Your resource to a richer life

Featured Rates

Mortgage Rates

  Rate APR
30 Year Fixed 3.750% 3.840%
15 Year Fixed 2.875% 3.025%
7/1 ARM 3.000% 3.066%

Auto Loan, New or Used

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as low as 2.29% APR†† up to 48 months
 

Home Equity Line of Credit
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1.99% APR† First 6 months
3.99% APR† Variable rate after
 

New 10- and 16-Month Certificates

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10 month special
Dividend Rate		 0.55% APY†
16 month special
Dividend Rate		 1.00% APY†
 

†APY = Annual Percentage Yield
††APR = Annual Percentage Rate
‡LTV = Loan to Value
View all rates and disclosures

Move into retirement feeling confident about your money.

Feel good about your retirement plans after joining us for our upcoming bootcamp presentations. We'll help you with the key things you should know about Social Security, Medicare, and estate planning. Register today! FR-1103603.1-0115-0217

Enjoy one of the best benefits of membership. More savings!

Try our Member Savings Estimator at to see how Summit can help you grow your money so that you can enjoy it even more. Try it now!

Simplify your search for affordable health insurance.

If you need health insurance, we'll help you find it. As a Summit member, you have access to the TruStageTM Health Insurance Program. Easy online tools help you find a plan that fits your budget. Learn more.

Summit makes your “someday” happen sooner.

Earn higher rates on your savings with a certificate from Summit.
You’ll earn more than twice the Wisconsin average!^^
 Open an account!

Take control of your finances and compete to win $10,000

Our 2014 Project Money participants paid down their debt by $34,916 and grew their savings $40,151 with a little friendly competition. Now it’s your turn to be the success story by working one-on-one with a Summit Financial Coach. Apply now.

Apple Pay - Coming Spring 2015!

Digital wallets enable you to pay for purchases through your mobile device. Here is the latest on Apple Pay and Google Wallet payment options at Summit.

Featured Rates

Mortgage Rates

  Rate APR
30 Year Fixed 3.750% 3.840%
15 Year Fixed 2.875% 3.025%
7/1 ARM 3.000% 3.066%

Auto Loan, New or Used

Alert Me
as low as 2.29% APR†† up to 48 months
 

Home Equity Line of Credit
Alert Me
1.99% APR† First 6 months
3.99% APR† Variable rate after
 

New 10- and 16-Month Certificates

Alert Me
10 month special
Dividend Rate		 0.55% APY†
16 month special
Dividend Rate		 1.00% APY†
 

†APY = Annual Percentage Yield
††APR = Annual Percentage Rate
‡LTV = Loan to Value
View all rates and disclosures

  • Federally insured by NCUA
    Equal Housing Lender

*No or low closing cost option is only available for fixed-rate, 30-year-term conventional mortgages sold to Fannie Mae. Must be for the purchase or refinance of an owner occupied single family home. All other mortgage loan products are excluded. A Summit checking account must be open prior to the closing of the loan. Summit WILL ONLY PAY for the following fees and costs: appraisal, credit report, loan document recording, flood certification, settlement closing, tax service, Summit origination, and lenders title insurance.

**#1 mortgage lender based on number of mortgages recorded with Dane Co. register of deeds.

^APR is ANNUAL PERCENTAGE RATE. The monthly periodic rate for our Visa programs for balance transfers is 0.1583% - 1.6583%, which is an ANNUAL PERCENTAGE RATE of 1.9% - 19.9%. Introductory APR for balance transfers will end on February 28, 2016 for balance transfers made between January 5, 2015 until February 28, 2015. For qualifying members, the introductory APR on existing balances will increase to the non-discount rate on the first day of the billing cycle. The 1.9% balance transfer rate is for credit scores 651 and above. Actual rate is based on multiple criteria, including, but not limited to, credit-worthiness factors, current market conditions, and other factors that the credit union, in its discretion, believes are relevant in determining the appropriate APR. Current Summit loan and credit card balances are not eligible for the balance transfer promotion rate. Promotion ends February 28, 2015. Earn $50 cash back on purchases totaling $1000 or more through March 30, 2015. The cash back amount will be awarded to you no later than April 30, 2015. Cash back offer is for new credit card accounts only, opened from January 5, 2015 through February 28, 2015. The cash back amount is based on purchases (less returns) and does not include balance transfers or cash advances. 1 The regular monthly periodic rate for our Visa Platinum program for purchases, balance transfers and cash advances is 0.8250% - 1.4917%% which is an ANNUAL PERCENTAGE RATE of 9.9% - 17.9%. Actual rate is based on multiple criteria, including, but not limited to, credit-worthiness factors, current market conditions, and other factors that the credit union, in its discretion, believes are relevant in determining the appropriate APR. 2 The regular monthly periodic rate for our Visa Platinum Rewards program for purchases, balance transfers and cash advances is 0.9917% - 1.6583%, which is an ANNUAL PERCENTAGE RATE of 11.9% - 19.9%. Actual rate is based on multiple criteria, including, but not limited to, credit-worthiness factors, current market conditions, and other factors that the credit union, in its discretion, believes are relevant in determining the appropriate APR. Earn one point for every dollar purchased to earn Scorecard Rewards. 3 Visa Platinum and Visa Platinum Rewards Transaction Fees: cash advance fee: $3: foreign transaction fee: 1.00% of each multiple currency transaction in US dollars, 0.80% of each single currency transaction in US dollars.

^^Average rates for Wisconsin financial institutions as of 7/1/14 as calculated by Informa Research Services, Inc.

1APY is annual percentage yield. Offer expires March 31, 2015. Advertised introductory rate is available on new Money Market Plus Special accounts only. The introductory rate may not be applied to funds from another Summit Credit Union account. A minimum of $10,000 in new money to Summit Credit Union required to open the account and earn the introductory rate. Introductory rate is guaranteed through August 31, 2015 at which time the account will earn the rate on Summit’s Money Market Plus at that time. The first year APY is a blended APY that combines the introductory rate from the account opening date to August 31, 2015 with the current ongoing rates on our Money Market Plus account for the final 6 months of your first year in the account. Example given is based on $10,000. The exact APY you earn over the first year may differ depending on your balance and the rate paid on the Money Market Plus over the final 6 months of your first year in the account, which is subject to change periodically. The current tiers and ongoing rates on Money Market Plus as of 2/22/2015 are $100,000+ 0.25%APY, $50,000 $99,999 0.20%APY, $25,000-$49,999 0.20%APY, $10,000-$24,999 0.15%APY, $2,500-$9,999 0.15%APY, $0-$2,499 0.10%APY. Minimum to open Money Market Plus Special is $2,500. Sorry, we cannot accept any more than $250,000 at this Introductory Rate per account.


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ABA/Routing number: 275979034