16.59 |
|
120 Months | 12.74% | $14.78 |
|
TYPE AND TERM | APR (as low as)1 | Monthly Payment | |
8 Year Fixed | 6.250% | $13.26 |
|
12 Year Fixed | 6.625% | $10.08 |
|
20 Year Fixed | 6.875% | $7.68 |
|
Term (up to) | APR (as low as)1 | VPR (as low as)3 | Monthly Payment | |
3-Month Fixed Intro Rate* | 0.00% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
|
Variable, Revolving3 | 8.00% | Prime - 0.50% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
Fixed 60 Months2 | 6.74% | $19.68 |
|
|
Fixed 120 Months2 | 7.74% | $12.00 |
|
|
Fixed 180 Months2 | 9.49% | $10.44 |
|
Term (up to) | APR (as low as)1 | VPR (as low as)3 | Monthly Payment | |
3-Month Fixed Intro Rate* | 0.00% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
|
Variable, Revolving3 | 8.25% | Prime - 0.25% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
Fixed 60 Months2 | 6.74% | $19.68 |
|
|
Fixed 120 Months2 | 7.74% | $12.00 |
|
|
Fixed 180 Months2 | 9.49% | $10.44 |
|
Term (up to) | APR (as low as)1 | VPR (as low as)3 | Monthly Payment | |
3-Month Fixed Intro Rate* | 1.49% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
|
Variable, Revolving3 | 9.00% | Prime + 0.50% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
Fixed 60 Months2 | 7.74% | $20.15 |
|
|
Fixed 120 Months2 | 8.74% | $12.53 |
|
|
Fixed 180 Months2 | 9.74% | $10.59 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
36 Months | 6.74% | $30.76 |
|
48 Months | 6.74% | $23.83 |
|
60 Months | 6.74% | $19.68 |
|
84 Months | 7.49% | $15.33 |
|
120 Months | 7.74% | $12.00 |
|
180 Months | 9.49% | $10.44 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
36 Months | 7.74% | $31.22 |
|
48 Months | 7.74% | $24.29 |
|
60 Months | 7.74% | $20.15 |
|
84 Months | 8.49% | $15.86 |
|
120 Months | 8.74% | $12.53 |
|
180 Months | 9.74% | $10.59 |
|
TERM(up to) | APR(as low as)1 | Monthly Payment2 | |
24 Months | 12.75% | $47.42 |
|
36 Months | 12.75% | $33.57 |
|
48 Months | 13.00% | $26.83 |
|
60 Months | 13.50% | $23.01 |
|
Type and Term | APR1 | VPR2 | Monthly Payment |
Personal Line of Credit, revolving | 12.50% | Prime + 4% | Minimum $15 or 2.5% of the outstanding principal balance |
Overdraft Protection Line of Credit | 18.00% | n/a | Minimum $15 or 2.5% of the outstanding principal balance |
Terms | APR1 |
Installment loan or single-payment note that is due at the certificate's maturity date. | Certificate Dividend Rate + 3.00% |
Term (up to) | APR1 | Monthly Payment2 | |
60 Months | 9.75% | $21.22 |
|
180 Months | 10.50% | $11.11 |
|
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