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One Easy Hack To Get On Top Of Your Budget

October 23, 2018 Have you been looking at budgeting all wrong? We’ve got just the thing to help you embrace it. Do you tend to feel a little crabby when you hear the word “budget?” Like it’s this painful thing you’ll have to do temporarily until you can dig out from under some financial problem? But what if you turned that idea on its head and started to think of budgeting as something that should always part of your life? Like healthy eating and regular exercise, budgeting is one of those “good for you” things with great payoffs. Think reduced stress and the money to do cool things like buy a car, go on a vacation or help your kids with college.  Feel better about budgeting already? Ready to make it happen? We’ve got something that will make it easy, rewarding and maybe even a little fun: . Climbr is our free online money management tool. You can tap into it anywhere — on your computer, phone or tablet — and it consolidates all your financial information (loans, savings and checking accounts, credit cards, and more) in one place. Even better, Climbr gives you an easy way to check on your spending and saving any time you want, which is one of the best ways to take charge of your finances. Summit's Climbr lets you do all this: Create a budget. We all spend and save smarter when we set up a plan ahead of time. Climbr lets you create budget categories and assign monthly limits. And its dashboard gives you a fast and easy way to see what you’ve spent and how much money you have left in each category. Monitor your expenses. Once you link your accounts to Climbr and assign spending categories (like transportation, entertainment, groceries and the like), it will automatically tag each purchase and put it in a category. Presto! You’ll have a complete, personalized view of your spending and savings, not just once in a while but every day (or even many times a day if that’s the way you roll). And these instant snapshots are a great way to help you get and stay on track. Set goals. Now it’s easy to set saving goals and pick how much you’re going to put aside each month or paycheck. Better yet, use automatic transfers so the money you’ve budgeted goes right into your savings as soon as your paycheck hits. Get transaction alerts. Have you ever overdrawn an account or forgotten to pay your credit card bill and gotten hit with a big fee (ouch!). Now you can get an alert if your account balance is approaching the “yikes” zone or a heads up when it’s time to pay a bill. Ready to see how budgeting could improve your life? Check out today. Smart money tips brought to you by  ****, Summit’s exclusive financial wellness program. You might also be interested in Whew – what a journey! has officially come to a close, and these four teams have been impressive. And they’re leaving this program with less debt, mo Financial success isn’t how much money you have — it’s feeling good about what you’re doing with the money you have. How can we help you avoid difficult money situations and put you in the best financial position for success? This question is at the heart of so many things we do here as your financial partner – including our decision to eliminate the non-sufficient funds (NSF) fee as of April 1. Are you struggling to come up with the perfect New Year’s resolution? Here are three great reasons why focusing on your finances should be a priority this year! It’s not every day that someone gives you hundreds, or maybe even thousands, of dollars for (seemingly) no reason. That’s what makes getting a tax return so exciting. So before that much-anticipated check arrives, stop and consider what you should do with your tax refund, as well as what you want to do. Simple, everyday choices can reduce consumption and our impact on the environment. Learn ways to be more eco-friendly…and your spending at the same time! Sometimes having a little extra cash is the only thing between you and your dreams. Check out these financial tips to be smart about borrowing money and avoid common mistakes. With a little planning, you may be able to actually save a little money during the holidays. Check out these tips to keep costs down without missing out on the holiday fun. Your home is your castle, your refuge and—let’s face it—a place where it can be very easy to sink a big chunk of money. Which is why you’re always on the lookout for “sweet spots”:  those home improvements that add comfort, safety or a little zing of style while you’re living in your house and will boost the asking price when it’s time to sell. And if you can find a way to save money on those improvements or cut home expenses at the same time, well that sweet spot just got a little sweeter! Featured Products Certificates Checking Accounts Home Equity Loans Home Loans Business Banking Certificates Checking Accounts Home Equity Loans Home Loans Business Banking Financial Education Upcoming Events Programs Tools & Calculators On-demand Webinars Podcasts Upcoming Events Programs Tools & Calculators On-demand Webinars Podcasts About Equity in Money™ About Summit Careers News Community Giving Equity in Money™ About Summit Careers News Community Giving Help & Support Contact Us Member Support Center Schedule an Appointment Find a Branch Contact Us Member Support Center Schedule an Appointment Find a Branch Please read the following before proceeding to: The website you are about to visit is solely the responsibility of the merchant or other party providing the site. 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