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Create the life you want in retirement by taking next steps with a Summit Financial Advisors professional. You’ll have all the tools and resources to set clear financial goals, outline a strategy forward, and manage your assets to enjoy the future you picture. Whether retirement is years away or coming right up, get personalized insights to make progress on your future based on where you are today: Build retirement savings, compare retirement accounts, consider Traditional IRA vs. Roth IRA options and stay focused on long-term goals.
 Coordinate workplace plans, 401(k) rollovers, pensions, Social Security timing, taxes and future income needs. Think through retirement income, withdrawal strategies, Required Minimum Distributions (RMDs) and budgeting.

Cover Your Whole Retirement Picture

We’ll work one-on-one to figure out what you need for retirement – looking beyond single accounts to all the factors at play for your future, including:
  • Retirement savings
    Take a look at how much you may need and whether you are on track.
  • Social Security benefits and pensions
    Evaluate decisions around when to collect Social Security benefits and how to coordinate them with your pension benefits.
  • Retirement income
    Understand how savings, investments, pensions, benefits and withdrawals may work together.
  • Retirement accounts
    Consider options for your goals such as 401(k) planning, Traditional IRA vs Roth IRA, rollovers and catch-up contributions.
  • Taxes and withdrawals
    Talk through retirement tax strategies, RMDs, budgeting and withdrawal planning.
Take steps with us to set your unique retirement roadmap – where your savings, Social Security, taxes and withdrawals and more all work together for your goals. And feel confident and excited for your future!Connect with a local, experienced advisor to see what steps you can take next to prepare for your retirement goals. Just fill out the form below, and a team member from Summit Financial Advisors will reach out to you soon.
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Tools & Resources for Retirement Planning

Frequently Asked Questions

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member / ). Insurance products are offered through LPL or its licensed affiliates. Summit Credit Union and Summit Financial Advisors are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Summit Financial Advisors, and may also be employees of Summit Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Summit Credit Union or Summit Financial Advisors. Securities and insurance offered through LPL, or its affiliates are:  Not Insured by NCUA or Any Other Government Agency Not Credit Union Guaranteed Not Credit Union Deposits or Obligations May Lose Value The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.Summit Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit for more detailed information.
Investing in mutual funds involves risk, including possible loss of principal. Fund value will fluctuate with market conditions, and it may not achieve its investment objective.

Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax and surrender charges may apply. Variable annuities are subject to market risk and may lose value.

Stock investing includes risks, including fluctuating prices and loss of principal.

Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price.