Have you been turned down for a loan? Or are you worried past money issues might stop you from getting one in the future? The help you need to get to “yes” on a future loan

Here are some tips on how to prioritize your debts and bills, negotiate with creditors and get your late payments back on solid ground.

In this episode of Money Smarts, a podcast of Summit Credit Union, we're talking with a collections specialist to debunk common myths, understand how the process works and learn why it's so important to work with them. In the end, we want to be a money mentor and provide help.