Let's reach your business goals, together.
Whether you’re starting your business or expanding it, investing in new inventory or office equipment, we have a business loan or line of credit that’s right for you. Count on our business development team to help you find the best type of loan for your business.

Real Estate & Commercial Construction Loans
Is your business making the move from leasing to owning its facility? Creating a new space or rehabbing an old one?
Rely on our business development team to help you:
- Explore the pros and cons of various loan options
- Understand tax-related issues that might affect you
- Find the commercial loan that’s right for you
Investment Property Loans
An investment in real estate offers a wide variety of tax benefits, the potential for an income stream and the possibility of future gains.
Summit offers a variety of financing solutions for non-owner occupied buildings including:
- Office buildings
- Apartment buildings
- Mixed-use properties (like office, retail and/or residential property)
- Single-family homes
Term Loans
Our fixed-rate financing helps you afford all the things you need to run and grow your business — including vehicles, equipment, office furniture and more.
With a term loan from Summit you’ll get:
- Competitive rates
- Flexible collateral options
- Automatic payment options
Business Line of Credit
Think of this as an insurance policy for your business finances. It can help smooth out the realities of your day-to-day cash flow (say, late customer payments that make it hard to manage payroll or the realities of a seasonal service or product line) or let you take advantage of an unexpected opportunity (like gotta-act-now savings on equipment or production materials).
With Summit’s business line of credit you’ll get:
- Competitive rates
- Low fees
- Set it and forget it flexibility — once it’s in place, you’ll have the financing you need to handle the unexpected
Small Business Administration Loans
As a small business, you might qualify for a loan from Summit Credit Union that’s backed by the Small Business Administration (SBA), a government program. SBA loans are specifically designed to help small business owners and entrepreneurs who might have a hard time finding affordable financing. To find out how to get a small business loan, contact a Business Development Officer today.
Want to help your employees
get on track to a better financial future?
Financial Wellness for Employees by Summit can make a difference.
We believe the right tools and support can put everyone on the path to a more secure financial future. And that’s why we created the Financial Wellness for Employees by Summit program. Find out how this program can make a difference for your organization.
Find out your monthly payments based on loan variables.
See if consolidating your debt is the best option.
Setting a goal for paying off a mortgage, auto loan, credit card or personal loan makes sound financial sense.
One popular strategy for accelerating the payoff of a loan is to make 'bi-weekly' payments.
HOW LONG WILL IT TAKE TO PAY OFF A DEBT?
Like many credit card holders, there are times when you might have overdone it on the spending and are now facing the task of paying off your credit card balance.