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Life can be wonderful, but it can also get complicated when unexpected things happen. Through our partnership with TruStage®, protecting your loan balance or loan payments can help safeguard your finances. Protecting your loan balance or loan payments against involuntary unemployment, hospitalization, disability, or death, can help keep you and your family financially secure during an uncertain time. This protection could cancel your loan balance or loan payments up to the contract maximums, so your family can worry a little bit less about tomorrow. It’s voluntary and won’t affect your loan approval.

Qualifying Life Events

  • Terminal Illness
  • Accidental Dismemberment
  • Hospitalization
  • Family Medical Leave
  • Loss of Life of a Dependent
  • Disability
  • Involuntary Unemployment

Loans Covered by Payment Protection

  • Auto loans
  • Credit Cards
  • Home Equity loans
  • Express Mortgage loans
  • Personal Loans & Lines of Credit
  • Energy Loans
We’ll walk you through the simple sign-up process, and protection takes effect immediately. Protection is budget-friendly and can be worked into your monthly payments. You’re free to cancel anytime. Know you're covered in case a qualifying life event happens.

"It helped me financially because I was worried about paying bills and am still having some health issues."

“Not having to worry about a mortgage payment during my surgeries and recovery was very helpful.”

"Knowing my family is covered. Helping me in a near death time of need."

"It allowed me to not have to worry about car payments for a little while without damaging my ability to keep the car."

 If the unexpected happens, our fast and easy claims process means true peace of mind. Our simple, hassle-free claims process – through our partner in protection, TruStage – will get you the help you need, fast.

Call 800-621-6323 and a TruStage Claims Specialist will guide you through the process.
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Payment Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the contract for a full explanation of the terms. You will receive the contract before you are required to pay for Payment Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid. DP-6947621.1-0824-0926 * The Wisconsin's #1 Mortgage Lender designation is based on the number of loans in 2023, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the LEI: 254900NTAC4H10MGSU23 ** SBA Lender of the Year Award for Credit Unions as awarded by the Small Business Administration of Wisconsin in 2024. Copyright 2025 © Summit Credit Union. All rights reserved. If you are using a screen reader and are having problems using this website, please call 608-243-5000 for assistance. Insured by NCUA