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That place up north sounds great! And we can apply our Wisconsin mortgage lending expertise somewhere warmer too (don’t blame you, snowbirds). With our free 15-minute preapproval , you can make a serious offer fast in this competitive market – so that home away doesn’t get away. It's all easy and stress-free with:
  • A Mortgage Loan Officer who responds to your application within just one business day
  • The ability to lock your rate when you choose – at the time you apply or up to seven days before closing
  • Loan status updates the whole way through, plus answers to questions anytime.
If your next chapter involves a cabin, condo or beach house, we’ve got affordable rates, access to larger loan amounts and Summit will always service your second or vacation home! Choose from a fixed-rate mortgage term of 10-30 years or an adjustable-rate mortgage (ARM) with initial rate locks from 3-15 years! A cash-out refi on your primary home could get you the down payment you need for your vacation home. If you're interested or thinking about getting a second mortgage, check out your   or talk to a Mortgage Loan Officer about what works best for you. Connect with a Mortgage Loan Officer who responds to your application within just one business day.
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* The Wisconsin's #1 Mortgage Lender designation is based on the number of loans in 2023, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the LEI: 254900NTAC4H10MGSU23 ** SBA Lender of the Year Award for Credit Unions as awarded by the Small Business Administration of Wisconsin in 2024. Copyright 2025 © Summit Credit Union. All rights reserved. If you are using a screen reader and are having problems using this website, please call 608-243-5000 for assistance. Insured by NCUA