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From their first debit card to next big purchase, give your child everything they need to be a smart saver and spender. With Summit on your side, we can help them build lifelong money skills and financial confidence. Your kid’s first debit card, your teen’s spending budget, your student’s way to securely manage their money – Student Free Checking can do it all. This comprehensive account gives your child the independence they need to build confidence while keeping you in the know and in control when needed.
  • No monthly service fees
  • Free debit card with
  • Overdraft transfers from primary savings
  • Free tools, like mobile wallet, Zelle® and debit card controls
Opening a free checking account with your child helps them build lifelong skills and gives you the ability to monitor their spending and guide in financial decisions. Talk about a win-win! We’re a partner for life – making sure kids, teens, students and adults have access to financial resources for any stage. Easy-to-use features, security tools, educational resources – Summit’s a one-stop shop for getting a jumpstart on a bright financial future. Explore interactive lessons that help teach your high school or college-aged kid financial responsibility. An easy way for them to securely make purchases with their phone or smartwatch. A quick way for both you and your child to send money to friends and family. Take control if you need to – set spending limits, receive transaction alerts and even turn their card "off," all from one app. A free tool to help your student understand their spending, create a budget and work towards goals. We're helping keep you and your family one step ahead of scammers. Getting your kid set up with a checking account and debit card is simple. Just schedule an appointment or stop by a branch near you.
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* The Wisconsin's #1 Mortgage Lender designation is based on the number of loans in 2023, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the LEI: 254900NTAC4H10MGSU23 ** SBA Lender of the Year Award for Credit Unions as awarded by the Small Business Administration of Wisconsin in 2024. Copyright 2025 © Summit Credit Union. All rights reserved. If you are using a screen reader and are having problems using this website, please call 608-243-5000 for assistance. Insured by NCUA