Let's reach your business goals, together.
Whether you’re starting your business or expanding it, investing in new inventory or office equipment, we have a business loan or line of credit that’s right for you. Count on our business development team for the expert help you need to navigate your commercial loan options and take your business to the next level.
Real Estate & Commercial Construction Loans
Is your business making the move from leasing to owning its facility? Creating a new space or rehabbing an old one?
Rely on our business development team to help you:
- Explore the pros and cons of various loan options
- Understand tax-related issues that might affect you
- Find the commercial loan that’s right for you
Investment Property Loans
An investment in real estate offers a wide variety of tax benefits, the potential for an income stream and the possibility of future gains.
Summit offers a variety of financing solutions for non-owner occupied buildings including:
- Office buildings
- Apartment buildings
- Mixed-use properties (like office, retail and/or residential property)
- Single-family homes
Our fixed-rate financing helps you afford all the things you need to run and grow your business — including vehicles, equipment, office furniture and more.
With a term loan from Summit you’ll get:
- Competitive rates
- Flexible collateral options
- Automatic payment options
Business Line of Credit
Think of this as an insurance policy for your business finances. It can help smooth out the realities of your day-to-day cash flow (say, late customer payments that make it hard to manage payroll or the realities of a seasonal service or product line) or let you take advantage of an unexpected opportunity (like gotta-act-now savings on equipment or production materials).
With Summit’s business line of credit you’ll get:
- Competitive rates
- Low fees
- Set it and forget it flexibility — once it’s in place, you’ll have the financing you need to handle the unexpected
Small Business Administration Loans
As a small business, you might qualify for a loan from Summit Credit Union that’s backed by the Small Business Administration (SBA), a government program. SBA loans are specifically designed to help small business owners and entrepreneurs who might have a hard time finding affordable financing.
Julie Spitzack - VP Business Services
With over 25 years of experience in the financial service industry, Julie has been helping business owners achieve their dream of launching their own business. She works with small business owners and start-ups. She helps make the complicated easy. She works with entrepreneurs to grow their business and reach their financial goals. She also works extensively with real estate investors in the residential and commercial markets. She earned the SBA 7A Fundamental and Advanced Diplomas issued by the National Association of Government Guaranteed Lenders (NAGGL). She has been a member of The Business Forum, Greater Madison Chamber of Commerce, Wisconsin Women Entrepreneurs, and Dane Buy Local. She has been involved with a number of local non-profits including The Road Home, United Way, and Junior Achievement. Julie holds a Bachelor's of Business degree from Western Illinois University and received her MBA from the Keller Graduate School of Management.
Offices served: City Station, Downtown, Lake Mills, Shorewood Hills, Westport, and Old Sauk.
Dana Hoffmann - VP Business Services
Dana has been a trusted advisor to many small businesses for over 25 years. She's always looking for new ways to strengthen your business and her experience in the financial services industry has helped many small businesses start and grow. Dana is a board member and past president of The Business Forum, and has served on Wisconsin Business Development's board of directors. She is founding chair of the WI Credit Union League's Business Lending Council. Dana was awarded the SBA 7A Diploma from the National Association of Guaranteed Government Lenders (NAGGL) and served on the SBA state advisory council. She is a founding member of Executive Women's Golf Association-Madison. Dana holds an MBA in Finance from UW Madison. As an expert content contributor for entrepreneurial lending, she frequently presents for events and programs such as Women's Entrepreneurship Day, BRAVA's Thrive Conference, and the UW Madison Small Business Development Center's Food Finance Institute and Essentials Business Planning classes.
Dana serves our Fitchburg, Stoughton, Verona, Rimrock Road, Yellowstone Road, and CUNA Campus branches.
Gary Szpara - VP Business Services
Gary has been in the financial services industry for over 35 years serving the business community in southeastern Wisconsin. He has used the tools of the financial industry to foster growth and success for entrepreneurs, seasoned business owners and commercial real estate investors. Gary is very active in his home community of New Berlin and currently serves as the Board President of The New Berlin Chamber of Commerce and Visitors Bureau. In addition Gary is a member of the MMAC Senior Executive Roundtable #13, participates in the West Allis West Milwaukee Chamber of Commerce and the Waukesha County Business Alliance amongst others. Gary is a graduate of the Lubar School of Business at The University of Wisconsin – Milwaukee and continues to learn new industry practices through seminars, webinars and trade conferences.
Gary serves our West Milwaukee, VA Hospital, Greenfield, and Franklin branches.
Bob Zarzynski - VP Business Services
Bob has more than 35 years of financial and leadership experience in the Milwaukee-area region, and has helped many small businesses get off the ground or expand their existing businesses. He holds a National Incident Management System (N.I.M.S.) certification from the Department of Homeland Security, which is part of the Federal Emergency Management Agency (FEMA), and attended the University of Wisconsin – Stevens Point. A native of Milwaukee, he resides in Sussex with his wife and serves as village trustee for the Village of Sussex and is involved with the local Chambers of Commerce and other volunteerism efforts in the community.
Bob serves our Waukesha, Beaver Dam, and Muskego branches.
Jim Holden - VP Business Services
During his 21 year career, Jim has developed a special expertise in the commercial lending market for South Central Wisconsin. As a resident, neighbor and friend to many in the Waunakee, and surrounding areas, he’s assisted numerous business clients succeed in the small business environment. Jim is very active in the Waunakee community, including serving as past President on the Waunakee Chamber of Commerce Board of Directors, past treasurer for the Waunakee Neighborhood Connection, past Treasurer for South Central Wisconsin Ducks Unlimited Chapter and appointed to serve on the Village of Waunakee Economic Development Task Force as an advisor for commercial building sites. Currently, Jim remains active in the Waunakee Chamber events and serves as treasurer for the Wilderness Resort Homeowners Association. Jim graduated from the University of Wisconsin-LaCrosse with a degree in Business Administration and Sports Management. In addition he is a graduate of the WBA Commercial Lending School.
Jim serves our Baraboo, Portage, Waunakee and Cottage Grove branches
Robin Finco - VP BUSINESS SERVICES
With over 10 years of experience in the financial industry, Robin has been helping business owners achieve their dreams of owning and growing their business. He has a wide range of experience working with small businesses manage their cash flow and grow their operations. He also has a passion for commercial real estate and multi-family housing. Robin has been involved with numerous local organizations including United Way, Big Brothers Big Sisters, Special Olympics, Junior Achievement, Ducks Unlimited and the Madison Development Corporation. He holds a Bachelor’s of Business Administration degree from the University of Wisconsin-Lacrosse with an emphasis in Economics.
Robin serves our American Parkway, Sun Prairie, Thierer Road and Watertown branches.