Accidents happen. That's why Summit offers Accidental Death and Dismemberment (AD&D) coverage to Summit members available through TruStage.™ A TruStage Accidental Death and Dismemberment (AD&D) policy could provide you or your family a cash benefit to assist with covered injuries or deaths. Receive $1,000 of coverage for free – just for being a Summit member. Plus, add additional coverage if you're interested. All you have to do is sign up!