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Featured Rates

Certificate, 16 month

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0.80% Dividend Rate 0.80% APY†
 

Auto Loan, New or Used

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as low as 2.29% APR†† up to 48 months
 

Home Equity Loan — 60 months

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as low as 3.99%† up to 80% LTV‡
 

†APY = Annual Percentage Yield
††APR = Annual Percentage Rate
‡LTV = Loan to Value
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New mortgage statements – no mortgage changes

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Target stores card breach - what you should do

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Take control of your finances. Winner gets $10,000!

Summit’s giving four individuals or families the chance to whip their finances into shape. And, if you outperform the competition, you’ll walk away with $10,000! Apply now!

Monster savings - start building yours with Summit today!

Earn 0.80% APY^^ when you open a 16-month certificate or choose a longer term and earn 1.00% APY^^^ when you open a 36-month certificate. Start building yours today!

Access over 1,000 fee-free ATMs with a Summit Visa debit card

Get easy, any-time access to your money with your Summit checking account and Visa debit card. Use a Summit or in-network ATM and get cash with no ATM transaction fee!

Get an additional 0.25% off your low auto loan rate!

Get a low fixed rate and enjoy even more savings with a .25% discount on hybrids or simply by signing up for automatic payments from your Summit Checking account. Apply today and be approved in minutes!

Project Teen Money - Be inspired and cast your vote now!

Follow along as six students from Memorial and La Follette go head-to-head in their 1st video challenge. Vote for your favorite video today!

Have a big idea? Let’s help you turn it into a business opportunity

We help small business owners with growth, acquisitions, capital retention and more, every single day. Explore your options!

Featured Rates

Certificate, 16 month

Alert Me
0.80% Dividend Rate 0.80% APY†
 

Auto Loan, New or Used

Alert Me
as low as 2.29% APR†† up to 48 months
 

Home Equity Loan — 60 months

Alert Me
as low as 3.99%† up to 80% LTV‡
 

†APY = Annual Percentage Yield
††APR = Annual Percentage Rate
‡LTV = Loan to Value
View all rates and disclosures

New mortgage statements – no mortgage changes

Click here to learn more.

Target stores card breach - what you should do

Click here to learn more information about protecting your card.

2013 MPower Champion

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  • Federally insured by NCUA
    Equal Housing Lender
*APR is ANNUAL PERCENTAGE RATE. The monthly periodic rate for our Visa programs for balance transfers is 0.2417% - 1.6583%, which is an ANNUAL PERCENTAGE RATE of 2.9% - 19.9%. Introductory APR for balance transfers will end on March 20, 2015 for balance transfers made between January 6, 2014 until March 8, 2014. For qualifying members, the introductory APR on existing balances will increase to the non-discount rate on the first day of the billing cycle. The 2.9% balance transfer rate is for credit scores 651 and above. Actual rate is based on multiple criteria, including, but not limited to, credit-worthiness factors, current market conditions, and other factors that the credit union, in its discretion, believes are relevant in determining the appropriate APR. Current Summit loan and credit card balances are not eligible for the balance transfer promotion rate. Promotion ends March 8, 2014. Earn 0.5% cash back on net purchases through July 31, 2014. The cash back amount will be credited to your credit card balance no later than August 31, 2014. Cash back offer is for new credit card accounts only, opened from January 6, 2014 through March 8, 2014. The cash back amount is based on purchases (less returns) and does not include balance transfers or cash advances. The regular monthly periodic rate for our Visa Platinum program for purchases, balance transfers and cash advances is 0.8250% - 1.4917%% which is an ANNUALPERCENTAGE RATE of 9.9% - 17.9%. Actual rate is based on multiple criteria, including, but not limited to, credit-worthiness factors, current market conditions, and other factors that the credit union, in its discretion, believes are relevant in determining the appropriate APR. The regular monthly periodic rate for our Visa Platinum Rewards program for purchases, balance transfers and cash advances is 0.9917% - 1.6583%, which is an ANNUAL PERCENTAGE RATE of 11.9% - 19.9%. Actual rate is based on multiple criteria, including, but not limited to, creditworthiness factors, current market conditions, and other factors that the credit union, in its discretion, believes are relevant in determining the appropriate APR. Plus earn one point for every dollar purchased to earn Scorecard Rewards.
**APR is Annual Percentage Rate. After the six-month introductory period the rate will revert to the floor rate of 4.00% or the Prime Rate as published in the Wall Street Journal plus or minus a margin whichever is higher. Your actual rate will be based upon your credit worthiness and loan-to-value. As of February 17, 2014 the variable rate without the discount would be 4.00% APR (floor). The APR will not vary above 15% APR nor below 4.00% APR. Prime rate as of 2/15/14 is 3.25%. Maximum LTV is 90% Property insurance is required. Offer only applies to new Home Equity Lines of Credit opened on or after 2/17/14. Existing Home Equity Lines of Credit are not eligible for the introductory rate. Offer is subject to change without notice.
^Purchase transactions only. The following loan programs are not eligible for the closing cost credit: Federal VA, FHA, Rural Development, WHEDA, Investment Property Loans and Construction Loans. The offer applies to loans with an application date prior to May 1, 2014 and a closing date prior to July 1, 2014. The $500 closing cost credit cannot exceed the actual amount of closing costs, prepaid interest and escrow reserves. This includes if the credit is combined with a seller closing cost credit. First mortgages only (Offer does not apply to 2nd mortgages or home equity lines of credit). Must have an open, active Summit checking account PRIOR to closing. The checking account must have direct deposit set up for income PRIOR to the loan closing or auto pay. Must provide Summit with evidence of direct deposit PRIOR to the loan closing if the direct deposit is not already reflected in the history of the checking account. The credit will be applied at the time of the loan closing and will be reflected on the Settlement Statement (HUD-1). Not valid with any other offers.
^^Annual Percentage Yield. Early withdrawal penalties may apply. Rates accurate as of 1/31/2014. Minimum balance $500. ^^^16-month certificate renews as 18 month certificate. 16-month cannot be opened as an IRA. Federally insured by NCUA. Annual Percentage Yield. Early withdrawal penalties may apply. Rates accurate as of 1/31/2014. Minimum balance $500. Federally insured by NCUA.
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ABA/Routing number: 275979034