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Checking 2018 travel Giveaway

These are the Official Rules for Summit Credit Union’s Summer Promotion (“Promotion”).


Company:  This Promotion is being offered by Summit Credit Union, 4800 American Parkway, Madison, WI 53718 (“SCU”)

Terms and Conditions: By entering the Promotion, you fully and unconditionally agree to abide by and accept these Official Rules and the decisions of SCU, which are final and binding in all matters related to the Promotion. Your eligibility to receive a prize in connection with the Promotion is contingent upon your ability to meet all of the requirements set forth herein. Failure to comply with these Official Rules may result in your disqualification from the Promotion.

Eligibility: The Promotion is open only to legal residents of the United States, who, at the time of entering the Promotion are eighteen years of age or older. All entrants must be natural persons. No entries from business entities accepted. Employees of SCU, its affiliates, subsidiaries, advertising or promotional agencies, and their immediate family members and/or those living in same household are not eligible to enter the Promotion. Immediate family includes spouse, parents, siblings, children, stepparents, stepchildren, grandparents and grandchildren. THIS PROMOTION IS VOID IN RHODE ISLAND, FLORIDA, NEW YORK AND WHERE PROHIBITED BY LAW, RULE, REGULATION OR ORDINANCE.

Promotion Period. The Promotion begins on October 15, 2018 at 12:00 am Central Standard Time (CST) and ends on November 30, 2018 at 11:59 p.m. CST (the “Promotion Period”). A maximum of two entries per person are allowed.

How to Enter – No Purchase Necessary to Enter or Win. There are Two Methods of Entry: During the Promotion period, you may enter by:

Automatic Entry. You will automatically receive one Promotion entry when you open a new checking account at Summit Credit Union (SCU) during the Promotion Period. The automatic Promotion entry will be submitted in the name of the primary account holder. You will receive a second automatic entry into the Promotion if you obtain a debit card at the time you open a new checking account during the Promotion Period.

Branch Entry. You may enter the Promotion by providing us (either in person or by mail) with a signed copy of these rules along with a 3 x 5 index card that includes your complete name, age, address, phone number and email address (“Branch Entry”).  You may drop off your Branch Entry at any Summit Credit Union branch or you may mail it to: [insert address and attn. information]. A maximum of two Branch Entries per person are allowed. All Branch Entries must be received by SCU before the close of business (5:00 pm) on November 30, 2018 to be valid.

A maximum of two entries per person are allowed, in any combination of automatic or branch entries.

Prize Selection: One winner will be selected by random drawing held on or about December 14, 2018 from all eligible entries received. The odds of winning depend upon the number of entries received. The winner will be notified no later than December 18, 2018 via telephone. If the winner does not respond by December 31, 2018, another winner will be drawn or the prize will be forfeited (in SCU’s sole discretion).

Prize:  The winner will receive a $15,000 travel voucher provided by Burkhalter Travel 6501 Mineral Point Road, Madison, WI 608-833-5200/800-556-9286 (“Prize”).  The prize has an approximate retail value of $15,000.

Taxes. The Prize is considered taxable income, and winner will be solely responsible for all federal, state, and local taxes. Winner will receive an IRS 1099 form reflecting the amount they receive as a prize.

Social Media:  The Promotion may be advertised or administered through social media platforms, such as Facebook and Twitter (“Social Media”).  You understand and acknowledge, however, that the Promotion is in no way sponsored, endorsed, administered by, or associated with any Social Media platform on which it is offered or advertised, including Facebook and Twitter.  You agree to adhere to all rules established by Social Media platforms and will not create multiple Social Media accounts, or repeatedly post duplicate or near duplicate information or links to enter into the Promotion multiple times.  Any information you provide for the Promotion is being provided to SCU rather than Facebook or any other Social Media platform.  You fully release Facebook and all other Social Media from all claims, losses and harm that you may allege or incur relating to this Promotion.

Non-Transferable.  No substitution or transfer of the Prize will be permitted. The winning Prize may not be redeemed for cash. SCU reserves the right to substitute a prize of greater or equal value.

