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From helping out your community to traveling with perks, we have the credit card built for your financial life. Discover options that let you earn extra rewards points and cash back – all with a great, low rate!

Upgrade Your Everyday Purchases

Get a Summit credit card that works for your financial goals with all these perks and more!
Use your card as much as you want year-round without paying any hidden fees. Enjoy contactless payments with your tap to pay card or your phone's mobile wallet. Turn your card on and off, customize alerts and more with your Summit mobile app. You can’t go wrong when you get the card that gets you the most in return, like extra discounts and our highest cash back percentage on purchases – including travel expenses! Plus, enjoy complimentary .
  • 3% cash back on airlines
  • 2% cash back on hotels and dining
  • 1.5% cash back on all other purchases
  • No annual fees
  • Extra Travel Perks so you can treat yourself
    • Cardholder Inquiry Services for personalized support to help you get the most from your card benefit
    • Roadside Dispatch® to come to your aid fast, 24/7, with a reliable tow truck or locksmith
    • Lost/Stolen Card Reporting to take the stress out of next steps and help you replace your card
    • Zero Liability so you’re not responsible for unauthorized transactions if your card’s lost, stolen or used by a fraudster
  • Complimentary that let you call a concierge to book your travel, find your tickets or line up dinner reservations. Plus, speed through security checks with TSA PreCheck and global entry credits, and no foreign transaction fees.
0% intro rate for 12 months, Varies with Prime rate after that Varies with Prime rate Get the simplicity of our Visa Platinum card but with even more perks. Reward your everyday purchases on gas and wholesale club purchases  with double points to put toward trips, cash back and more.
  • Collect rewards points with every purchase
  • Get double points on gas and wholesale club purchases
  • No annual fees
  • Redeem rewards points for airline tickets, once-in-a-lifetime vacations or 1% cash back
  • Our , which lets you redeem for brand name merchandise, meals at your favorite restaurants and lots of other great options
0% intro rate for 12 months, varies with Prime rate after that varies with Prime rate If you’re looking for a simple way to build credit while getting our lowest rate, this credit card is an easy “yes!”
  • Get our lowest rates
  • Budget easier with a non-variable rate, which makes interest predictable
  • No annual fees
0% intro rate for 12 months, after that Build credit on your favorite purchases – like Amazon and dining out – with our Student Rewards Card! Plus, you’ll get this perk and more as part of our .
  • Enjoy Good Grade Bonuses
  • Receive double points on Amazon and restaurant purchases
  • No annual fees
  • Up to 4,000 bonus points each year that you can earn with a 3.0 GPA, plus double rewards points whenever you shop on Amazon or dine out!
  • Summit Rewards that you can redeem for cash back, travel and everything else in our
0% intro rate for 12 months , varies with Prime rate after that varies with Prime rate Know you’re spending for good with the Summit Global Good Card. Every time you make a purchase, Summit will donate to the at no charge to you. That means helping people around the world access safe, affordable financial services. We’ve already given $197,908.62 back so far!
  • Summit donates with every purchase and makes an extra $10 donation when you open your card
  • Earn double points on restaurant and hotel purchases
  • No annual fees
  • Rewards points that you can redeem for travel, cash back and
0% intro rate for 12 months, varies with Prime rate after that varies with Prime rate Discover your perfect combination of features and perks! Ultimate CashPerks Visa Platinum Rewards Visa Platinum Summit Student Rewards Summit Global Good Card® Key Features & Benefits
  • 3% cash back on airlines
  • 2% cash back on hotels and dining
  • 1.5% cash back on all other purchases
  • No annual fees
  • Collect rewards points with every purchase
  • Get double points on gas and wholesale club purchases
  • No annual fees
  • Get our lowest rates
  • Budget easier with a non-variable rate, which makes interest predictable
  • No annual fees
  • Enjoy Good Grade Bonuses
  • Receive double points on Amazon and restaurant purchases
  • No annual fees
  • Summit donates with every purchase and makes an extra $10 donation when you open your card
  • Earn double points on restaurant and hotel purchases
  • No annual fees
Cash Back Rewards Up to 3% 1% — 1% 1% Rewards Program CashPerks Rewards Summit Rewards — Summit Rewards Summit Rewards with Donation Option Purchase/Balance Transfer APR 0% intro rate for 12 months, Varies with Prime rate after that 0% intro rate for 12 months, varies with Prime rate after that 0% intro rate for 12 months, after that 0% intro rate for 12 months , varies with Prime rate after that 0% intro rate for 12 months, varies with Prime rate after that Cash Advance APR Varies with Prime rate varies with Prime rate varies with Prime rate varies with Prime rate Current members can apply online.

Get In Touch

Whether you're exploring your options, ready to apply, or just have questions, our team is here to guide you through every step of the way. We'll help you understand your choices and move forward with confidence.
In person, video, or phone 800-236-5560
ITIN Lending for Credit Cards — Summit Credit Union is proud to accept ITIN for Credit Card applications.
Get Started With the Credit Union That Does More for You More Tools & Resources Get access to flexible funds you can draw as needed. Plus, get a great, low rate that’s better than most credit cards! With low, fixed rates and short terms, a personal loan may be a great way to tackle financial obstacles. Your Checking Account helps you confidently manage day-to-day spending – and it’s especially easy with all our mobile banking tools!