Make a Payment Rates About Careers Contact Locations
The best feature of any car is payments that fit into your budget. And knowing those payments the same day you apply? Even better! Start shopping with confidence, whether in person or online, when you get free, same-day auto loan preapproval.

90 Days. No Payments. No Stress.

That’s three months to not think about making a car payment and a chance to put some money away toward a savings goal or for a rainy day. Get your free preapproval in minutes!
With same-day preapproval, you’ll know what you can afford ahead of time, so you can make a solid purchase! Not to mention:
  • Choose from a variety of loan terms to find a payment you’re comfortable with.
  • Get the answers you need and start shopping right now. Find deals on new and used cars, read reviews, get rebates and more with .
Plus, save even more to put toward other “to do’s” when you pair these features with your Summit auto loan:
  • Save on auto insurance through our partnership with .
  • Get a 0.25% rate discount with auto payments from your .
  • for a new rate and lower payment, even if your auto loan is from another lender!
Got your eye on a shiny, new car, truck or motorcycle? Enjoy your new vehicle a little extra with payments and terms kept on the easy side. A quick, free preapproval won’t just help you stay within your budget. The right terms could also save you money in the long-term! Get started online in just minutes with our fast and simple application process. Shopping for a reliable, used vehicle with the right financing can be a great way to save money and get the ride you want! Get a free preapproval in minutes to know your budget and monthly payment ahead of time. Then, hit the lot (or the web!) with total confidence as you shop for your new car, truck or motorcycle. Looking for a car that'll do Mother Nature and your wallet some good? A green car can help you increase fuel efficiency, cut back on emissions and save on fuel costs. Plus, with our Green Auto Loan, you'll get a 0.25% discount off your rate! This loan is available on all new and used fully electric and hybrid cars. And ask about our financing options for charging stations! You’ve put in work to pay down your loan. Now, reward yourself with a lower monthly payment and more breathing room in your budget when you refinance your auto or recreational vehicle loan. We can even help if your loan is from another lender. Whatever goal you’re trying to achieve, from purchasing a new car to securing a comfortable payment, our team will connect you with the tools that will work best for your lifestyle – and even help make plans for what’s next.  Get Started With the Credit Union That Does More for You More Tools & Resources We’ve joined up with TruStage Auto Insurance to give Summit members expert coverage, 24/7 support and discounted rates! Enjoy that new boat or RV to the fullest with a Recreational Vehicle Loan and terms that increase your savings. Our GO Bundle helps you learn to manage your money while building toward your goals. Combine a Student Rewards Card, exclusive auto loan savings and more to get started.
Featured Products Certificates Checking Accounts Home Equity Loans Home Loans Business Banking Certificates Checking Accounts Home Equity Loans Home Loans Business Banking Financial Education Upcoming Events Programs Tools & Calculators On-demand Webinars Podcasts Upcoming Events Programs Tools & Calculators On-demand Webinars Podcasts About Equity in Money™ About Summit Careers News Community Giving Equity in Money™ About Summit Careers News Community Giving Help & Support Contact Us Member Support Center Schedule an Appointment Find a Branch Contact Us Member Support Center Schedule an Appointment Find a Branch
Please read the following before proceeding to: The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site.
NCUA Insurance Estimator Privacy, Security & Accessibility Rates Terms and Fees Routing Number
* The Wisconsin's #1 Mortgage Lender designation is based on the number of loans in 2023, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the LEI: 254900NTAC4H10MGSU23 ** SBA Lender of the Year Award for Credit Unions as awarded by the Small Business Administration of Wisconsin in 2024. Copyright 2025 © Summit Credit Union. All rights reserved. If you are using a screen reader and are having problems using this website, please call 608-243-5000 for assistance. Insured by NCUA