Responsibility for Prize.  If you win the Promotion prize, you understand and agree that you are solely responsible for the use and redemption of the Prize, including (without limitation) any and all insurance requirements, licensing requirements, and liability for use.

Publicity:  Acceptance of the Prize constitutes consent for SCU to use your name and likeness for editorial, advertising and publicity purposes without additional compensation, except where expressly prohibited by law. By participating in this Promotion, all entrants consent to SCU’s use of the personal information provided so that SCU may administer the promotion and award the Prize.

Rights Granted by the Entrant: By entering this Promotion you understand that SCU and anyone acting on behalf of SCU will have the right, where permitted by law, without any further notice, review or consent to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter in perpetuity and throughout the world, the entry, including, without limitation, the entry and winner's names, logos and images as news, publicity or information and for trade, advertising, public relations and promotional purposes without any further compensation.

Other Requirements. The winner may, at SCU’s discretion, be required to sign and return a declaration of eligibility, additional release of liability, and, where lawful, an additional publicity consent agreement. If a selected winner cannot be contacted, is ineligible, fails to claim a prize, or fails to return the completed and executed declaration and releases as required, the prize will be forfeited and awarded to an alternate winner.


Release and Hold Harmless.  By entering THIS PROMOTION, you agree to release and hold harmless SCU, its parents, subsidiaries and affiliated entities, and each of their directors, officers, employees, attorneys, agents, and representatives from any damage, injury, expense, cost, death, loss, claim, action, demand, or other liability that may arise in connection with the Promotion, or resulting from acceptance and/or use of any prize, travel to or from any prize-related activity, participation in this Promotion, and from any misuse or malfunction of any prize awarded, including, without limitation, personal injury, death, and/or property damage.

Limitations: SCU shall not be responsible for lost, late or misdirected entries, or entries containing incorrect or incomplete information.  SCU is not responsible for any problems or technical malfunctions of any mail network, telephone network or lines, computer, on-line, or Internet systems or services, servers, computer equipment, software, failure of any email or entry or confirmation or winners notice on account of technical problems or traffic congestion on the Internet, problems with the SCU website, or any combination thereof, including any injury or damage to entrant’s or any other person’s computer resulting from downloading any materials in connection with the Promotion. Entries become the property of SCU and will not be acknowledged or returned.

Termination: SCU reserves the right, in its sole discretion and without notice, to cancel, terminate, modify or suspend the Promotion.  Examples of reasons for termination or modification of the Promotion may include (without limitation) SCU’s inability to reasonably or fairly conduct or administer the Promotion due to business changes, viruses, malware, security breaches, non-authorized human intervention, fraud or other causes beyond SCU’s control. If SCU modifies, cancels, terminates or suspends the Promotion, SCU may, in its sole discretion, randomly select a winner from all eligible, non-suspect, entries received by SCU prior to and/or after (if appropriate) the termination, modification or suspension of the Promotion.

Disqualification. SCU reserves the right to disqualify any person tampering with the entry process or is otherwise in violation of these Official Rules or any laws.

Disputes.  THIS PROMOTION IS GOVERNED BY THE LAWS OF THE UNITED STATES OF AMERICA AND THE STATE OF WISCONSIN WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Promotion, you agree that any and all disputes and causes of action arising out of or connected with this Promotion and/or any Prize, shall be resolved individually, without resort to any form of class action, exclusively before a court located in Wisconsin having jurisdiction. Further, in any such dispute, under no circumstances will you be permitted to obtain awards for, and you hereby waive all right to claim, punitive, enhanced, incidental, or consequential damages, including reasonable attorneys' fees, other than your actual out-of-pocket expenses associated with entering this Promotion.

Winner Information. For the name of the prize winner, send a separate, stamped, self-addressed envelope with a written request for information on the winner of this contest to: Summit Credit Union, PO Box 8046, Madison, WI 53708-8046.

For more information, call (800)236-5560 or write us at:

Summit Credit Union

PO Box 8046, Madison, WI 53708-8046